Author
Sugandha Jha
News Writer
About
Sugandha Jha writes news for BankCreds, covering loans, interest rates, RBI and regulator updates, gold, deposits, credit cards and insurance for Indian borrowers.
Every story cites its sources and is reviewed by a second member of the BankCreds news desk before it is published.
Latest stories by Sugandha Jha
105 stories written · 93 reviewed
- Five FD-Backed Credit Cards Offer a 100% Limit: What It Means for Savers
Credit Cards · 8 Oct 2026
- Insurance Brokers Flag 10 Lakh Jobs at Risk From IRDAI Reform: What Policyholders Should Know
Insurance · 8 Oct 2026
- RBI Repo Rate Hike: Why Banks May Hold FD Rates Steady for Now
Fixed Deposit · 8 Oct 2026
- Banks Rebuild Credit Cards Beyond Cashback: What Cardholders Should Check Before Switching
Credit Cards · 7 Oct 2026
- Australia's Card Reforms Reshape Swipe Fees and Rewards: What Indian Cardholders Should Know
Credit Cards · 7 Oct 2026
- Choosing a Quick-Approval Personal Loan App in India: What a Top-10 List Won't Tell You
Personal Loan · 7 Oct 2026
- RBI Has No View Yet on IRDAI Insurance Commission Reforms: What Bank Customers Should Know
Markets & Money · 7 Oct 2026
- Fixed Deposits Will Show in Demat Consolidated Account Statements by December 31: What Savers Should Do
Fixed Deposit · 7 Oct 2026
- RBI's 25 bps Repo Rate Hike Opens the Door to Higher FD Rates: What Savers Should Do
Fixed Deposit · 7 Oct 2026
- RBI Policy Verdict Awaited on October 7: What It Means for Your Home and Car Loan EMI
Markets & Money · 7 Oct 2026
What they cover
- Loan & interest-rate news
- RBI and regulator updates
- Gold, deposits & credit-card news
- Insurance & household-money news