Gold Loan Rate Today: Per-Gram Advance, Trend & City References
Updated 2026-09-01
Today's indicative 24k reference is ₹11840/gram,
which caps the 22k pledge advance near ₹8,134/gram at RBI's
75% LTV. Thirty-day trend, purity table and city references below — all indicative;
branch appraisal decides the binding number.
Indicative figures for comparison only. BankCreds is not a lender — the bank or NBFC’s current schedule and your Key Fact Statement are the binding numbers.
Today's advance ceilings
| Purity | Advance/g |
|---|---|
| 24k | ₹8,880 |
| 22k | ₹8,134 |
| 20k | ₹7,397 |
| 18k | ₹6,660 |
At RBI's 75% cap on the 2026-09-01 reference; small loans (≤₹2.5L) may reach 85%.
30-day price trend (24k ₹/g)
A rising month (₹315/g move) shifts pledge eligibility with it — existing borrowers can ask lenders about top-ups when prices run up.
City references (24k ₹/g)
| Delhi | ₹11855 |
| Mumbai | ₹11840 |
| Chennai | ₹11930 |
| Kolkata | ₹11845 |
| Bengaluru | ₹11890 |
| Hyderabad | ₹11890 |
Local taxes and jeweller premia vary; lenders appraise on their own daily sheets.
Gold loan rates today — FAQs
What is the gold loan rate per gram today?
Why do gold-loan per-gram rates change every day?
Which purity of gold gets the best loan value?
Are these city gold rates exact?
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