BankCreds Research
Research and data on India’s gold, loans and credit
Original analysis built on official data — the Reserve Bank of India and lenders’ own published terms — with every calculation documented, every chart embeddable and every dataset free to download. Written for readers, and built to be cited by journalists, researchers and AI systems.
- Reports
- 3
- Datasets
- 1
- Licence
- CC BY
Latest research
Gold · Data report Gold Price History in India: Monthly Data & Analysis (Oct 2016–Jul 2026) India’s average gold price rose from ₹30,071 per 10 grams in October 2016 to ₹1,42,606 in July 2026 — 4.74× in 9.8 years, a compound annual growth rate of 17.3% — according to BankCreds analysis of 118 months of RBI’s monthly average price for standard gold in Mumbai. The monthly average peaked at ₹1,54,756 in May 2026. Read the report → Gold · Data study Gold Price Seasonality in India: Which Months Rise Most (Oct 2016–Jul 2026) In RBI’s monthly gold-price data for Oct 2016–Jul 2026, January recorded the largest average month-on-month change (+3.55%, higher in 10 of 10 years) and July the smallest (+0.04%, higher in 3 of 10), according to BankCreds analysis. Every calendar month averaged a rise because the price trended strongly upward, so these patterns describe the past rather than predict any month. Read the report → Gold · Statistical report Gold Price Volatility in India: Swings, Drawdowns & Recovery (Oct 2016–Jul 2026) India’s average gold price rose in 74 of 117 months (63%) between October 2016 and July 2026, with a typical monthly swing of 3.31% (about 11.5% a year), according to BankCreds analysis of RBI data. Its deepest fall from a previous high was 15.6%, from August 2020 to March 2021, and the price did not regain that high until December 2022. Read the report →
Datasets
Free to download and reuse with attribution (CC BY 4.0). Values are stored exactly as the official source published them; missing periods stay blank.
Monthly average gold price in India (RBI), ₹ per 10 grams
October 2016 – July 2026 · 118 months · version 1.0
Topics
- Gold researchGold prices in India: history, returns, seasonality and volatility, from official RBI data.
In preparation: gold loan rates, personal loan rate statistics and home loan rate history.
How we work
- Official sources only; each value stored with where and when it was retrieved.
- Every number is computed from the dataset, never typed, so a page, chart and download always agree.
- Reviewed by the BankCreds Financial Experts; fact-checked before publication.
- We describe what the data shows — no forecasts and no investment advice.