Latest Financial News

Gold prices, per-gram loan values, lender rates and RBI rules for gold lending.

6:11 PM · 9 Oct 2026 18K vs 22K vs 24K Gold on October 9: Which Purity Gives You the Bigger Loan? Mathrubhumi English has listed October 9 gold rates for 18K, 22K and 24K in major Indian cities. Here's what the rates mean if you buy, sell or pledge gold. 6:10 PM · 8 Oct 2026 Gold Loan Demand Rises as Indian Households Borrow Against Jewellery: What Borrowers Should Check LiveChennai reports gold loans are rising as households change how they borrow. Here is what that means in rupees, and what to verify before pledging your jewellery. 12:10 AM · 8 Oct 2026 Bajaj Finance Gold Loan Application: Documents, Eligibility and Steps Borrowers Should Know ThePrint has published a walkthrough of applying for a Bajaj Finance gold loan. Here is what to keep ready, how gold loan limits work, and what the loan really costs. 12:11 AM · 7 Oct 2026 Gold Forecast on October 7: Fed Hike Fallout and Rupee Rates, What Gold Loan Borrowers Should Do CoinDCX's October 7 gold forecast points to Fed-hike fallout and rupee rates. Here is how that can reach gold prices and gold loans, and what borrowers should check this week. 6:10 PM · 6 Oct 2026 Tamil Nadu Raises Gold Loan Lending Limit After Newborn Ring Scheme: What Borrowers Should Know Tamil Nadu has raised its gold loan lending limit after launching a newborn ring scheme, per Zee News. Here is what it may mean for borrowers, and what the headline does not tell you. 12:10 AM · 6 Oct 2026 Capital Trust Upgrades A-Eye Gold Loan Platform: What Borrowers Should Check Before Pledging Capital Trust has upgraded its A-Eye gold loan platform, per Kalkine India. The details are thin, so here is what existing and new borrowers should verify before relying on it. 12:11 AM · 5 Oct 2026 Gold Loans Emerge as a Financial Inclusion Tool: What the Boom Means for Households New to Credit BusinessLine reports India's gold loan boom is turning into a financial inclusion story. Here is what that means for borrowers, how the rules work, and the costs to watch. 6:10 PM · 3 Oct 2026 Can 10 Grams of Gold Hit ₹1.80 Lakh by Diwali 2026? What Gold Loan Borrowers Should Know A Kanak News Odisha report asks whether 10 grams of gold can reach ₹1.80 lakh by Diwali. Here is what a price target means for gold loan borrowers and jewellery buyers. 6:13 PM · 29 Sept 2026 La India Gold Mine Loan Fully Drawn Ahead of December Start: What It Means for Gold Loans A mining project's loan facility is fully drawn ahead of December output, per discoveryalert.com - here's what new gold supply actually means for Indian gold loan borrowers. 12:12 AM · 29 Sept 2026 Gold Loan Demand Surges: Why Borrowers Must Check the Fine Print Gold loan demand is climbing, per TradingView reporting, but the terms borrowers skip past - valuation, tenure and auction clauses - decide the real cost. 12:12 AM · 28 Sept 2026 Gold Rate Forecast for Late 2026 and Early 2027: What It Means for Your Gold Loan Experts have issued fresh gold price forecasts for Q4 2026 and H1 2027, as reported by The Economic Times — here's what shifting gold rates could mean for gold loan borrowers. 6:11 PM · 26 Sept 2026 UBS Sees Gold Loan Boom Cooling as Personal Loans Take Over: What It Means for Borrowers Per NDTV Profit, UBS expects the gold loan boom to cool as personal loans take over. Here is what that means for your rates, EMIs and the choice between pledging gold and borrowing unsecured.

Rates, festive offers, credit-score shifts and unsecured-lending news.

12:10 AM · 10 Oct 2026 Bandhan Bank CEO Says Microcredit Is Business Credit: What It Means for Small Borrowers Bandhan Bank's CEO says microcredit should count as business credit, not a personal loan, as reported by Business Standard. Here's what that could mean for small borrowers. 6:10 PM · 7 Oct 2026 Choosing a Quick-Approval Personal Loan App in India: What a Top-10 List Won't Tell You Moneycontrol.com has published a 2026 guide to quick-approval personal loan apps. Here is how to judge any such list: the real cost, RBI safeguards and the checks to run before you borrow. 1:10 AM · 6 Oct 2026 Digital Personal Loans Are Expanding: How to Review an Instant Loan Before You Apply News9live reports digital personal loans are expanding and urges borrowers to review instant loans first. Here is a practical checklist on cost, lender checks and repayment before you apply. 7:10 PM · 5 Oct 2026 RBI MPC Meeting Begins October 5: What It Could Mean for Your Home and Personal Loan EMI The RBI's rate-setting panel began its meeting on October 5, per News24Online. Here is how a repo rate decision reaches home loan and personal loan EMIs, with worked examples. 7:10 PM · 4 Oct 2026 Fake Agents and Phishing Links Target Personal Loan Seekers: How Borrowers Can Stay Safe Zee News reports warnings about fake agents, phishing links and too-good-to-be-true offers for personal loan applicants. Here is how to verify a lender and avoid advance-fee traps. 10:10 AM · 3 Oct 2026 Digital NBFCs vs Banks in Personal Loans: Which Lender Suits Which Borrower BizzBuzz reports that digital NBFCs and banks serve different personal loan borrowers. Here is what that split means for your rate, approval odds and total cost. 9:10 AM · 3 Oct 2026 Personal Loan vs Credit Card Debt in 2026: Why Revolving Card Balances Usually Cost More National Herald has compared personal loans with credit card debt for 2026. For most borrowers, a fixed-rate personal loan costs far less than a revolved card balance, though fees and discipline matter. 6:10 PM · 2 Oct 2026 Personal Loan Sanctions Reach Rs 2.99 Trillion in April-June Quarter: What Borrowers Should Know Personal loan sanctions hit Rs 2.99 trillion in Q1FY27, as reported by Business Standard citing FACE. Here is what the volume means for your own borrowing, EMIs and credit score. 1:11 AM · 2 Oct 2026 Forbes Ranks Bad-Credit Personal Loans for Scores Under 580: What Indian Borrowers Can Learn Forbes has published a list of the best personal loans for borrowers with scores under 580. Here is what low-score borrowers in India should take from it, with worked EMI costs. 12:10 AM · 2 Oct 2026 Digital Lenders Outpace Banks in Personal Loans: What Younger Borrowers Should Check Livemint reports digital lenders are outpacing legacy banks in personal loans, with younger borrowers preferring fintech apps. Here is what that means for your cost, safety and choice of lender. 9:10 AM · 1 Oct 2026 10 Red Flags of Personal Loan Scams: What Indian Borrowers Should Check Before Applying Bankrate has published a list of ten warning signs of personal loan scams. Here is how Indian borrowers can apply the same caution: verify the lender, never pay upfront, read the terms. 12:10 AM · 1 Oct 2026 Personal Loan Growth Rises to 16.9% in August, RBI Data Shows: What Borrowers Should Know Personal loan growth climbed to 16.9% in August, as reported by The Economic Times citing RBI. Here is what a faster-growing loan book means for your EMI, approval odds and borrowing choices.

Repo-linked rates, EMIs, balance transfers and housing-finance news.

8:10 PM · 9 Oct 2026 RBI Raises Repo Rate for First Time in 3 Years: Home Loan EMIs Set to Rise, FD Rates May Follow RBI has raised its key rate for the first time in three years, per ABP Live English. Floating-rate EMIs may rise and FD rates may follow. 7:11 PM · 9 Oct 2026 Higher Home Loan EMI After RBI's Rate Rise? Prepay, Renegotiate or Switch Lenders The latest RBI repo rate increase can raise your home loan cost. Here's how floating-rate borrowers can limit the damage with prepayment, a rate check or a loan transfer. 11:11 AM · 9 Oct 2026 NRI Selling Indian Property to Buy a Bigger Home: How Capital Gains Tax Works NRIs who sell a home in India and buy a bigger one may cut or avoid tax on the profit. Here's how the rules work, with a rupee example and a simple checklist. 9:11 AM · 9 Oct 2026 Buying a Flat From an NRI: TDS Checklist for Buyers From October 1 Moneycontrol.com reports new dos and don'ts for buying from an NRI from October 1. Here's the tax checklist to follow before you pay. 1:10 AM · 9 Oct 2026 Madras HC Rejects Sisters' Property Claim: What Daughters' Rights Really Are A Madras High Court order rejected sisters' claim to a family property. Daughters' equal rights still stand, but your facts and papers matter, especially if you're buying a home. 12:10 AM · 9 Oct 2026 Possible RBI Repo Rate Hike: Why Homebuyers Should Recheck Their Budgets Now The Times of India reports that an RBI repo rate hike may be coming. Here's what it could mean for your home loan EMI and your buying budget. 8:10 PM · 8 Oct 2026 Motilal Oswal Property Fund Sells Out of 37 Projects at 20.4% Return: What Home Buyers Can Learn Motilal Oswal's property fund has exited 37 projects with a 20.4% return, per Business Standard. Here's what it does and doesn't mean for your home loan. 11:11 AM · 8 Oct 2026 How Repo Rate Cuts and Hikes Reach Your Home Loan EMI, Savings and Grocery Bill Zee Business has published an explainer on how repo rate decisions flow into household budgets. Here is how that works for home loan EMIs, deposits and everyday prices, with worked numbers. 8:11 PM · 7 Oct 2026 RBI Raises Repo Rate by 0.25%: What Costlier Home Loan EMIs Mean for Floating-Rate Borrowers As reported by PSU Connect, RBI has raised the repo rate by 0.25%. Here is how that flows into home loan EMIs, what it costs per lakh borrowed, and what borrowers can do about it. 1:10 AM · 7 Oct 2026 Stable Home Loan Rates Ahead of Festive 2026: How Buyers Can Get the Best Deal Business Standard reports that home loan rates are stable going into the 2026 festive season. Here is how buyers can turn that stability into lower EMIs and a smarter loan. 8:10 PM · 6 Oct 2026 Under-Construction Home Loan Tax Benefits: When You Can Claim Deductions and When You Cannot Livemint reports a tax expert explaining when under-construction home loan borrowers can claim tax benefits. Here is how pre-possession interest, Section 80C and the 5-year rule work. 10:11 AM · 6 Oct 2026 RBI Raises Repo Rate: What a Higher Policy Rate Means for Home Loan EMIs and Property Prices The RBI has raised the repo rate, according to newskarnataka.com. Floating-rate home loan EMIs or tenures will rise, and property demand may cool. Here is the rupee impact.

MSME credit, government schemes, working capital and SME lending news.

9:10 PM · 9 Oct 2026 CEA Urges Overhaul of MSME Loan Norms and Timely Payments: What Small Borrowers Should Know India's chief economic adviser wants MSME loan rules reworked and bills paid on time, as reported. Nothing changes today, but small business owners should prepare. 12:10 PM · 9 Oct 2026 NeoGrowth Raises $8.78M From FMO and LeapFrog: What It Means for Small Business Loans NeoGrowth has reportedly raised $8.78M from FMO and LeapFrog to grow its MSME lending. Here's what that may mean if you run a small business and need credit. 10:10 AM · 2 Oct 2026 MSME Government Schemes vs Regular Business Loans: How Small Firms Should Choose DNA India reports on MSME schemes versus normal business loans. Here is how scheme-backed credit differs from ordinary loans in cost, collateral and paperwork, and how a small owner should choose. 1:13 AM · 29 Sept 2026 MSME Amendment Bill 2026: New Loan, Registration and Payment Rules for Small Firms Business Upturn reports an MSME Amendment Bill 2026 affecting small business loans and registration; here's what current rules mean for borrowers while details await confirmation. 9:13 PM · 28 Sept 2026 RBI Keeps Repo Rate Unchanged in 2026: What It Means for Business Loan Pricing RBI's 2026 repo rate hold, reported by Telangana Today, keeps business loan benchmarks steady - here's what it means for EMIs, refinancing and new borrowing. 2:11 AM · 19 Sept 2026 Collateral-Free Business Loan Up to ₹2 Crore: How Guarantee-Free Funding Works for Small Businesses Times Bull reports on how businesses can borrow up to ₹2 crore without a guarantee. Here is how collateral-free lending works, what it costs and what lenders check first. 1:11 AM · 19 Sept 2026 MSME Loan Sanctioned in Madhya Pradesh, Yet No Funds or Machinery Arrive: What Borrowers Should Check A Madhya Pradesh borrower reportedly got an MSME loan sanction but neither money nor machinery. Here is how sanction and disbursement differ, and what to do if a loan stalls. 9:11 PM · 18 Sept 2026 Bhopal ₹10 Lakh MSME Loan Fraud Case: What Borrowers Should Check Before Signing Bhopal's Economic Offences Wing has booked bank officials and suppliers over a ₹10 lakh MSME loan fraud, per Free Press Journal. Here is what genuine borrowers should verify. 9:05 PM · 12 Sept 2026 MSME Business Loan Providers in India: What a New 2026 Ranking Report Reveals Business Outreach Magazine has reportedly ranked India's leading MSME business loan providers for 2026 — here's what that means for small business owners comparing lenders. 2:55 PM · 12 Sept 2026 Collateral-free MSME credit keeps widening: what CGTMSE cover actually changes for a small business The credit-guarantee framework now covers loans up to ₹5 crore — but the working parts (who applies it, what it costs, what it does not protect) are still widely misunderstood by first-time borrowers.

Digital lending rules, loan apps, disbursal norms and borrower protection.

10:11 PM · 9 Oct 2026 Muthoot Microfin CEO Warns Lasting Food Inflation Could Squeeze Microfinance Borrowers' Budgets A Muthoot Microfin chief says long-running food price rises are a risk to borrower budgets, as reported. Here's what it means for small-loan households and how to prepare. 10:10 AM · 7 Oct 2026 Moneyboxx Finance Enters Middle Layer NBFC After ₹1,000 Crore Assets: What Borrowers Should Know Moneyboxx Finance has reportedly crossed ₹1,000 crore in assets and moved into RBI's Middle Layer for NBFCs. Here is what that does and does not change for borrowers. 2:10 AM · 7 Oct 2026 Gold Loans Surge 69% as NBFC Retail Credit Growth Hits 22%: What Borrowers Should Know Gold loans have jumped 69% while NBFC retail credit growth has quickened to 22%, per Zee Business citing RBI. Here is what it means if you borrow against gold or compare lenders. 10:11 PM · 6 Oct 2026 Govt Urges Banks to Lend Digitally to Micro Businesses, Backs UPI Credit Lines: What It Means The government has asked banks to expand digital lending to micro businesses and push UPI credit lines. Here is what small shopkeepers and self-employed borrowers should do, and what to ignore. 1:11 PM · 1 Oct 2026 Personal loan apps: how to confirm an RBI-regulated lender before you apply Udayavani reports on checking whether a personal loan app is RBI-regulated. Here is a step-by-step way to verify the lender behind the app, what the check proves, and what it does not. 10:10 PM · 30 Sept 2026 Digital NBFCs Grow Personal Loan Book 28% to ₹1.54 Lakh Crore: What Borrowers Should Know Digital NBFC personal loans have grown 28% to ₹1.54 lakh crore, as reported. Here is what the surge means for borrowers, rates, fees and the checks to run before taking an app-based loan. 9:10 PM · 30 Sept 2026 Sachin Mittal's Fintech Profile: What India's Digital Lending Shift Means for Borrowers A profile of Sachin Mittal, reported by inventiva.co.in, traces digital lending's rise in India. Here is what that history means for anyone borrowing through an app today. 8:11 PM · 26 Sept 2026 Easy Digital Credit Has a Cost: What Instant Loan Borrowers Should Check Before Accepting Inventiva.co.in argues India's digital lending boom needs better regulatory governance. Here is what that means for anyone taking an instant loan, and how to protect yourself. 11:12 AM · 16 Sept 2026 Navi's App-Based Instant Loan Model: What Borrowers Should Know Navi's app-first lending business is under fresh scrutiny; here's how its instant loan model works and what it means for Indian borrowers. 11:13 AM · 15 Sept 2026 Centre, RBI Tighten Crackdown on Illegal Loan Apps: How to Verify a Lender Now The Centre and RBI have stepped up action against unauthorised digital lending apps, according to DD News; here's what it means for anyone comparing instant loan apps. 9:12 PM · 13 Sept 2026 FlexiLoans Instant Loan Approvals Vanishing After Click: What It Means for Borrowers Reports say FlexiLoans' instant loan approvals sometimes vanish before disbursal — here's what the gap between 'approved' and 'disbursed' actually means for Indian borrowers. 9:12 PM · 12 Sept 2026 RBI Tightens Accountability for Digital Lending Algorithms RBI has reportedly moved to hold banks and NBFCs directly accountable for decisions made by digital lending algorithms, per Whalesbook. Here's what it means for instant and personal loan borrowers.

Card fees, reward changes, RBI card rules and issuer news.

11:10 PM · 9 Oct 2026 Choosing a Credit Card for Daily Spending: Match Rewards to Your Habits, Forbes Says Forbes explains how to pick a credit card for everyday purchases. Here's what it means for Indian cardholders, with a simple rupee example and a checklist. 3:11 AM · 9 Oct 2026 Retired and Thinking of a Credit Card? Five Safety Checks Before You Apply in India Forbes ranked credit cards for seniors and retirees for 2026. Here's a simple safety check for Indian retirees, with easy numbers on fees, rewards and interest. 11:10 PM · 8 Oct 2026 Forbes Lists Best Credit Cards for Self-Employed in 2026: How Indian Freelancers Can Pick Forbes has ranked the best credit cards for freelancers and the self-employed in 2026. Here's how to judge any card for your own income and spending. 10:10 PM · 8 Oct 2026 Five FD-Backed Credit Cards Offer a 100% Limit: What It Means for Savers Trade Brains reports five FD-backed credit cards giving a limit equal to your deposit. Here's how they work, what they cost and who should use one. 9:10 PM · 8 Oct 2026 Paying Bills by Credit Card When Cards Aren't Accepted: What It Really Costs You Some bills like rent don't take cards, but payment apps can bridge the gap for a fee. Here's what it costs and when it makes sense. 11:10 PM · 7 Oct 2026 Banks Rebuild Credit Cards Beyond Cashback: What Cardholders Should Check Before Switching Outlook Money reports banks are redesigning credit cards around customer needs rather than cashback alone. Here is what that could mean for your wallet and how to judge any card on offer. 10:10 PM · 7 Oct 2026 Australia's Card Reforms Reshape Swipe Fees and Rewards: What Indian Cardholders Should Know The Asian Banker reports that Australia's card reforms are changing payment costs and bank rewards. Here is what the shift means for Indian credit card users who chase points and cashback. 9:10 PM · 7 Oct 2026 Visa Tops Bangladesh's Credit Card Market, Report Says: What Indian Cardholders Should Note The Bangladesh Monitor reports Visa is the most popular credit card in Bangladesh. Here is what that means for Indian cardholders who travel, shop abroad or choose a card network. 12:10 PM · 7 Oct 2026 Australian Card Rewards Keep Growing Despite RBA Curbs: What Indian Cardholders Should Learn 7NEWS reports credit card rewards are booming in Australia despite a central bank crackdown. Here is what that means for Indian cardholders, and how to judge a rewards card. 11:10 PM · 6 Oct 2026 HDFC Bank Premium Cards Offer ALL Accor+ Explorer for 10,000 Points: Is the Swap Worth It? HDFC Bank's premium cardholders can reportedly claim Accor ALL Plus Explorer membership for 10,000 reward points, for a limited time. Here is how to judge whether the swap beats your other redemptions. 9:10 PM · 6 Oct 2026 Kiwi vs Jupiter Edge+: Comparing UPI Cashback on Two Lifetime-Free Credit Cards Trade Brains compared the Kiwi and Jupiter Edge+ lifetime-free credit cards on UPI cashback. Here is how to judge which one fits your spending, and what the comparison cannot tell you. 1:10 PM · 6 Oct 2026 Credit Card Savings and Rewards Offer Reported: How Indian Cardholders Should Judge It Borneo Bulletin reports exclusive savings and rewards for credit cardholders. Here is how Indian users can test any such offer against fees, interest and their own spending.

FD rate changes, special schemes, small savings and deposit news.

3:10 PM · 9 Oct 2026 China USD Deposit Rates at Foreign Banks Rise Above 4%: What Indian Savers Should Know Foreign banks in China now pay over 4% on onshore dollar deposits, up more than one point this year. Here's what that means for Indian savers. 2:11 PM · 9 Oct 2026 SBI FD or RD? How to Choose After Upstox's October Rate Report and RBI Policy Link Upstox has reported SBI's October 2026 FD and RD rates and the RBI policy link. Here's how to decide between a lump-sum FD and a monthly RD. 5:10 AM · 9 Oct 2026 SBI Says FD Rates Unlikely to Rise for Up to 3 Months: What Savers Should Do SBI's chairman says deposit rates may not go up for up to three months, as reported. Here's what that means for your fixed deposit plans. 4:10 AM · 9 Oct 2026 FD Rates Up 5-25 bps: What Extra You Earn on ₹1 Lakh to ₹10 Lakh Deposits A rate gain of 5 to 25 basis points on a fixed deposit adds ₹50 to ₹2,500 a year on ₹1-10 lakh. Here's the simple math and what to do. 1:10 PM · 8 Oct 2026 Fixed Deposit Timing: Why Savers May Do Better Waiting Before Booking an FD Moneycontrol.com reports that waiting could make sense for savers planning an FD. Here is how to test that idea with your own numbers before locking money in. 12:11 PM · 8 Oct 2026 CESTAT Holds Portal Services Not OIDAR and FD Interest Not Taxable: What It Means for Savers A CESTAT ruling, as reported by Juris Hour, says e-governance portal services are not OIDAR and FD interest is not taxable. Here is what it does and does not change for FD holders. 6:11 AM · 8 Oct 2026 RBI Raises Repo Rate to 5.50%: What It Means for Fixed Deposit Returns and Savers The RBI has lifted the repo rate to 5.50%, according to Lokmat Times. Savers can expect firmer FD rates over time, but not overnight, and borrowers will see higher EMIs. 4:10 AM · 8 Oct 2026 Senior Citizen FD Rates Rise After RBI Repo Rate Hike: Which Bank Type Pays Most Senior citizen fixed deposit rates are rising after the RBI repo rate hike, per The Economic Times. Here is how public, private and small finance banks compare and how to choose safely. 3:11 AM · 8 Oct 2026 RBI Repo Rate Hike: Why Banks May Hold FD Rates Steady for Now The RBI has raised rates, but Livemint reports banks may hold off on raising deposit rates. Here is what that gap means for FD savers and loan borrowers. 3:11 PM · 7 Oct 2026 Fixed Deposits Will Show in Demat Consolidated Account Statements by December 31: What Savers Should Do RBI says demat holders will be able to see fixed deposit details in their Consolidated Account Statement by December 31, as reported by Moneycontrol.com. Here is what that means for savers. 2:11 PM · 7 Oct 2026 RBI's 25 bps Repo Rate Hike Opens the Door to Higher FD Rates: What Savers Should Do With RBI raising the repo rate by 25 bps, as reported by The Economic Times, banks may lift fixed deposit rates. Here is how that works, what it is worth in rupees and what to do. 1:10 PM · 7 Oct 2026 Bajaj Finance Lifts FD Rates by Up to 40 bps After RBI Hike: What Savers Should Check First Bajaj Finance has raised fixed deposit rates by up to 40 basis points after an RBI rate hike, as reported. Here is what the increase is worth in rupees and what to check before booking.

Health and life insurance news, IRDAI rules and premium trends.

4:10 PM · 9 Oct 2026 Health Insurance Co-Pay of 10% May Raise Your Bill Share to 15-19% Business Standard reports a 10% co-pay could push patients' real share of hospital bills to 15-19%. Here's what that may cost you and what to do. 7:10 AM · 9 Oct 2026 GST Reform Lets Employers Claim Credit on Staff Health, Life Cover: What It Means for You Employers can reportedly claim input tax credit on GST paid for staff health and life insurance. Here's how it works and what it means for your job cover. 6:10 AM · 9 Oct 2026 Insurance Market Face-Off Explained: What a Bigger Long-Term Prize Means for You Asian Business Review asks which market holds the bigger long-term insurance prize. Here's what that race means for the cover you buy, what you pay and how to choose well. 4:10 PM · 8 Oct 2026 Insurance Brokers Flag 10 Lakh Jobs at Risk From IRDAI Reform: What Policyholders Should Know The Insurance Brokers Association of India has reportedly warned the PM that an IRDAI reform could put 10 lakh jobs at risk. Here is what that means for people who buy or renew cover. 7:10 AM · 8 Oct 2026 Raising Your Health Insurance Cover: Top-Ups, Riders and the Limits Policyholders Must Know Styles At Life reports on improving health insurance coverage and the limits involved. What raising cover can and cannot do for an Indian household, and the checks to run first. 4:10 PM · 7 Oct 2026 10% Health Insurance Co-Pay: Cheaper Premiums, but You Pay Part of Every Hospital Bill As reported by LiveChennai, a 10% co-pay could lower health insurance premiums while raising out-of-pocket hospital costs. Here is the rupee maths and what to check before you buy or renew. 7:10 AM · 7 Oct 2026 IRDAI Insurance Reform Proposal Draws Sharp Debate: What Policyholders Should Know India Today reports IRDAI's new insurance proposal has set off a heated debate. Here is how draft rules work and what policyholders should check now, without panic. 6:10 AM · 7 Oct 2026 Brokers, Auto Dealers Resist IRDAI Distribution Reforms: What Policyholders Should Expect Insurance brokers and auto dealers are pushing back on IRDAI's distribution reforms, per Asia Insurance Post. Here is what could change for buyers, and what stays the same for now. 4:10 PM · 6 Oct 2026 IBAI Warns IRDAI Commission Caps Could Cut Insurance Jobs and Reach: What Buyers Should Know Insurance brokers' body IBAI has warned that commission caps under IRDAI's reforms may hurt jobs, competition and reach, as reported by ET Now. Here is what it means for policy buyers. 3:10 PM · 6 Oct 2026 Insurance Brokers Oppose IRDAI Commission Cap, Write to PM and FM: What It Means for Buyers Brokers have written to the PM and Finance Minister against IRDAI's commission cap plan, as reported. Here is how commissions work and what policyholders should do while the dispute plays out. 7:10 AM · 6 Oct 2026 Nepal's HIB Plans to Digitise Its Insurance Scheme, NID Included: What Indian Readers Should Note Nepal's Health Insurance Board is reported to be digitising its insurance scheme, including the national ID. Here is what is known, what is not, and the lessons for Indian policyholders. 4:10 PM · 5 Oct 2026 IRDAI Presses Insurers on Mis-Selling and High Costs: What Policyholders Should Check NDTV Profit reports on IRDAI's push to fix mis-selling, high costs and weak trust in insurance. Here is what it means for buyers and what to verify before paying a premium.

Gold, rates, the rupee and everything else moving household money.

5:10 PM · 9 Oct 2026 Rupee Rises 5 Paise to ₹96.73 on October 9: What Cheaper Crude Means for You The rupee closed 5 paise higher at ₹96.73 per dollar as crude oil eased, per CNBC TV18. Here's what the small gain means for your money. 8:11 AM · 9 Oct 2026 Loans Get Costlier Before Deposits Pay More: What the Latest RBI Hike Means for Your EMI The RBI has raised the repo rate, per Upstox. Floating-rate EMIs may rise first, while FD rates can lag. Here's what to check and what to do. 5:10 PM · 8 Oct 2026 Bank Deposits Now Appear in Your CAS: What Savers Will See and What Could Still Be Missing Bank deposits are being brought into the consolidated account statement, per Business Standard. Here is what that means for savers, and the gaps worth checking. 8:11 AM · 8 Oct 2026 RBI Sees Current Account Pressure as Temporary: What It Means for Loans and Savings As reported by Business Standard, the RBI MPC meet heard that current account pressure is a temporary problem. Here is what that signal means for EMIs, FDs and your money decisions. 5:11 PM · 7 Oct 2026 RBI Has No View Yet on IRDAI Insurance Commission Reforms: What Bank Customers Should Know RBI Governor Sanjay Malhotra said the central bank has formed no view yet on IRDAI's insurance commission reforms, per CNBC TV18. Nothing changes for bank customers today. 8:10 AM · 7 Oct 2026 RBI Policy Verdict Awaited on October 7: What It Means for Your Home and Car Loan EMI News9live reports the RBI MPC decision is imminent, with borrowers asking if car and home loan EMIs will rise. Here is how repo rate changes reach your EMI, with worked examples. 5:10 PM · 6 Oct 2026 Sensex and Nifty Rise for Second Straight Session on October 6: What It Means for Your Money Sensex and Nifty closed higher for a second consecutive day, according to CNBC TV18. Here is what a two-day rally does and does not change for investors, savers and borrowers. 8:11 AM · 6 Oct 2026 A 25 bps Repo Rate Hike Could Add ₹2.45 Lakh to Home Loan Interest: What Borrowers Should Do As reported by Business Today, a 25 bps repo rate rise could add about ₹2.45 lakh in interest over 25 years. Here is how it reaches your EMI and what to do. 5:10 PM · 5 Oct 2026 Sensex Rises 473 Points, Nifty Ends Above 22,500 on October 5: What It Means for Savers Indian equity benchmarks ended a four-session losing run, with the Sensex up 473 points and the Nifty above 22,500. Here is what one rebound changes for SIP investors, savers and borrowers. 8:10 AM · 5 Oct 2026 Five Factors Set the Sensex and Nifty 50 Tone on October 5: What It Means for Borrowers and Savers NDTV Profit lists five factors for Sensex and Nifty 50 on October 5, including Gift Nifty, US jobs data and oil. Here is what that means for your EMIs, SIPs and savings. 5:10 PM · 4 Oct 2026 Bank Deposit Growth Gets a Lift in Q2 From FCNR(B) Inflows: What Savers and Borrowers Should Know Banks' Q2 deposit growth was helped by FCNR(B) mobilisation, per Business Standard. Here is what that means for FD rates, loan costs and NRI deposit choices. 3:11 PM · 4 Oct 2026 Jio IPO Likely by October End at Above ₹12 Trillion Valuation: What Savers and Borrowers Should Know Business Standard reports Jio's IPO is likely by October end at an enterprise valuation above ₹12 trillion. Here is what it means for applicants, borrowers and index investors.