Personal loan research reports and trend reports

Personal loan interest rates, fees and credit-score pricing across Indian lenders.

Statistical report Personal Loan Interest Rates in India: Research Report Published personal-loan interest rates in India ran from 8.90% (Union Bank of India) to 33% (Tata Capital) a year on 8 October 2026, according to BankCreds Research’s check of 16 lenders’ own websites. Rates actually charged sat above the advertised starting rates: across the 8 lenders that disclose them, the average rate charged was a median 2.84 percentage points above the advertised “from” rate. Read the report →

Data sources

Personal loan interest rates, fees and credit-score pricing across Indian lenders — verified snapshot — Lenders’ own published rates, charges, interest-rate-range disclosures and credit-score rate grids

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