Author
Ashish Pandey
News Writer
About
Ashish Pandey writes news for BankCreds, covering loans, interest rates, RBI and regulator updates, gold, deposits, credit cards and insurance for Indian borrowers.
Every story cites its sources and is reviewed by a second member of the BankCreds news desk before it is published.
Latest stories by Ashish Pandey
105 stories written · 105 reviewed
- Paying Bills by Credit Card When Cards Aren't Accepted: What It Really Costs You
Credit Cards · 8 Oct 2026
- Fixed Deposit Timing: Why Savers May Do Better Waiting Before Booking an FD
Fixed Deposit · 8 Oct 2026
- RBI Raises Repo Rate to 5.50%: What It Means for Fixed Deposit Returns and Savers
Fixed Deposit · 8 Oct 2026
- Bajaj Finance Gold Loan Application: Documents, Eligibility and Steps Borrowers Should Know
Gold Loan · 8 Oct 2026
- Bajaj Finance Lifts FD Rates by Up to 40 bps After RBI Hike: What Savers Should Check First
Fixed Deposit · 7 Oct 2026
- IRDAI Insurance Reform Proposal Draws Sharp Debate: What Policyholders Should Know
Insurance · 7 Oct 2026
- Govt Urges Banks to Lend Digitally to Micro Businesses, Backs UPI Credit Lines: What It Means
Instant Loan · 6 Oct 2026
- PNB Special FD Scheme Offers Its Highest-Ever Returns: What Savers Should Check Before Booking
Fixed Deposit · 6 Oct 2026
- Fixed Deposit Rates: Top Offer Reaches 8.25%, and What Savers Should Check Before Booking
Fixed Deposit · 6 Oct 2026
- RBI Raises Repo Rate: What a Higher Policy Rate Means for Home Loan EMIs and Property Prices
Home Loan · 6 Oct 2026
What they cover
- Loan & interest-rate news
- RBI and regulator updates
- Gold, deposits & credit-card news
- Insurance & household-money news