Fixed Deposit News
FD rate changes, special schemes, small savings and deposit news.
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SBI vs Small Finance Bank FDs: Is the Higher Interest Worth the Extra Risk for Savers?
Small finance banks often pay more on fixed deposits than SBI. Here's how to judge if the extra interest is worth the added risk for your savings.
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Money Rules From November 1: What Savers Should Check on Pension, ITR, FDs and LPG
Esakal reports money-related rules for pension, ITR, bank FDs and LPG from 1 November. Here's what to check now and what we don't know yet.
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SBI Amrit Vrishti 444-Day FD: What a ₹5 Lakh Deposit Could Earn You
LiveChennai reports on interest from SBI's 444-day Amrit Vrishti FD for ₹5 lakh. Here's how to work out your own payout and what to check first.
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Four Big Banks Reset Fixed Deposit Rates: How to Compare Before You Book
ICICI Bank, Indian Bank, SBI and HDFC Bank have revised their fixed deposit rates, as reported. Here's how to check what it means for your savings.
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Bajaj Finance Fixed Deposits Draw Attention: What Savers Should Weigh Before Locking In
The Tribune looked at returns and risks of Bajaj Finance fixed deposits. Here's what Indian savers should check on rate, safety, tenure and tax before investing.
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Indian Bank's Higher Special FD Rates: A Saver's Guide to Choosing Between Two Lock-in Periods
Indian Bank has raised rates on its 555-day and 777-day special FDs, as reported. Here's how to choose between the two lock-in periods before you book.
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FD Rates Rise Up to 8.35%: How Small Finance Banks, NBFCs and Big Banks Compare for Savers
FD rates now go up to 8.35%, as reported by Business Today. Here's how small finance banks, NBFCs and big banks differ, and how to pick safely.
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Bank of Baroda Fined Rs 32,000 in Udaipur for Holding an FD Despite a Registered Will
A court in Udaipur fined Bank of Baroda Rs 32,000 for withholding an FD payment despite a registered will. Here's what it means for your family's savings.
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PPF, SIP or FD for Your Diwali Bonus: What ₹50,000 to ₹1 Lakh Could Earn
Livemint compared PPF, SIP and FD returns for Diwali bonuses of ₹50,000, ₹80,000 and ₹1 lakh. Here's what it means for you and how to choose.
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JioFinance Lists FD Rates From Multiple Banks: What Savers Should Check Before Booking
JioFinance is reported to show fixed deposit rates from several banks in one place. Here's what that means for your savings and what to check first.
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October FD Offers After the RBI Rate Hike: How to Build a Simple FD Ladder
NDTV Profit reports a bank revised its FD rates after an RBI rate hike. Here's how an FD ladder can help you use October's offers.
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1-Year FD Maturity on Rs 1, 5 and 10 Lakh: Why Your Choice of Bank Matters
Zee Business compared one-year FD maturity on Rs 1, 5 and 10 lakh across banks. Here's what the rate gap means for your money and how to pick well.
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FD Renewal Due: Five Checks Before You Accept Your Bank's Offer
NDTV Profit lists five checks to make before renewing a fixed deposit. Here's what they mean for your interest, tax and safety, in plain words.
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Indian Bank 555-Day FD Pays 6.80%, 777-Day 6.75%: What Savers Get on ₹1 Lakh
Indian Bank's 555-day FD now offers 6.80% and its 777-day FD offers 6.75%, per Moneycontrol.com. Here's what that earns you and what to check first.
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Kotak Mahindra Bank Callable FD Explained: What Savers Should Check Before Booking
Kotak Mahindra Bank has a callable FD for 365 days to under 15 months, as reported by TaxCorp AI. Here's what to check on early exit, DICGC cover and tax.
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Fixed Deposits Gain Appeal as RBI Rules Out Rate Cuts: What Savers Should Do
Business Standard reports the RBI has ruled out rate cuts for now. Here's what that means for your fixed deposit and how to choose a good one.
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Is Indian Bank's 0.15% Special Deposit Raise Worth Chasing? What ₹5 Lakh Earns From October 23
Indian Bank is lifting special term deposit rates by 0.15 percentage points from October 23, as reported by Business Standard. Here's what a ₹5 lakh saver gains and what to check first.
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Indian Bank Raises 555-Day and 777-Day FD Rates to 6.80%: What Savers Should Know
Indian Bank now offers 6.80% on its 555-day and 777-day fixed deposits, as reported by CNBC TV18. Here's what that means for your savings and how to check if it suits you.
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Bank of India Tops Senior FD Rates at 7.45%: What Savers Should Check
Bank of India is reported to offer seniors a 7.45% fixed deposit rate. Here's what that means in rupees and what to check before you book.
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FD Rate Cut Hits Savers: Inflation Already Eats Into Deposit Returns
Deposit rates are falling while prices keep rising, according to The Business Standard. Here's what it means for your fixed deposit and what you can do about it.
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RBI Floating Rate Bonds vs SBI 7-Year FD: Which Fits Your ₹10 Lakh?
A Trade Brains comparison says ₹10 lakh could reach ₹15.63 lakh in seven years. Here's what that means and how bonds and FDs differ.
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SBI's Missed FD Maturity Alert Costs It ₹15.35 Lakh: What FD Holders Should Check
Livemint reports SBI paid ₹15.35 lakh after not telling a retired scientist their FD had matured. Here's what it means for your own deposits.
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SBI Ends Special FD Offer at 7.60%: What Savers Should Do Now
SBI has stopped a special fixed deposit offer that paid 7.60%, as reported by Goodreturns. Here's what it means for new and existing savers.
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ED Chargesheets Five in Alleged ₹14.95 Crore Fixed Deposit Fraud: What Savers Should Check
The ED has reportedly filed a chargesheet against five people over an alleged ₹14.95 crore FD fraud. Here's what it means for your deposits and how to protect them.
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Bareilly FD Fraud: ₹27 Lakh Loan Allegedly Taken Overnight, Check Your Deposits Now
A cyber fraud in Bareilly reportedly saw a ₹27 lakh loan taken against a ₹30 lakh FD overnight. Here's how to protect your own deposits.
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SBI Told to Pay Rs 15.35 Lakh to Retired Scientist Over Unreported FD Maturity
SBI has been ordered to pay Rs 15.35 lakh after it didn't tell a retired scientist their FD had matured, as reported. Here's what it means for your own deposits.
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RBI's New CAS Plan Lets You See FDs, Shares and Mutual Funds in One Place
RBI's new CAS initiative would show your deposits, shares and mutual funds across banks together, as reported. Here's what it could mean for your savings.
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IDBI Bank Stake Sale to Fairfax: What It Means for Your FD and Savings Account
A 60.72% stake in IDBI Bank is reportedly being sold to Canada's Fairfax. Here's what it means, and doesn't mean, for your fixed deposit and savings account.
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Sundaram Finance Raises FD Rates, Offers Up to 8%: What Savers Should Check First
Sundaram Finance has raised its fixed deposit rates, with returns of up to 8%, as reported by Livemint. Here's what it means for your savings.
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ITAT Ahmedabad Backs Tax Deduction on Co-operative Bank FD Interest for Societies
An Ahmedabad tax tribunal has ruled that co-operative societies can claim a deduction on FD interest earned from co-operative banks, as reported by TaxCorp AI.
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FD Rates After RBI Repo Rate Hike: What HDFC, ICICI, PNB and BoB Savers Should Know
RBI has raised the repo rate, and FD rates at four big banks are in focus. Here's what it means for your savings and loans.
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FD Laddering for Rs 10 Lakh: How to Split Your Money After Banks Revise Rates
Banks have revised FD rates, and The Financial Express explains how to ladder Rs 10 lakh. Here's what laddering means, how it works with an example, and what to do now.
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Company Deposit Yields Climb to 8.35% After Repo Hike: Check Safety Before You Chase It
Non-bank lenders are paying up to 8.35% on deposits after the RBI repo rate increase, as reported by Trade Brains. Here's how to weigh the yield against the risk.
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Delhi High Court Orders Bank to Restore FD Rate After Sudden Cut: What Savers Should Check
A bank cut an FD rate suddenly and the Delhi High Court has ordered it restored, as reported. Here's what it means for your own fixed deposit and what to check now.
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Media Stock's 14% Dividend Yield Beats FD and PPF: What Savers Should Know
A media stock shows a 14% dividend yield this year, per Livemint. Here's why that isn't the same as a safe FD or PPF return, and what to check first.
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Union Bank of India's 444-Day Callable FD for October 2026: Interest, Cover and Tax Basics
Union Bank of India's 444-day callable FD is in the news. Here's how the call feature works, what DICGC insures, and how FD interest is taxed.
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AB Bank's New 100-Day 'AB Century' FD: What Short-Term Savers Should Check First
AB Bank has launched a 100-day fixed deposit called 'AB Century'. Here's how short FDs work, what a sample payout looks like, and what to ask before you book one.
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Delhi HC Rejects Bank's FD Rate Cut from 7.75% to 3.5%: What Depositors Should Know
The Delhi High Court rejected a bank's decision to cut interest on a Rs 5.89 crore FD from 7.75% to 3.5%. Here's what it means for your deposits.
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Fixed Deposit Rates Start Rising: NBFCs Gain an Edge, and Savers Should Compare
FD rates are starting to rise, and NBFCs look set to gain, as reported. Here's what it means for your savings and what to check first.
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FD Rates Revised From October 12: Check the Up-to-7.85% Top Rate Before You Book
Times Bull reports FD rates change from tomorrow, with a top rate of up to 7.85%. Here's what that means, who gets it, and how to check before you book.
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Canara Bank and NSE Clearing Sign MoU on Electronic FDRs: What Savers Should Know
Canara Bank has signed an MoU with NSE Clearing for electronic fixed deposit receipts, as reported. Here's what it means, and what it doesn't, for your own FD.
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China USD Deposit Rates at Foreign Banks Rise Above 4%: What Indian Savers Should Know
Foreign banks in China now pay over 4% on onshore dollar deposits, up more than one point this year. Here's what that means for Indian savers.
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SBI FD or RD? How to Choose After Upstox's October Rate Report and RBI Policy Link
Upstox has reported SBI's October 2026 FD and RD rates and the RBI policy link. Here's how to decide between a lump-sum FD and a monthly RD.
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SBI Says FD Rates Unlikely to Rise for Up to 3 Months: What Savers Should Do
SBI's chairman says deposit rates may not go up for up to three months, as reported. Here's what that means for your fixed deposit plans.
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FD Rates Up 5-25 bps: What Extra You Earn on ₹1 Lakh to ₹10 Lakh Deposits
A rate gain of 5 to 25 basis points on a fixed deposit adds ₹50 to ₹2,500 a year on ₹1-10 lakh. Here's the simple math and what to do.
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Fixed Deposit Timing: Why Savers May Do Better Waiting Before Booking an FD
Moneycontrol.com reports that waiting could make sense for savers planning an FD. Here is how to test that idea with your own numbers before locking money in.
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CESTAT Holds Portal Services Not OIDAR and FD Interest Not Taxable: What It Means for Savers
A CESTAT ruling, as reported by Juris Hour, says e-governance portal services are not OIDAR and FD interest is not taxable. Here is what it does and does not change for FD holders.
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RBI Raises Repo Rate to 5.50%: What It Means for Fixed Deposit Returns and Savers
The RBI has lifted the repo rate to 5.50%, according to Lokmat Times. Savers can expect firmer FD rates over time, but not overnight, and borrowers will see higher EMIs.
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Senior Citizen FD Rates Rise After RBI Repo Rate Hike: Which Bank Type Pays Most
Senior citizen fixed deposit rates are rising after the RBI repo rate hike, per The Economic Times. Here is how public, private and small finance banks compare and how to choose safely.
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RBI Repo Rate Hike: Why Banks May Hold FD Rates Steady for Now
The RBI has raised rates, but Livemint reports banks may hold off on raising deposit rates. Here is what that gap means for FD savers and loan borrowers.
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Fixed Deposits Will Show in Demat Consolidated Account Statements by December 31: What Savers Should Do
RBI says demat holders will be able to see fixed deposit details in their Consolidated Account Statement by December 31, as reported by Moneycontrol.com. Here is what that means for savers.
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RBI's 25 bps Repo Rate Hike Opens the Door to Higher FD Rates: What Savers Should Do
With RBI raising the repo rate by 25 bps, as reported by The Economic Times, banks may lift fixed deposit rates. Here is how that works, what it is worth in rupees and what to do.
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Bajaj Finance Lifts FD Rates by Up to 40 bps After RBI Hike: What Savers Should Check First
Bajaj Finance has raised fixed deposit rates by up to 40 basis points after an RBI rate hike, as reported. Here is what the increase is worth in rupees and what to check before booking.
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RBI's October Policy Cushions FD Rates and MSME Loan Costs: What It Means for Savers
Alice Blue reports the RBI's October policy shields both FD rates and MSME loan costs. Here is what that means for deposit holders and small-business borrowers, with worked examples.
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Delhi High Court Bars Banks From Cutting Rates on Court-Ordered FDs: What It Means for Depositors
As reported by Moneylife, the Delhi High Court held that banks cannot unilaterally lower interest on fixed deposits kept under court orders. Here is what depositors and litigants should know.
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PNB Special FD Scheme Offers Its Highest-Ever Returns: What Savers Should Check Before Booking
Times Bull reports Punjab National Bank's special FD scheme carries its highest-ever returns. Here is how to test that claim against tenure, payout rules and tax before you lock in money.
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Fixed Deposit Rates: Top Offer Reaches 8.25%, and What Savers Should Check Before Booking
ETV Bharat reports FD rates of up to 8.25% on offer. Here is how to judge a headline rate, what it earns on ₹5 lakh, and the safety and tax checks to make before booking.
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Axis Bank FD rates for FY 2026-27: premature withdrawal rules and tax treatment explained
TaxCorp AI has published a guide to Axis Bank's domestic FD rates, early-exit rules and tax treatment for FY 2026-27. Here is what savers should check before booking or breaking an FD.
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SBI FD Returns on ₹1 Lakh: What 1, 3, 5 and 10 Years Can Earn a Saver
Economic Times has run an SBI FD calculator showing ₹1 lakh over 1, 3, 5 and 10 years. We show how the maturity maths works, with illustrative figures, and what it means for savers.
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Inflation Fuels Talk of RBI Repo Rate Hike: What It Could Mean for Your Fixed Deposit
Experts reportedly expect RBI to raise rates as inflation climbs. Here is how that could affect FD returns, loan EMIs and your deposit decisions, without over-reading an expectation.
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FD Rates Near 8.50% Could Head Toward 9% After RBI's 25 bps Hike: What Savers Should Do
Financialexpress.com reports 8.50% FD rates on offer and says RBI's 25 bps hike could open the door to 9%. Here is what that means for savers, with worked rupee examples.
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RBI Rate Hike Likely on October 7: FD Rates Could Rise as Banks Compete for Deposits
News18 reports an RBI rate hike is likely on October 7, which could push banks to pay more on deposits. Here is what it could mean for FD savers and floating-rate borrowers.
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ITAT Hyderabad Rules FD Maturity Proceeds Can't Be Taxed as Unexplained Deposits: Relief for Savers
As reported by TaxCorp AI, ITAT Hyderabad held that fixed deposit maturity money can't be taxed again as unexplained bank deposits. Here is what FD savers should keep on file.
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Bank of India Credit Risk Fund Outpaced Fixed Deposits Over 3 Years: What Savers Should Weigh
The Economic Times reports Bank of India Credit Risk is among five mutual funds that beat fixed deposits over three years with 10%+ gains. Here is what that does and does not mean for savers.
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SBI 444-Day FD: What ₹5 Lakh Could Earn at Maturity and How to Work It Out Yourself
Times Bull has reported on what ₹5 lakh could earn in SBI's 444-day FD. Here is how to calculate the maturity yourself, what tax applies and who should consider it.
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Rs 10 Lakh FD Monthly Income: What a Fixed Deposit Pays When Shares Fall
As reported by News24Online, a Rs 10 lakh FD is being weighed as a monthly income source while the share market falls. Here is the arithmetic, the tax and the trade-offs.
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Fixed Deposit Rates Reach 8.25% at Major Banks: What Savers Should Check First
As reported, some major banks are offering fixed deposit rates of up to 8.25%. Here is how to read that top-line number, compare real returns and avoid common FD mistakes.
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CBI Registers FD Fraud Case Against Canara Bank Officials: What Depositors Should Check
CBI has booked four Canara Bank officials and two others over a multi-crore fixed deposit fraud, as reported. Here is what FD holders should verify and what the case does not mean.
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Matured FD Not Withdrawn: Money Stays Safe, but Interest May Drop
A fixed deposit that matures and is forgotten does not disappear, according to Moneycontrol.com. What can change is the interest rate it earns after maturity, so check how your bank treats it.
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RBI's New FD Rules From October 1: Why Most Retail Depositors Need Not Worry
Fresh RBI fixed deposit rules apply from October 1, but Business Today reports most retail FD holders have little to fear. Here is what to check and what to ignore.
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New Fixed Deposit Rules Apply From October 1: What FD Savers Should Check This Week
Fixed deposit rules are set to take effect from October 1, as reported by Times Bull. Here is what FD holders should verify now, and what stays the same.
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NRE vs NRO FD: NRO Interest Faces 30% TDS, NRE Stays Tax-Free in India for NRIs
Reporting by The Economic Times compares NRE and NRO fixed deposit taxation. Here is how TDS, PAN, DTAA relief and repatriation limits work for NRIs choosing between the two accounts.
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FD Rates, LPG Prices and ATM Charges on October 1: What Savers Should Check in Household Budgets
Argus English reports that October 1 brings FD rate, LPG price and ATM charge developments. Here is how to check each one against your own budget, with worked examples.
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SBI FD at Up to 7.05%: ₹10 Lakh Roughly Doubles in 10 Years, What Savers Should Check
SBI fixed deposits are reported at up to 7.05%, which would turn ₹10 lakh into about ₹20.11 lakh over 10 years. Here is the arithmetic, the tax bite and what to verify before booking.
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8.10% vs 6.50% Bank FD Rates: How to Pick the Right One for You
A 160-basis-point FD rate gap is being reported between smaller and larger banks. Here's the real after-tax difference and how to choose.
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Bulk FD Threshold Rises to Rs 3 Crore on October 1: What Large Depositors Should Know
RBI's bulk-deposit definition reportedly moves to Rs 3 crore from October 1, changing how banks can price FDs for large depositors, per Outlook Money.
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October 1 Brings New Rules on ATM Fees, LPG, FD Interest and ITR Filing
GujaratSamachar English reports eight rule changes from October 1, including FD, ATM, LPG and ITR shifts — here's what actually happens to your existing fixed deposit.
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Nifty SIP Returns Trail Bank FD Over 5 Years: What It Means for Savers
A 5-year Nifty SIP has reportedly returned less than a plain bank FD, per inkl. Here's why short equity windows can lag guaranteed deposits, and what to do now.
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RBI's New FD Transparency Rules Begin October 1: What Savers Need to Know
RBI's new transparency norms for fixed deposits take effect October 1, requiring clearer website disclosure of FD rates and terms, per reporting by Newstrack English.
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October 1 Rule Reset: SBI ATM Fees, FD Rates, UPI MDR, NPS, LPG Subsidy Explained
Several money rules reset on October 1, per ET Now — SBI ATM limits, UPI merchant fees, FD rates, NPS and LPG subsidy. Here's what actually changes for you.
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New October 2026 Banking Rules: Bulk FD Rates, SBI ATM Fees, UPI Charges Explained
October 2026 brings revised SBI ATM charges, new bulk fixed deposit pricing, a UPI transaction fee and Aadhaar-linked LPG subsidy checks, per Livemint.
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Senior Citizen FD Rates: How to Pick the Best Bank Right Now
Times Bull reports banks are competing on senior citizen FD rates; here's how the premium works, what it's worth in rupees, and how to compare offers safely.
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FD, Banking and LPG-Aadhaar Rules Kick In From October 1: What Savers Must Know
October 1 brings bundled FD, banking, LPG-Aadhaar and birth-registration rule changes, per Jagran Josh; here's what fixed deposit holders should actually check this week.
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NSC Outpaces SBI 5-Year FD on ₹10 Lakh: Where Should Savers Park Money?
NSC reportedly turns ₹10 lakh into about ₹14.49 lakh in five years, edging past SBI's comparable FD — here's what the gap means for savers choosing between the two.
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Special FDs vs Regular FDs: Why the Extra Interest May Not Justify the Lock-In
Business Today reports that the extra interest on special fixed deposits may not be worth the lock-in. Here is how to work out whether the premium beats a regular FD for your money.
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Senior Citizen FD Rates Reach Up to 8.3% on Three-Year Deposits: What Savers Should Check
The Economic Times reports senior-citizen FD rates of up to 8.3% for three-year tenures. Here is what that means in rupees, and what to check before you book.
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Uniform Bulk Deposit Rates and Daily FD Interest Start October 1, 2026: What Savers Should Do
Fixed deposit rules are set to alter from October 1, 2026, with uniform rates on bulk deposits and a daily rate, per The Economic Times. Here is what savers and treasurers should check now.
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Small finance bank FD rates compared: Suryoday, Jana, Ujjivan, Equitas, AU on key tenures
Livemint compared fixed deposit rates at five small finance banks across key tenures. Here is how to read that comparison, what the extra yield costs in risk, and how to choose a tenure.
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Moga FD Fraud: Rs 32.50 Lakh Found Missing From Digital Bank Account, What Savers Must Check
The Tribune reports a Moga man found Rs 32.50 lakh missing when he went to renew a fixed deposit at a digital bank. Here is what FD holders should verify now and what rights they have.
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Small Finance Banks Offer Up to 8.50% on Senior Citizen FDs: How to Compare Before Booking
Small finance banks are offering senior citizens up to 8.50% on fixed deposits, according to Moneycontrol.com. Here is what the top rate means, what it costs in risk and tax, and how to compare.
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444-Day Senior Citizen FD: PNB, Central Bank of India and IOB Compared for Savers
PNB, Central Bank of India and IOB are pitching 444-day senior citizen FDs, per ET Now. Here is how to compare them, what ₹10 lakh could earn, and the tax and safety checks before booking.
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UK Job Offer, a Fixed Deposit and a Vanishing Act: What Savers Should Check Before Trusting Anyone
GujaratSamachar English reports a case involving a UK job, a fixed deposit and a disappearing friend. Here is how FD holders can keep their savings safe when money and trust mix.
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SBI Card Launches Advantage, a Fixed Deposit-Backed Credit Card: Who Stands to Gain
SBI Card has launched Advantage SBI Card, a credit card backed by a fixed deposit, as reported by The Economic Times. Here is who it suits, what it costs and what to check first.
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SBI Card Adds FD-Backed Credit Cards on YONO: What Savers Should Know Before Applying
According to Livemint, SBI Card has launched FD-backed credit cards on YONO. Here is how such cards work, who they suit, and what they really cost if you slip.
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Why One FD Isn't Enough for an Emergency Fund: A Smarter Split
Spreading emergency savings across several FDs instead of one — laddering — keeps money earning FD rates while ensuring part of it matures every few months, unlike a single locked deposit.
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PNB 666-Day Fixed Deposit in 2026: What Savers Should Check on Rate and Investment Limit
Punjab National Bank's 666-day FD is in the news for its interest rate and maximum investment amount. Here is how such special-tenor deposits work and what to verify before booking.
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Allahabad HC Slams SBI Over ₹19.9 Lakh Debit From Widow's FD: What Depositors Should Know
Lawful Talks reports the Allahabad High Court called SBI's handling of a widow's ₹19.9 lakh FD abominable. Here is what the case means for fixed deposit holders and how to protect your money.
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Allahabad HC Scraps 90% FD Rule for Railway Accident Compensation: Victims Get Full Payout
According to The Times of India, the Allahabad High Court has ended the 90% fixed deposit rule for railway accident compensation. Here is what it means for victims' families and their money.
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How Banks Set FD Interest Rates: What Drives Your Deposit Rate and How Savers Should Respond
Value Research has explained how banks really decide FD rates. Here is what drives the rate you are offered, and what a saver can do about it.
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FD Laddering for a ₹10-15 Lakh Emergency Fund: How It Works and Who Should Use It
Livemint reports on using FD laddering to hold a ₹10-15 lakh emergency fund. Here is how the ladder works, the arithmetic, the tax and insurance limits, and the mistakes to avoid.
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City Union Bank's 7.25% on 555-day FDs tops the list: what savers should weigh
City Union Bank is reported to lead 555-day FD rates at 7.25%, with five other banks compared. Here is what the rate means in rupees and what to check before booking.
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RBI's Revised Fixed Deposit Rules Take Effect October 1: What Retail and Bulk Depositors Should Check
The RBI has revised its fixed deposit norms from October 1, covering retail and bulk deposits, as reported by Zee News. Here is what savers should verify with their bank and how to prepare.
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India Ratings Affirms IDBI Bank FD and CD Ratings: What It Means for Fixed Deposit Savers
India Ratings has affirmed its ratings on IDBI Bank's fixed deposits and certificates of deposit, as reported by PSU Connect. Here is what an affirmation does and does not change for savers.
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555-Day FD Rates Reach Up to 7.50%: What Savers and Senior Citizens Should Check First
Banks are advertising up to 7.50% on 555-day fixed deposits, per The Economic Times. Here is what that earns on real amounts, why it is a ceiling and how to compare offers safely.
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ED Freezes Rs 35.71 Crore Singapore Fixed Deposit: What It Means for Indian Savers
The Enforcement Directorate has frozen a Rs 35.71 crore fixed deposit in Singapore, as reported by lokmattimes.com. Here is what it means for savers who hold or plan to hold money abroad.
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High Court Directs SBI to Refund Widow's Rs 19.90 Lakh Fixed Deposit: What FD Holders Should Know
A High Court has ordered SBI to refund a widow's Rs 19.90 lakh fixed deposit, as reported by rediff.com. Here is what the case means for FD holders and how to protect your own deposits.
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Small Finance Banks Offer 8%+ FD Rates Ahead of RBI's MPC Meet: What It Means for Savers
Select small finance banks are offering FD rates above 8% ahead of the RBI's MPC meet, per Business Today — here's what that rate gap is actually worth to savers.
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Auto-Sweep FDs Explained: How Idle Savings Account Money Can Earn More Interest
Auto-sweep FDs move idle savings account balances above a set threshold into fixed deposits automatically, letting savers earn FD-level interest while keeping instant access to their money.
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SBI Told to Refund ₹19.90 Lakh in FD Case: What It Means for Depositors
A High Court has reportedly ordered SBI to refund ₹19.90 lakh over an unauthorised FD deduction, per The420.in. Here's what FD holders should know about their rights.
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Allahabad HC Orders SBI to Immediately Refund Widow's ₹19.90 Lakh FD
The Allahabad High Court has directed SBI to immediately refund ₹19.90 lakh debited from a widow's fixed deposit, according to CNBC TV18. Here's what FD holders should know about disputed bank debits.
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Allahabad HC Slams SBI for Adjusting Widow's FD Against Husband's Loan: What It Means
Allahabad HC has reportedly criticised SBI for adjusting a widow's FD against her deceased husband's loan, raising questions about a bank's right to set off deposits.
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Auto-Sweep Fixed Deposits Explained: How Linked FDs Work, What They Cost
Auto-sweep FDs shift surplus savings balance into a linked fixed deposit automatically, per Value Research — here's how the sweep works and where the hidden costs sit.
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FD Returns on Rs 2 Lakh: SBI vs HDFC vs ICICI vs Suryoday Compared
Zee Business compared five-year FD rates at SBI, HDFC Bank, ICICI Bank and Suryoday. Here's what a Rs 2 lakh deposit could actually grow into, and who should care.
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Allahabad HC Calls SBI 'Abominable' for Debiting Wife's FD Over Husband's Loan
Allahabad High Court reportedly called SBI's debit of a wife's FD to recover her husband's loan "abominable" — a reminder that your deposit isn't loan collateral without your consent.
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₹5 Lakh Senior Citizen FD for 555 Days: BoB, Canara, Indian Bank, Karnataka Bank or CUB Pays More?
Zee Business compared 555-day senior citizen FD rates for ₹5 lakh at BoB, Canara, Indian Bank, Karnataka Bank and City Union Bank — here's what the numbers mean.
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Stable Money's FD Push Highlights India's Most-Owned, Least-Discussed Bet
A new Stable Money campaign puts fixed deposits back in focus, reminding savers to check rates, insurance limits, and laddering rather than letting FDs sit on autopilot.
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Indian Bank's 300-Day FD Turns ₹10 Lakh Into ₹10.55 Lakh: What Savers Should Know
Indian Bank's IND SUPREME 2.0 300-day FD can grow ₹10 lakh to about ₹10.55 lakh, Trade Brains reports — here's the math, who it suits, and what to check first.
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Fixed Deposit Rates Face October Test as Inflation Climbs: What Savers Should Do
The Economic Times reports banks may reassess FD rates in October as inflation rises. Here's what a possible hike could mean for savers, senior citizens and new depositors.
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Rs 11 Lakh Crore Surplus Liquidity May Lower FD and Loan Rates: What It Means for You
Banks are reportedly sitting on about Rs 11 lakh crore of surplus liquidity, which BW Businessworld says could push FD and loan interest rates lower in the coming months.
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Small Finance Banks Widen FD Rate Gap Over SBI, HDFC, ICICI: What Savers Should Do
Small finance banks are pulling further ahead of SBI, HDFC Bank and ICICI Bank on FD rates, per Business Today, and here is what the wider payout means for savers' returns and safety.
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PSU Bank FD Rates Stay Below 7%: SBI, PNB, BoB, BoI Compared for Best Returns
PSU banks SBI, PNB, Bank of Baroda and Bank of India are all quoting FD rates under 7%, per Business Today - here's how they compare and what to do.
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SBI vs PNB vs BoB vs Canara Bank FD Rates: Which PSU Bank Pays the Most This Month
According to reporting by News9live, SBI, PNB, Bank of Baroda and Canara Bank FD rates are being compared this month; here's how to read the comparison and choose wisely.
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Stable Money's Badhte Jao FD Campaign: What It Means for Savers
Stable Money's new 'Badhte Jao' campaign nudges users to keep investing in FDs, per Passionate In Marketing — here's what changes (and doesn't) for depositors.
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PSU Bank FD Rates Stay Below 7%: What SBI, PNB, BoB, BOI Savers Should Do
PSU bank FD rates at SBI, PNB, BoB and Bank of India remain under 7%, per Business Today's comparison - here's what that means for savers and how to get more.
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J&K Bank And RBL Bank Revise Fixed Deposit Rates: What Senior Citizens Should Know
J&K Bank and RBL Bank have revised FD interest rates, per Outlook Money, here's what it means for depositors and senior citizens, and how to check the new rates before booking.
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Senior Citizen FD Rates Rise: Banks Now Offering Up To 8.5% On 5-Year Deposits
Some banks have raised 5-year FD rates for senior citizens to up to 8.5%, per newsd.in, changing the math on locking in a long-tenure deposit now.
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Hawkins Cookers Launches New Fixed Deposit From September 16: Rates, Tenures and Limits Explained
Hawkins Cookers opens a new fixed deposit scheme for the public on September 16, per LatestLY; here's how corporate FDs work, sample maturity math, and what to check before investing.
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Senior citizen FDs: five-year rates climb to 8.5% - what it means for savers
ET Now reports senior citizens can earn up to 8.5% on five-year FDs at select banks. Here's how the premium works, a worked example, and what to check before investing.
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Will an RBI Rate Hike in October Lift Your FD Returns? What Savers Need To Know
Reports suggest RBI could raise rates in October, which may lift new FD rates but also loan EMIs. Here's what to check before locking in a deposit.
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Bank FDs vs Post Office Deposits: Comparing Real Returns in 2026
Analytics Insight compared bank FDs and post office deposits for 2026 returns. Here's how the two really stack up beyond the headline rate, with a worked example.
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