Credit Cards News
Card fees, reward changes, RBI card rules and issuer news.
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Royal Bank of Canada Bets on Richer Card Rewards: What Indian Cardholders Can Learn
Royal Bank of Canada is aiming to lift card use with richer rewards, as reported by Simply Wall St. Here's how to judge any rewards card and avoid the interest trap.
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Forbes Lists Top Cards for Young Adults: A Five-Step First-Card Plan for Indians
Forbes has ranked cards for young adults. Here's a simple five-step plan for Indians getting a first card, from fees to credit score.
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Fake Diwali Rs 2,000 Reward Spreads on WhatsApp: How to Avoid Losing Money
A fake Diwali cash reward of Rs 2,000 is going viral on WhatsApp, as reported by Mashable India. Here's how the trick works and what to do.
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Invite-Only Cards in Forbes' 2026 List: Do Indian Households Really Need One?
Forbes has listed the hardest cards to get in 2026. Here's what exclusive really means, what it costs, and how to check if a card is worth it.
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Fibe Gets NPCI Nod for UPI: What It Means for RuPay Credit Card and Credit Line Users
Fibe can now offer UPI payments from bank accounts, RuPay credit cards and credit lines, as reported. Here's what that means for your spending and your borrowing costs.
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M&T Bank Boosts Grocery Points to Up to 3X: Why Interest Costs Can Cancel the Gain
M&T Bank now offers up to 3X points on eligible grocery buys, as reported. Here's how to weigh bonus points against interest costs, and why the gain may be small.
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Elite Credit Cards in India Charge Up to ₹5 Lakh Joining Fee: Are They Worth It?
Some of India's most exclusive credit cards now carry joining fees of up to ₹5 lakh. Here's how to judge whether perks like these can ever pay back.
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Banks Tighten Credit Card Airport Lounge Access: What Free Entry Now Means for You
Banks are making free airport lounge entry on credit cards harder to get, as reported by CNBC TV18. Here's how it works and what to check before your next flight.
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Banks Cancel Credit Cards of Points-Chasing Money Influencers: What It Means for You
Banks are reportedly closing cards of influencers who push rewards systems too hard. Here's what it means for your credit score and how to keep your cards safe.
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Everyday Cashback Credit Cards: Check Your Net Gain After Fees, Not the Headline Rate
A report asks which credit card gives the best cashback on daily spends. Here's how to judge cashback in rupees, after fees and interest.
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Paying a Yearly Card Fee? Do This Five-Minute Sum Before Your Renewal Date
Your card's yearly fee is due soon. Here's a quick sum to see if your rewards cover it, so you can renew, negotiate or switch.
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IndusInd Tiger vs Union Bank Unicorn Cards Compared: Which Perks Fit You?
Trade Brains compared two credit cards on rewards, lounge access and lifestyle perks. Here's how to judge which card suits your own spending.
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Marriott Bonvoy Prestige Samsung Card Launches in Korea: What Indian Cardholders Can Learn
A hotel brand and Samsung Card have launched a premium travel card in Korea. You can't apply from India, but it's a good prompt to check if your own travel card pays off.
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Amazon Pay ICICI Credit Card Has No Joining or Annual Fee: What Shoppers Get
Livemint reports the Amazon Pay ICICI Bank card has no joining or annual fee, plus cashback and Prime benefits. Here's what that means for your wallet.
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New Tool Maps Singapore Card Transfer Partners, Ratios and Fees: What Indian Travellers Should Check
Mainly Miles has launched a tool listing Singapore card transfer partners, ratios, fees and transfer times. Here's how Indian travellers can use that kind of data wisely.
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Festive Shopping Credit Cards 2026: 7 Cashback Picks, One Lifetime Free
The Economic Times lists seven credit cards for online festive shopping in 2026, and one is lifetime free. Here's how to use cashback without paying more in interest.
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Tata Neu HDFC Card NeuCoins: Claim From November 25 to Keep Your Rewards
Tata Neu HDFC Bank card users may lose unclaimed NeuCoins if they miss the claim step around November 25. Here's what to check and do.
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Paying Only the Minimum Credit Card Bill Keeps You in Debt: What It Costs You
Paying just the minimum due on your credit card keeps the debt alive and the interest running. Here's what it costs, with a simple example and steps to get out.
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No-Cost EMI Isn't Always Free: What Card Shoppers Should Check This Festive Season
Festive card deals can save money or quietly cost more. Here's what to compare before you choose reward points or no-cost EMI.
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Manulife Bank Launches Health-Linked Rewards Approach: What Indian Card Users Can Learn
Manulife Bank has announced a rewards approach built on health, wealth and longevity. Here's what it signals and how Indian card users can judge any rewards offer.
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JioFinance online credit card pitch for first-timers: what to check before you apply
Free Press Journal says first-time users should consider applying for a credit card online with JioFinance. Here's what to check on fees, limits and interest before you tap apply.
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HSBC Live+ vs PhonePe SBI Card SELECT BLACK: Which 10% Rewards Card Fits You?
Trade Brains compares two credit cards pitched on 10% rewards in 2026. Here's how to judge any 10% card for your own spending.
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Citi ThankYou Transfer Partners Explained: How Cardholders Can Turn Points Into Miles
Upgraded Points explains Citi ThankYou transfer partners. Here's how swapping card points for miles works, and when it beats cash back.
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HDFC Bank Leads India's Credit Card Spending: What It Means When You Pick a Card
Analytics Insight reports HDFC Bank leads credit card spending in India. Here's what that does and doesn't tell you about choosing a card.
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Krungsri JCB Ultimate Card Debuts in Thailand in November: What Indian Travellers Should Know
Thai lender Krungsri is set to launch its JCB Ultimate credit card in November. It's a Thai product, but it's a good prompt for Indian travellers to check their own card's foreign fees.
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Forbes Ranks Food Delivery Cards: Do This Rewards Math Before You Apply
Forbes has listed its top food delivery credit cards for 2026. Here's how to judge whether any card like that actually saves you money in India.
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Thailand Premium Travel Card Adds 5X Points, THB 20 Million Cover: What Indians Should Know
A new Thai premium travel card offers 5X points and THB 20 million insurance, per Rus Tourism News. Here's what it tells Indian card users.
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Chase Credit Card Picks: What an Expert's Top 6 Teach Indian Card Buyers
CNN reports an expert picked six top Chase cards. You can't get them in India, but the same method helps you choose a better credit card here.
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American Express Splits Membership Rewards Across Cards: What Indian Card Users Should Know
American Express is reportedly splitting Membership Rewards across cards. Here's what that could mean for your points, and what to check now.
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SBI Card Eternal Credit Card Offers Up to ₹200 Off Movies: What to Check Before Applying
SBI Card has launched the Eternal credit card with movie-ticket savings of up to ₹200 and 10% discounts, as reported. Here's how to judge if it suits you.
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PNB Credit Card Fees Revised From November 1: What It Means for Cash and Bill Payments
PNB is revising credit card charges from November 1, including cash withdrawals and utility bills, as reported. Here's how these fees work and how to avoid them.
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Lounge Perk Math: How Many Flights Make a ₹3,000 Card Fee Worth Paying?
The Hindu compared lounge perks across major Indian cards in 2026. Here's a simple break-even check to see if a lounge perk is worth the annual fee.
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Forbes Picks 4 Gas and Grocery Credit Cards: What Indian Cardholders Can Learn
Forbes named four cards for gas and grocery spending. They're US cards, but the method of judging rewards, caps and fees helps Indian shoppers too.
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Google Pay Flex Card Rewards Are Being Reworked: Check the 3.2% Rate Before You Spend
Google Pay Flex card rewards are changing, per AndroidPure. Here's what a 3.2% reward rate usually needs from you, and how to check it before you spend.
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Virgin Rewards Pivot Opens Bulk Points Route: What Indian Card Users Should Know
The Courier Mail reports Virgin is pivoting its rewards and showing ways to earn frequent flyer points in bulk. Here's what Indian card users should take from it.
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Expiring Credit Card Reward Points: Why Extra Spending to Save Them Costs You More
Livemint reports that expiring reward points shouldn't push you to spend more. Here's what points are worth, and how to use them without hurting your budget.
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Eternal SBI Card Launched With Zomato and Blinkit Discounts: Who Should Look at It
SBI Card and Eternal have launched a co-branded card with discounts on Zomato, Blinkit, Bistro and District. Here's how to judge if it's worth it.
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SBI Card and Eternal Launch Co-Brand Credit Card: 10% Discount, 5% Cashback, With Caps
SBI Card has launched a card with Eternal that offers a 10% discount and 5% cashback, both with limits. Here's how to judge if it suits your spending.
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HDFC and RBL Fuel Cards Face Off on ₹15,000 a Month: Do This Sum Before You Apply
Trade Brains compared two IndianOil co-branded cards for a ₹15,000 monthly fuel budget. Here's how to work out which one actually saves you more.
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Revised Flex Card Rewards Favour Google One Members: A 3-Step Break-Even Test
As reported, Google One members now get higher returns on the Google Pay Flex credit card. Here's a simple break-even test to see if the extra rewards beat the membership cost.
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Flex Card UPI Spends Now Earn More Stars, Plus Google One Perks: Check Before You Switch
Gadgets 360 reports the Google Pay Flex card gives more stars on UPI spends and adds Google One benefits. Here's how to judge if it's worth it for you.
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No-Forex-Markup Credit Cards Are in the Spotlight: What Indian Travellers Should Check
Forbes has ranked the best no foreign transaction fee cards of 2026. Here's what zero forex markup means for Indians who pay abroad or on overseas sites.
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Google Pay Flex Rewards Upgraded Before Festive Season: What Card Users Should Check
Google Pay has upgraded its Flex rewards program ahead of the festive season, as reported. Here's what it could mean for your spending and how to keep rewards from costing you.
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U.S. Bank Launches Redesigned BMW Cards With Better Rewards: What It Means for Indians
U.S. Bank has launched redesigned BMW credit cards with enhanced rewards. They're a U.S. product, but the lesson on rewards versus interest applies to every Indian cardholder.
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AU Credit Cards Launch Navratri, Durga Puja Offers: What Cardholders Should Check First
AU Credit Cards is promoting festive offers on shopping, travel and dining. Here's how to use them without paying more in card interest than you earn in rewards.
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zagg.money Dussehra UPI Challenge: 10X Cashback Multiplier on RuPay Credit Card
zagg.money's Dussehra UPI Challenge offers a 10X multiplier on accumulated cashback for RuPay credit card users. Here's what it could mean for you and what to check first.
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HDFC Bank Credit Card Festive Offers Save Up to Rs 70,000: What to Check Before You Buy
HDFC Bank's festive card offers promise savings of up to Rs 70,000, as reported. Here's how they work, who gains, and how to keep the discount from turning into card interest.
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IDFC FIRST Bank Launches Business Multiplier Credit Card: What Owners Should Check
IDFC FIRST Bank has introduced a credit card for business owners. Here's how such cards work, what they can cost if you carry a balance, and what to verify before you apply.
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Choosing a Credit Card for Daily Spending: Match Rewards to Your Habits, Forbes Says
Forbes explains how to pick a credit card for everyday purchases. Here's what it means for Indian cardholders, with a simple rupee example and a checklist.
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Retired and Thinking of a Credit Card? Five Safety Checks Before You Apply in India
Forbes ranked credit cards for seniors and retirees for 2026. Here's a simple safety check for Indian retirees, with easy numbers on fees, rewards and interest.
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Forbes Lists Best Credit Cards for Self-Employed in 2026: How Indian Freelancers Can Pick
Forbes has ranked the best credit cards for freelancers and the self-employed in 2026. Here's how to judge any card for your own income and spending.
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Five FD-Backed Credit Cards Offer a 100% Limit: What It Means for Savers
Trade Brains reports five FD-backed credit cards giving a limit equal to your deposit. Here's how they work, what they cost and who should use one.
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Paying Bills by Credit Card When Cards Aren't Accepted: What It Really Costs You
Some bills like rent don't take cards, but payment apps can bridge the gap for a fee. Here's what it costs and when it makes sense.
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Banks Rebuild Credit Cards Beyond Cashback: What Cardholders Should Check Before Switching
Outlook Money reports banks are redesigning credit cards around customer needs rather than cashback alone. Here is what that could mean for your wallet and how to judge any card on offer.
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Australia's Card Reforms Reshape Swipe Fees and Rewards: What Indian Cardholders Should Know
The Asian Banker reports that Australia's card reforms are changing payment costs and bank rewards. Here is what the shift means for Indian credit card users who chase points and cashback.
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Visa Tops Bangladesh's Credit Card Market, Report Says: What Indian Cardholders Should Note
The Bangladesh Monitor reports Visa is the most popular credit card in Bangladesh. Here is what that means for Indian cardholders who travel, shop abroad or choose a card network.
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Australian Card Rewards Keep Growing Despite RBA Curbs: What Indian Cardholders Should Learn
7NEWS reports credit card rewards are booming in Australia despite a central bank crackdown. Here is what that means for Indian cardholders, and how to judge a rewards card.
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HDFC Bank Premium Cards Offer ALL Accor+ Explorer for 10,000 Points: Is the Swap Worth It?
HDFC Bank's premium cardholders can reportedly claim Accor ALL Plus Explorer membership for 10,000 reward points, for a limited time. Here is how to judge whether the swap beats your other redemptions.
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Kiwi vs Jupiter Edge+: Comparing UPI Cashback on Two Lifetime-Free Credit Cards
Trade Brains compared the Kiwi and Jupiter Edge+ lifetime-free credit cards on UPI cashback. Here is how to judge which one fits your spending, and what the comparison cannot tell you.
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Credit Card Savings and Rewards Offer Reported: How Indian Cardholders Should Judge It
Borneo Bulletin reports exclusive savings and rewards for credit cardholders. Here is how Indian users can test any such offer against fees, interest and their own spending.
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Discovery Bank Drops Uber From Fuel Rewards: What Indian Card Users Can Learn
MyBroadband reports Discovery Bank is reworking its fuel rewards and dropping Uber. It is a South African story, but it shows how reward perks shrink and how Indian cardholders should respond.
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Gopal Credit Card Scheme: ₹1 lakh interest-free loan reported, what applicants should verify first
Times Bull reports an interest-free loan of up to ₹1 lakh under the Gopal Credit Card scheme. Here is how to read the claim, what to confirm before applying, and what zero interest saves you.
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Simple Travel Credit Cards Can Earn More Holiday Rewards: What Indian Cardholders Should Check
Forbes reports a simple travel card can earn more rewards on holiday travel and shopping. Here is how Indian cardholders can test that idea against forex markups, fees and interest costs.
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Diljit Dosanjh Aura India Tour 2026 Has a RuPay Pre-Sale: How Cardholders Should Prepare
ET Now reports Diljit Dosanjh's Aura India Tour 2026 will include a RuPay pre-sale. Here is how to prepare your card, set a budget and avoid paying interest on concert tickets.
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Using an Axis Bank Credit Card With Apple Pay: Setup, Safety and What Cardholders Should Check
Kalkine India reports on how Axis Bank credit cards work with Apple Pay. Here is what tokenised tap-to-pay means for security, rewards and your monthly bill.
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IHG One Rewards Points: Redemption Options for 2026 and What Indian Cardholders Should Know
A 2026 roundup of ways to redeem IHG One Rewards points has been published. Here is how Indian travellers can judge any redemption and avoid paying more in card interest than the points are worth.
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Forbes Picks Top CIBC Credit Cards for 2026: What It Means for Indians Heading to Canada
Forbes has published its list of the best CIBC credit cards in Canada for 2026. Here is what Indian students, workers and NRIs should take from it, and what they should check before applying.
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Australia's B2Bpay Launches Rent-on-Credit-Card Platform: What Indian Card Users Should Weigh
CFOtech Australia reports B2Bpay has launched a platform to keep rent payable by credit card. Nothing changes in India, but the fee-versus-reward maths for tenants here is worth rechecking.
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Choosing between UPI, UPI Lite and a credit card on UPI: matching each to daily spending
A Moneycontrol report compares plain UPI, UPI Lite and credit card on UPI for daily payments. Here is how to match each to the size and type of payment, and the costs to watch.
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Apple Pay vs UPI in India: Why One Opinion Says Wait for RuPay Support Before Switching
An ABP Live English opinion piece calls Apple Pay a card-first bet in a UPI-first market and advises waiting for RuPay integration. Here is what that means for your wallet and your cards.
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October 2026 Credit Card Sign-Up Bonuses: How Indian Cardholders Should Weigh Welcome Offers
Forbes has published its list of the best credit card sign-up bonuses for October 2026. Here is how Indian cardholders should judge any welcome offer, with worked rupee examples.
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Forbes Guide to Bank of America Rewards: What Indian Credit Card Users Should Check on Their Own Cards
Forbes has published a 2026 guide to Bank of America's rewards program. Its terms don't apply in India, but it is a good prompt to test what your own card's rewards are really worth.
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Rakuten Adds Cash Back for Select Bank of America Cards: What Indian Cardholders Can Learn
Forbes reports Rakuten now offers cash back on select Bank of America credit cards. It is a US offer, but it shows how Indian cardholders can stack rewards without paying card interest.
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Amazon and Flipkart October Festive Sales: Picking Debit and Credit Cards for the Best Deals
Livemint reports on which debit and credit cards offer the best deals in Amazon's and Flipkart's October sales. Here is how to judge a card offer and avoid paying more than you save.
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Longest 0% APR Credit Cards of October 2026 Ranked: What Indian Cardholders Should Learn
Forbes has listed the credit cards with the longest 0% APR on purchases for October 2026. Indian cardholders can't copy the offers, but the same cost logic applies to their own cards.
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Forbes Ranks 2026's Best No-Fee Travel Credit Cards: What Indian Cardholders Should Weigh
Forbes has published its 2026 list of the best no-annual-fee travel credit cards. Here is how Indian cardholders can use the idea to judge zero-fee travel cards, with worked rupee examples.
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Banks Cut Credit Card Perks: What Indian Cardholders Should Check Before the Next Renewal
Banks are reported to be trimming credit card perks. Here is how Indian cardholders can work out what a cut costs them and when it is worth switching or downgrading.
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U.S. Bank Adds Two Small Business Credit Cards: What Indian Owners Should Weigh Before Applying
Forbes reports U.S. Bank has launched two credit cards for small business owners. Here is what that means for Indian entrepreneurs and how to judge any business card.
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Apple Pay Launches for Axis Bank Credit Cards in India: What Cardholders Should Check Before Tapping
Fintech Singapore reports Apple Pay is now available to Axis Bank credit card users in India. Here is how tokenised tap-to-pay works and what cardholders should check first.
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IndianOil Co-Branded vs Petrol Rewards Cards: Which Fuel Card Saves You More
Times Now compared IndianOil co-branded and petrol rewards credit cards. What matters is your monthly fuel spend, where you fill up and whether you clear the bill in full each month.
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Apple Pay arrives in India without UPI or RuPay: what cardholders should know
Apple Pay has reportedly launched in India without UPI or RuPay support. Here is what that means for credit card users, rewards and everyday payments.
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Apple Pay Debuts in India: Axis Bank Credit Cards Go Live First
Apple Pay has launched in India, with Axis Bank first to support it on Visa and Mastercard credit cards, per Business Standard — a convenience, not a cost, change for cardholders.
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Not Using Your Credit Card? Here's What It Actually Costs You
According to Forbes, unused credit cards aren't cost-free to hold — here's what inactivity actually does to your fees, rewards and credit score in India.
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How Indian Travelers Should Pick a Credit Card Before a Europe Trip
Forbes looked at how to choose the best travel credit card for a Europe trip; here's what that decision actually costs and saves Indian cardholders.
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Alaska's Atmos Rewards Adds a Debit Card: What It Means for Indian Flyers
Alaska Airlines is adding a debit card and new transfer partners to Atmos Rewards, per Live and Let's Fly. Here's what the shift means for Indian flyers and cardholders.
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India's Best Credit Card in 2026, Category by Category: How to Choose Right
A category-by-category guide reported by The Hans India argues there's no single best card in India — the right pick depends on your spending pattern, not the headline reward rate.
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PNB LUXURA vs HSBC TravelOne: Which Premium Card Wins on Travel Perks?
Trade Brains compares PNB LUXURA and HSBC TravelOne on lounge access and travel rewards; here's how to judge which premium travel card actually pays for itself.
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Aven and Forest River Launch a Co-Branded HELOC: What It Means for India
Aven and Forest River unveiled a co-branded HELOC, per PR Newswire. Here's how home-equity borrowing works in India via LAP and top-up loans, and what to check in any co-branded credit offer.
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Cred Coin Rush Returns With Rs 516 Crore Rewards: What It Means for Cardholders
CRED's Coin Rush bill-payment contest returns with a reported Rs 516 crore prize pool, US stocks and signed Messi and Beckham jerseys among the new rewards, per The Times of India.
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9 Credit Card Habits That Actually Improve Your CIBIL Score
Free Press Journal reports nine credit card habits that can lift a CIBIL score: utilization and payment history do most of the work, with real EMI savings at stake.
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Public Sector Banks Expand Credit Card Push: What It Means for Applicants
State-run banks are reportedly widening their credit card business, per TradingView. Here's what that could mean for approval odds, rates and fees for cardholders.
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U.S. Bank Rewards Card Guide by Forbes: What Indian Cardholders Should Take From It
Forbes has published a complete guide to U.S. Bank rewards. It is a US product, but the way to judge any rewards card applies to Indian cardholders too: rewards versus fees versus interest.
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Credit Card Spend Growth Slows to 5.9% as Small Payments Rise: What Cardholders Should Do
Credit card spending growth has slowed to 5.9% while small payments gain share, per BW Businessworld. Here is what it means for your billing cycle, interest costs and budget.
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IDFC FIRST Quantum+ Credit Card Is FD-Backed and Lifetime-Free: What Savers Should Weigh
IDFC FIRST's Quantum+ is reported as an FD-backed, lifetime-free credit card with up to 6.5% interest, 2% cashback and zero forex markup. Here is who it suits and what to verify first.
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Singapore Traveller Builds AI Tool to Maximise Card Miles: What Indian Cardholders Can Learn
The Straits Times reports a Singaporean built an AI tool to maximise credit card rewards with little coding. Here is what it means for Indian cardholders chasing points, miles and cashback.
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Credit Card Spending Growth Slows in August, Card Additions Up 10.3%: What It Means for Cardholders
Credit card spending growth eased in August even as card additions rose 10.3% year on year, per zeenews.india.com. Here is what more cards and slower spending mean for your limits, offers and costs.
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Credit Card Trends Roundup: What Forbes' Data Means for Indian Cardholders
Forbes has published a roundup of credit card statistics and trends. Here is how to read such data as an Indian cardholder, and what to check on your own card this month.
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PNB Zaggle Credit Card Offers 10 Free Lounge Visits and Uncapped Rewards: Is It Worth Having?
A PNB Zaggle credit card is reported to offer 10 complimentary airport lounge visits and no cap on rewards. Here is how to judge whether it suits your spending, before you apply.
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AU SFB and CheQ Launch 'LED' Credit Card: What Applicants Should Check Before Applying
AU Small Finance Bank and CheQ have reportedly launched what is billed as the first LED credit card. Here is what to verify on fees, interest and eligibility before you apply.
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UPI MDR Starts October 15: Why Switching to Cards Is Not Automatically Cheaper for You
UPI merchant fees (MDR) are reported to start October 15. Here is what that means for shoppers weighing UPI against debit and credit cards, with worked numbers and a checklist.
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Why UPI Still Has Not Displaced Credit Cards in India: What It Means for Your Wallet
A Finextra Research piece argues UPI has not disrupted credit cards. Here is what that means for Indian cardholders: rewards, interest-free credit, and when each payment method makes sense.
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SBI Launches FD-Backed Credit Card on YONO, Approval in About 10 Minutes: What FD Holders Get
SBI has added a fixed-deposit-backed secured credit card to YONO, with approval reportedly in about 10 minutes. Here is how these cards work, what they cost you and who should apply.
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HDFC Bank's e-Rupee Push: What It Means for Cardholders and Fliers
HDFC Bank is reportedly exploring digital rupee (e₹) use for credit card rewards, travel allowances and in-flight payments — here's what it means for cardholders today.
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No-Annual-Fee Business Credit Cards: What Forbes' Guide Means for Indian MSMEs
Forbes laid out how to pick a no-annual-fee business credit card by spending pattern. Here's how that framework translates for Indian MSMEs and proprietors.
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South Indian Bank Names Ananth Babu Credit Cards Head: What It Means for Cardholders
South Indian Bank has appointed Ananth Babu as its new credit cards head via Venator Search Partners — here's what it means (and doesn't) for cardholders.
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Axis Bank Adds Cathay Pacific, Lufthansa as Transfer Partners: More Redemption Options
Axis Bank has added Cathay Pacific and Lufthansa as reward-point transfer partners and brought back Accor, giving cardholders more ways to redeem points.
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US Travel Card Welcome-Bonus Roundup: What Indian Cardholders Can Learn Abroad
One Mile at a Time's monthly roundup of top US travel credit card welcome offers holds lessons for Indian cardholders on bonus economics and when applying is worth it.
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Select Credit Cards Offer Up to 10% Cashback on UPI Spends: What It Means for You
Livemint reports select credit cards now offer cashback up to 10% on UPI spends. Here's how such caps usually work, and what to check before switching cards.
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Scapia-Axis Bank Travel Credit Card Launches: What Young Flyers Should Know
Scapia and Axis Bank have launched a co-branded travel credit card aimed at young Indian flyers, according to The Covai Mail — here's what it means for travel spending and eligibility.
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AU Small Finance Bank Launches New RuPay Credit Card: What It Means for Cardholders
AU Small Finance Bank has launched new products including a RuPay credit card, per goodreturns.in; fees and rates aren't public yet, so compare terms before applying.
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Goodreturns lists five best fuel credit cards in India: what to check before you pick one
Goodreturns has published a list of five fuel credit cards for petrol, LPG and FASTag spends. Here is how fuel card savings work, what they are worth in rupees and what to check before applying.
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UPI vs Card MDR Explained: Why Cards Cost Merchants More and What It Means for Shoppers
Livemint reports on NPCI's FAQs comparing MDR on UPI with debit and credit card charges. Here is how merchant fees work, who ends up paying, and what shoppers should do.
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YES BANK POP-CLUB card at ₹399 offers 10 POPcoins per ₹100 and ₹750 Cleartrip voucher: worth it?
YES BANK's POP-CLUB credit card is reported to pair 10 POPcoins per ₹100 of online spend with a ₹750 Cleartrip voucher for ₹399. Here is how to test whether the maths works for you.
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RuPay Credit Cards on UPI: How Linking, Spending Limits and Rewards Work for Cardholders
PSU Connect reports on how RuPay credit cards work on UPI. Here is what linking, limits and rewards mean for your spending, your interest-free period and your bill.
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Trust Bank Freedom Card Gets Miles Rewards on Global Spends: What Travellers Should Check
Trust Bank has added miles rewards to its Freedom Card for global spends, per Asia Business Outlook. Here is how miles work, what to verify, and who gains.
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Possible UPI MDR May Ease Credit Card Costs as RuPay Gains: What Cardholders Should Know
A UPI merchant discount rate could ease pressure on credit card economics, while RuPay stands to gain from its UPI link, as reported. Here is what that does and does not mean for your wallet.
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UPI Versus Credit Cards: How India's Payment Mix Can Raise Your Savings and Rewards
The Economic Times reports that India's UPI-and-card payments system is boosting savings for several stakeholders. Here is what it means for how you pay, and when each option actually saves money.
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UPI Credit Lines Explained: How RuPay Cards and Pre-Sanctioned Loans Work for Borrowers
Credit can now be spent through UPI, either via RuPay credit cards or bank-sanctioned credit lines. Here is how each works, what it costs, and what to check before you use it.
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HDFC Bank Cards Get 10X Points or 10% Cashback at Adani One Duty Free Till March 2027
HDFC Bank cardholders can pick 10X reward points or 10% cashback on Adani One Duty Free until March 31, 2027, per Trade Brains. Here is how to judge which is worth more.
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Cargills Bank Rewards 60 Cardholders in First Spend Campaign: What Indian Card Users Can Learn
Cargills Bank has rewarded 60 cardholders in its first card spend campaign, per Island.lk. It is a Sri Lankan offer, but it shows how spend-linked rewards work and when they cost more than they pay.
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Australia's NAB Launches Expedia-Powered Travel Platform: What It Means for Indian Card Holders
NAB has launched NAB Travel in Australia using Expedia technology, per Nomad Lawyer. Indian card users can treat it as a template for judging any bank travel portal.
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Credit Card Reward Points vs Mutual Fund Fees: What Cardholders and Investors Actually Own
Value Research compares credit card rewards with mutual fund costs. Reward points are a revocable perk; fund units are real assets whose returns shrink with every rupee of cost.
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Credit Card Rewards vs Annual Fee: How to Tell When a Card Actually Pays for Itself
A reported Economic Times piece asks when card rewards justify the fee. Here is the break-even maths, the costs that erase rewards, and a checklist to audit your own card.
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HSBC Visa Platinum Card Is Lifetime Free: What 2 Points per ₹150 Means for Travellers
HSBC's Visa Platinum credit card is reported as lifetime free, with up to 6X travel rewards and 2 points per ₹150 spent. Here is what that earns you and what to check before applying.
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Club Vistara IDFC FIRST Card Ends: Holders Get Lifetime-Free Diamond Reserve Card
The Club Vistara IDFC FIRST Credit Card is being wound down, and cardmembers are to receive a lifetime-free Diamond Reserve Card, as reported. Here is what to check.
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Apple Pay Reportedly Launching in India Next Month via Axis Bank Cards: What It Means
Apple Pay is reportedly set to launch in India next month, initially supporting Axis Bank credit cards, according to The Economic Times.
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FinMin Denies US Pressure in UPI MDR Rules: No Advantage for Foreign Credit Cards
FinMin denies US pressure shaped a UPI MDR circular and says it gives foreign credit card networks no advantage; nothing changes for cardholders today.
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CBA Shifts Credit Card Rewards Into Yello: What It Means for Cardholders
Commonwealth Bank of Australia is merging its credit card rewards into its Yello loyalty platform, per kalkine.com.au — mainly relevant to NRIs and CBA cardholders in Australia.
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Forbes' 2026 Priority Pass Credit Card List: What It Means For Indian Travellers
Forbes named its top Priority Pass lounge-access credit cards for 2026; here's what that ranking means for Indians comparing premium travel cards at home.
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Govt Rejects US Charge On UPI's Zero-MDR: No Change For RuPay Users Yet
The Finance Ministry has rejected claims that UPI's zero-MDR policy unfairly favours RuPay over Visa and Mastercard, per fortuneindia.com. Nothing changes for cardholders yet.
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Travel Rewards Credit Card Market Set to Hit $411 Billion by 2034: What It Means for Indian Flyers
A market report cited by openPR.com projects the global travel rewards credit card industry reaching $411.46 billion by 2034 at an 8.38% CAGR. Here's what it means for Indian cardholders.
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Indian Overseas Bank Partners novio for New RuPay Credit Card: Key Features Explained
Indian Overseas Bank has partnered with fintech novio to launch a new RuPay credit card, per CNBC TV18 — here's what it means for IOB customers and new applicants.
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SBI Cards Launches Co-Branded Google Pay Flex SBI Card: What It Means for You
SBI Cards and Google Pay have launched a co-branded Google Pay Flex SBI Card, according to reporting by scanx.trade. Here's what a UPI-linked card could mean for everyday spenders.
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Novio-IOB RuPay Credit Card Launch: What It Means for First-Time Borrowers
Novio and Indian Overseas Bank have launched a co-branded RuPay credit card aimed at widening access to formal credit, according to reporting by BusinessLine.
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UPI Merchant Fee From October 15: How It Stacks Up Against Card, Credit-Linked UPI Charges
UPI merchant charges reportedly begin October 15, per Livemint; here's how the new fee likely compares with debit card, credit card and credit-linked UPI charges.
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Amazon Pay and Kotak Mahindra Bank Launch Co-Branded Credit Card
Amazon Pay and Kotak Mahindra Bank have announced a co-branded credit card, as reported by metroindia.net. Here is what such tie-ups usually mean for Indian cardholders.
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RuPay UPI Credit Card Payments: MDR Cost Sits With Merchants, Not You, Says FinMin
According to reporting by NDTV Profit, the Finance Ministry has clarified that any MDR charged on RuPay credit card UPI payments must be borne by the merchant, not the customer.
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RuPay Acquiring Business Set to Collapse, Warns Ketan Doshi: What It Means for You
Industry veteran Ketan Doshi says RuPay's card-acquiring business is becoming unviable, per fintechbiznews.com — here's what it could mean for merchants and cardholders.
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Commercial Bank Ends Rewards Card Drive: What It Means for Indian Credit Card Holders
Commercial Bank has closed its 'One Card, Two Ways to Be Rewarded' campaign, per Kuwait Times. Here's what dual-reward credit cards mean for Indian and NRI cardholders.
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Govt Clarifies 0.4% Merchant Fee on Credit Card-Linked UPI: What It Means for Shoppers
The government has clarified whether credit card-linked UPI payments attract the newly reported 0.4% merchant fee, per etnownews.com. Regular UPI stays fee-free.
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No UPI, RuPay Debit Charges Below Rs 2,000: What It Means for You
financialexpress.com reports that UPI and RuPay debit card transactions up to Rs 2,000 will carry no charges, keeping India's everyday digital payments free.
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Credit Card Cashback and Referral Bonuses: What's Taxable in India
Business Standard reports on when card cashback, referral payouts and online rewards count as taxable income in India, and when they don't.
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Forbes 2026 Dining Credit Card Rankings: What Indian Cardholders Can Learn
Forbes' 2026 dining credit card rankings cover US issuers only, but here's how Indian cardholders should judge their own dining reward rates before switching.
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PhonePe's Co-Branded Credit Cards: What They Mean for India's Underserved Borrowers
PhonePe is reportedly launching co-branded credit cards aimed at India's underserved, credit-thin borrowers, according to The Economic Times.
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IDFC FIRST Bank Restores Reward Points on Zero-Forex-Markup Card Spends Abroad
IDFC FIRST Bank has reinstated reward points on international card spends carrying zero forex markup, according to reporting by Moneycontrol.com.
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AU Bank Credit Cards Launch Ganesh Chaturthi Travel Offers on Flights, Hotels
AU Small Finance Bank has rolled out Ganesh Chaturthi offers on flight and hotel bookings for credit cardholders, per The Tribune.
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UPI Payments Up to Rs 2,000, RuPay Debit Cards to Stay Fee-Free: What It Means for You
Fees on UPI payments up to Rs 2,000 and RuPay debit cards have reportedly been barred by the government, per The Indian Express, keeping small digital payments free for users and merchants.
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Federal Bank, Paisabazaar Launch Grocery Cashback Credit Card: What Shoppers Should Know
Federal Bank and Paisabazaar have jointly launched a co-branded credit card built around grocery cashback rewards, according to reporting by Devdiscourse. Here's what it could mean for everyday shoppers.
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Best Credit Cards for Everyday UPI Payments: What Indian Users Should Check First
Goodreturns has highlighted five credit cards suited for daily UPI spends. Here is what actually matters — RuPay-UPI linking, reward caps and fees — before you pick one.
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Paisabazaar-Federal Bank RuPay Card Offers 7.5% Grocery Cashback: What It Means for You
Paisabazaar and Federal Bank launched Paisaback, a RuPay card offering 7.5% grocery cashback — the real math on caps, who benefits, and what to check first.
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New Income Tax Code Rewards Digital Traders: You Still Calculate the Tax Yourself
India's new tax code keeps rewarding traders who accept digital payments over cash, but the reported changes don't simplify how that benefit is calculated.
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RBI Official Flags New RuPay, UPI Upgrades At Global Fintech Fest 2026: What Cardholders Should Expect
An RBI Executive Director unveiled new RuPay and UPI payment innovations at GFF 2026, as reported by BW Disrupt, pointing to more ways to pay via cards and UPI rather than any rule change for existing users.
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iPhone 18 Pro on Credit Card: Why Reward Points Rarely Beat EMI Interest
Moneycontrol.com flags a familiar festive-season trap: card rewards on a flagship iPhone are worth a few percent, while revolving credit card interest can run 36-42% a year.
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ila Bank Launches Travel Rewards Push for Gulf Air Credit Card: What It Means for Indian Travelers
ila Bank has launched a travel rewards campaign for its co-branded Gulf Air Credit Card, per TradeArabia; here's what it means for Indian expats and travellers who fly Gulf Air.
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US Starter Card Gets CNN Praise: What It Means for Indian First-Time Credit Card Users
CNN flags a US starter credit card as a smart student pick, but the real lesson for Indian first-timers is the credit-building discipline behind it, not the specific card.
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Australia's Card Surcharge Ban Is Reshaping Rewards - What It Means for Indian Cardholders
Australian banks are redesigning credit card rewards as a surcharge ban nears, per azat.tv - here's what the shift signals for Indian cardholders and merchants.
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Credit Card Rewards Shrinking? Here's How Indian Cardholders Can Get More Value
Moneycontrol reports that credit card benefits are quietly eroding for many Indian users. Here's why rewards feel weaker and how to extract more value from your card despite the squeeze.
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Cashback vs Reward Points: Which Pays More on a Rs 50,000 Card Bill?
NDTV Profit compared cashback and reward points on a Rs 50,000 credit card spend — here's a closer look at how the two redemption paths actually stack up for Indian cardholders.
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IndusInd Bank Rolls Out Overdraft- and Cash Credit-Linked Corporate Credit Card
IndusInd Bank has launched a corporate credit card linked to overdraft and cash credit limits, per SMEStreet — here's what OD/CC-linked cards usually mean for business borrowers.
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