Insurance News
Health and life insurance news, IRDAI rules and premium trends.
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IRDAI Will Wait for Consensus Before Insurance Selling Reforms: What Buyers Should Know
IRDAI won't rush changes to how insurance is sold, as reported by The Hindu. Nothing changes for your policies today. Here's what to watch and do.
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India Urges UAE Travellers to Buy Medical Insurance: What It Means for Your Trip
India has advised its citizens heading to the UAE to carry adequate medical insurance, as reported. Here's how to pick cover and why a small premium can save lakhs.
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Term Insurance Claim Settlement Ratio: What the Percentage Shows and Leaves Out
A high claim settlement ratio is a good sign for a term plan. But it hides rejections, pending claims and rupee values. Here's what to check.
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Irdai Chief Rejects Dynamic Pricing for Insurance: What It Means for Your Premium
Irdai's chief reportedly says airline-style dynamic pricing doesn't suit insurance. Here's what that could mean for the premiums you pay on health, car and term cover.
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South Korea Health Insurance Surplus From Foreigners Hits Record KRW1 Trillion: What It Means for You
South Korea's health fund reportedly booked a record KRW1 trillion surplus from foreign members. Here's what it does and doesn't mean for Indian families and their premiums.
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57th GST Council Insurance Tax Credit Rules: What Businesses and Policyholders Should Check
The 57th GST Council took up input tax credit on health and life insurance. Here's what it may mean for firms and families, and what to check before acting.
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One Job Away Campaign Goes Viral: Health Cover Lessons for Indian Freelancers
A viral campaign backs actors who struggle to qualify for health insurance. Here's what irregular earners in India can learn about getting and keeping cover.
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Online Channels Now Influence 40% of Insurance Sales in India: What Buyers Should Know
Online channels shape 40% of insurance sales in India, as reported. Here's what that means for how you compare, buy and protect yourself when choosing a policy.
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Insurance Agents Ask Centre for Hospital Price Caps and Minimum Commissions: What It Means for You
Insurance agents want the Centre to control hospital rates and fix minimum commissions, as reported by The Financial Express. Nothing changes for your policy today.
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Lifestyle Diseases Rise Among Young Indians: Why Buying Health Cover Early Pays Off
Healthshots reports lifestyle diseases are hitting younger Indians. Here's what that means for your health insurance, your premium and the best time to buy cover.
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Report Sees India's Health Insurance Market Growing to 2034: What It Means for You
A market report on openPR.com looks at India's health insurance sector from 2026 to 2034. Here's what it means for your own cover and your savings.
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Insurtechs Warn IRDAI Reforms Could Cut Their Revenue 70%: What Policy Buyers Should Know
Online insurance sellers say new IRDAI reforms could cut their revenue by 70%, as reported by Inc42. Here's what it could mean for your premiums and your choices.
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Five Hidden Limits in Your Mediclaim Policy: A Fine-Print Checklist Before You Need It
The Economic Times reports five policy gaps that can leave you paying more at claim time. Here's a simple checklist to find them in your own mediclaim policy.
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IRDAI Proposes Lower Insurance Commissions: Lenders May Raise Other Fees, So Check Loan Costs
IRDAI has proposed cutting insurance commissions. Private lenders may look for income elsewhere, so borrowers should read every fee line before signing.
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Loan Insurance Add-Ons: Why NBFCs Want a Five-Year Runway and What You Pay Meanwhile
NBFCs want five years to adapt to IRDAI's commission caps. Here's what that could mean for insurance sold with your loan, and what it costs you today.
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Insurance Premiums Rise as Agents Cite Costly Hospital and Repair Bills: What You Can Do
Agents say bigger hospital bills and pricier motor repairs are pushing insurance premiums up. Here's what it could mean at your next renewal and how to plan for it.
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ICICI Life's Share Count Is Out: How Investors Should Read Earnings Per Share
TradingView has reported ICICI Life's average basic shares outstanding. Here's what the number means, who it matters to, and why policyholders needn't worry.
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How to Judge an Insurance Broker by Claim Help, Not Just Price
Brokers say their worth goes beyond commissions, as reported by Asia Insurance Post. Here's how to test a broker's real service before you buy cover.
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IRDAI Extends Distribution Reform Comment Deadline to October 31: What It Means for You
IRDAI has given the public more time to comment on insurance distribution reform, with October 31 as the new date. Nothing changes in your policies yet.
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Man Abducted Near Care Health Insurance Office in Margao: What Policyholders Should Know
A man was abducted near a Care Health Insurance office in Margao, Goa, as reported. Your policy and claim rights stay the same. Here's how to handle insurance work safely.
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Insurance Distribution Pay Under Review: What It Could Mean for Your Premiums
Asia Insurance Post reports a push to decide what insurance selling is worth. Here's how that could touch your premium and the advice you get.
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Piramal Finance, Bajaj General, IndusInd Securities Announce Key Appointments: Your Terms Stay Put
Three well known finance firms have announced key appointments, as reported. Here's what it means for your loan, policy or demat account, and what to check.
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Insurance Pays the Seller, Not the Buyer, Livemint Reports: What Policy Buyers Should Check
A Livemint report says insurance can reward the seller more than the buyer. Here's how that can happen and the checks that protect your money.
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LIC Analyst Estimates in Focus: What They Mean for Shareholders and Policyholders
Analyst estimates for LIC are in the news. Here's what they mean for share investors, and why your policy terms stay the same.
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ICICI Lombard CEO Calls IRDAI Reforms a Chance for Insurers: What Policyholders Should Know
ICICI Lombard's CEO says IRDAI's reforms are an opportunity for insurers, not a burden. Here's what that could mean for your policies and premiums.
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Bajaj General Insurance Picks Deepak Reddy as CEO Designate: What It Means for Policyholders
Exchange4Media reports Deepak Reddy is Bajaj General Insurance's CEO Designate. Here's what it does and doesn't mean for your policy and premium.
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AIA Hires Ex-HSBC Insurance Head Moncreiffe as Regional CEO: Your Policy Stays the Same
A former HSBC global insurance head is now AIA's regional CEO, as reported. Here's what it means, and doesn't mean, for your policy and premiums.
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Insurance Selling Rules Draft Is Open Till 25 October: A Policy Buyer's Checklist
A draft on how insurance is sold is open for public comment until 25 October, as reported by SCC Online. Here's a simple checklist for policy buyers.
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IRDAI to Review LIC Agents' Demands as Federation Rejects Reforms: What Policy Buyers Should Know
IRDAI will look at LIC agents' demands while their federation opposes the key sales reforms, as reported. Your policy stays the same for now.
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Online Research Shapes 40% of Insurance Buying in India, Google-McKinsey Report Says
A Google-McKinsey report, as covered by ET BrandEquity, says online research influences 40% of insurance purchases in India. Here's what it means for you.
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Four in 10 Life and Health Insurance Sales Start Online: What It Means for You
Online research now drives about 40% of life and health insurance sales in India, as reported by Kalinga TV. Here's how to use it to pick a better policy.
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IRDAI Steps Up Aid to Least Developed Countries' Insurers: What It Means for You
IRDAI is stepping up technical help for insurance markets in least developed countries, per Traders Union. Here's what it does and doesn't mean for Indian policyholders.
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Rangachary Wants IRDAI Reforms Led by Policyholders: Ask Your Agent About Commission
N Rangachary says IRDAI reforms should focus on policyholders, not commissions. Here's what that means when you buy insurance and how to protect yourself today.
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Insurance Payout Rules Struggle on Enforcement: What Policyholders Should Do Now
Moneylife reports that insurance payout rules exist, but enforcing them is the hard part. Here's how to protect your own claim.
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DSP Fund Manager Sees Value in Insurance Stocks: What It Means for Your Savings
A DSP Mutual Fund manager calls insurance stocks a contrarian opportunity. Here's what that means for your savings, and why it's not a reason to rush.
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Brokers Seek Fair Pay From Insurers: How Commission Can Shape the Policy You Buy
Brokers are asking for fair pay while IRDAI reportedly weighs more time for reforms. Here's how seller commission works and what to ask before you buy a policy.
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IRDAI Rejects a Broker's Registration Over Promoter Disclosure Lapse: What Buyers Should Know
IRDAI has turned down a broker's registration over a promoter disclosure lapse, as reported. Your policies stay safe, but check that your broker is licensed.
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Health Insurance Reform Debate: Why Policyholders Shouldn't Pay More Out of Pocket
Newslaundry reports the case that health insurance reform should cut costs, not shift them to patients. Here's what that means for your policy and your wallet.
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FIDC to Press IRDAI on Phased Insurance Commission Reset for NBFCs: What It Means for Borrowers
FIDC reportedly wants IRDAI to reset insurance commissions in phases for NBFCs. Nothing has changed yet, but it could affect insurance sold with your loan.
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Life Insurance Surrender Value: What Early Exit Can Cost You, and What to Check First
Ending a life insurance policy early usually returns less than you paid. Here's how surrender value works, what you could lose, and what to check before you quit.
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SBI General Health Alpha Adds Gifting Option: What It Means for Your Family's Cover
SBI General's Health Alpha plan now lets customers gift health protection to loved ones, as reported. Here's how gifting cover works and what to check first.
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Medical Bills Can Now Be Paid in Monthly EMIs: What Uninsured Families Should Know
People without health insurance can now split big medical bills into monthly EMIs, as reported by NDTV. Here's how the cost works and what to check first.
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Insurers Defend Credit Life Cover as Irdai Weighs Commission Cuts: What Borrowers Should Know
Insurers say credit life policies protect borrowers, while Irdai looks at lower commissions. Here's what it could mean for your next loan and what to ask before you sign.
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SBI General Insurance Brand Campaign Stresses Trust: What Buyers Should Check Before Choosing
SBI General Insurance is telling a brand story built on trust, as reported. It's advertising, not a policy change. Here's how to judge any insurer by more than its slogan.
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Lower Insurance Commissions Don't Ensure Better Outcomes: What Policy Buyers Should Know
Cutting what sellers earn doesn't guarantee cheaper or better insurance for you, as reported by CNBC TV18. Here's what to check before you buy.
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Bandhan Financial Eyes Health Insurance Growth: What It Means for Your Cover
Bandhan Financial reportedly sees health insurance as its next growth area. Here's what that could mean for your choices, your costs and how to pick a policy.
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Niva Bupa Board Loss: A Five-Minute Checkup for Your Health Cover
A part-time board member at Niva Bupa has died, as reported. Your policy stays the same. Here's a quick checkup to keep your cover safe.
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Insurance Agent Fee Ceilings Proposed: How to Get Honest Advice on Your Policy
Asian Business Review reports India has proposed ceilings on what insurers pay agents. Here's how that could change the advice you get and what to ask before you buy.
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Gender-Inclusive Health Insurance Market Grows Fast, Says Report: What Buyers Should Know
A research firm says the global gender-inclusive health insurance market is growing fast. Here's what that could mean for your own cover and premium.
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Bandra Woman, 78, Loses ₹5.85 Crore in Fake HDFC Insurance Policy Scam: How to Stay Safe
A 78-year-old Mumbai woman has reportedly lost ₹5.85 crore to a fake insurance policy scam. Here's how these frauds work and how to protect your savings.
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IndusInd General Insurance Names Sharad Mathur MD and CEO: What Policyholders Should Know
IndusInd General Insurance has a new MD and CEO, Sharad Mathur, after statutory approval. Your policy stays the same. Here's what to watch.
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Missed Your Health Insurance Renewal? What the Grace Period Covers and Doesn't
A late health insurance renewal can still keep your policy history alive inside the grace period. It usually won't pay bills for the gap. Here's what to do.
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Idukki Health Insurance Study: What Stops Rural Families Using Their Cover
A Cureus study looks at health insurance use and barriers in rural and semi-urban Idukki, Kerala. Here's what it means for your money.
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Sri Lanka Student Insurance Scheme Wins Insurer Backing: Lessons for Indian Families
Insurers are backing a state-funded student insurance scheme in Sri Lanka. Nothing changes for India today, but it's a good prompt to check your child's cover.
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LIC Agent Numbers May Fall as IRDAI Curbs Commissions: What Policyholders Should Do
Industry voices warn IRDAI's commission curbs could push 15-40% of LIC agents out in 2-4 years. Your policy stays safe, but service may change.
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Banks May Earn Less From Selling Insurance: How to Handle Policy Pitches at Your Branch
A proposed limit on what insurers pay sellers could cut bank earnings from policies. Here's what it may mean for the pitches you hear when you take a loan or open an account.
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Ageas Federal Life Names New National Head and Chief Administrative Officer: What It Means for You
Ageas Federal Life Insurance has a new National Head and Chief Administrative Officer. Here's what the change means for your policy, and why you don't need to act.
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Global Insurance Market Set to Hit USD 19.77 Trillion by 2035: What It Means for You
A market report forecasts global insurance growing 7.56% a year to 2035. Here's what that does and doesn't mean for your premiums, your cover and your loans.
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Malaysia Readies Cheaper Health Plan After Policy Surrenders: What Indian Families Can Learn
Malaysia is preparing an affordable health insurance plan after many people gave up private cover. Here's what surrender means and how to protect your savings in India.
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Rail Travel Insurance Turns Mandatory From October 27: What It Means for Your Ticket
According to Asia Insurance Review, travel insurance will be compulsory on all rail tickets from 27 October. Here's what may change for you and what to check.
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PSU Banks Feel Little Pain From Irdai Commission Cuts: What It Means for Policy Buyers
Government-run banks expect a small hit from Irdai's commission cuts, while private banks are still checking theirs. Your premium and cover shouldn't change.
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Niva Bupa Director Roger Davis Dies: What It Means for Your Health Policy
Niva Bupa has announced the death of a non-executive director. Your health policy, premium and claim rights stay the same. Here's what the news does and doesn't mean.
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Banks Expect Small Hit From IRDAI's Proposed Commission Curbs: What Policy Buyers Should Know
Banks say IRDAI's proposed limits on insurance commissions will barely hurt them, as reported. Here's what that means for your policies, loans and savings.
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Homeopath's Certificate Can't Block a Mediclaim: What Policyholders Should Know
A homeopath's certificate is not a valid reason to reject a mediclaim, as reported by The Times of India. Here's what it means for your health policy and what to do.
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Health Coverage You May Already Have: Check Before Buying a New Policy
News9live asks if you know your existing health cover. Here's how to find it, what it may include, and what to do before paying for a new plan.
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Health Insurance May Ask You to Pay 10% of Every Claim From 2027
Trade Brains reports a 2027 rule that may make policyholders pay 10% of each health claim. Here's what that means in rupees and what to do now.
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Delhi HC Fines Niva Bupa ₹1: What the Token Penalty Means for Health Policyholders
Delhi High Court has fined Niva Bupa Health Insurance just ₹1, as reported by Livemint. Here's what a token fine means for your health policy and claims.
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Insurance Agent Commission Cuts Debated: Could Your Premium or Policy Terms Improve?
Livemint reports a debate on lower insurance commissions. Here's how cuts could affect what you pay and what advice you get, and what to do now.
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Generali Central Insurance Names Chandraprakash Jain CFO-Designate: What Policyholders Should Know
Generali Central Insurance has named Chandraprakash Jain its CFO-designate. Here's what a finance chief change means, and doesn't mean, for your policy.
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Banks Feel the Cost of Insurance Payout Curbs: What It Means for Your Loans and Policies
Banks say insurance payout curbs hit them too, as reported by The Economic Times. Here's what that could mean when a branch offers you a policy with a loan or deposit.
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Labor's Private Health Insurance Plans Draw Debate: What Indian Policyholders Can Learn
A report from inkl says Labor's private health insurance plans are controversial. We don't have the details, but here's what it means for your own health cover in India.
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Bandhan Fin Eyes Health Insurance Entry After Deals Settle: What It Means for You
Bandhan Fin plans to explore health insurance once its recent acquisitions stabilise, as reported. Nothing changes for you today, but here's what to watch and do.
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Insurance Broker Commissions Surge 173%, Fortune India Reports: What It Means for Policy Buyers
Fortune India reports a 173% jump in insurance broker commissions, but says the number hides part of the picture. Here's what it means for your premium and your advice.
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Health Claims Firm Hires RailTel for ₹19 Crore IT Work: Your Cashless Hospital Checklist
RailTel has won an IT infrastructure order of about ₹19 crore from a health insurance TPA. Here's a simple checklist to make your cashless claim smoother.
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Policyholders Shouldn't Pay Twice, MillenniumPost Reports: What Insurance Buyers Should Check
MillenniumPost reports that policyholders must not be made to pay twice. Here's what a double charge can look like and how to get your money back.
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India Pushes Insurance Beyond Sales: What Better Coverage Means for Your Policy
India's insurance push is moving from selling policies to better coverage, as reported by prameyanews.com. Here's what that means for your health and life cover.
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Health TPA's ₹18.99 Crore Cybersecurity Order: Why Your Claim Data Matters
A health insurance TPA has placed an ₹18.99 crore IT and cybersecurity order, as reported. Here's what it means for the safety of your medical and claim data.
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RailTel Wins Railway Recruitment Board and Health Insurance TPA Contracts: What It Means for You
RailTel has reportedly won work from a Railway Recruitment Board and a health insurance TPA. Here's what it means for your claims, premiums and money.
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Bajaj Finserv Sets Up Own Reinsurance Arm: Your Policy and Premium Stay the Same
Bajaj Finserv has incorporated a wholly owned reinsurance subsidiary, as reported. Your policy and premium stay the same for now. Here's how reinsurance works.
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Insurance Agents' Body Asks IRDAI for Higher Commissions: What It Means for Your Premium
LIAFI has written to IRDAI seeking higher commissions for insurance agents, as reported by Livemint. Here's what that could mean for your premium and your advice.
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IRDAI Explores Loan Options So You Can Keep Your Life Policy, Not Surrender It
IRDAI is looking at financing options that could help you hold on to a life policy instead of surrendering it, per NDTV Profit. Here's what it may mean for you.
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DFS Holds Reservation Workshop for Public Sector Banks, Insurers: What It Means for You
The finance ministry's DFS held a reservation policy workshop for public sector banks and insurers. It's about staff hiring rules, so your loans and deposits stay the same.
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ERGO Chief Calls Insurance Changes Positive, Seeks Time: What Policyholders Should Know
ERGO International's Theodoros Kokkalas called insurance changes positive and asked that companies get time to adapt. Here's what that means for your policy and premiums.
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Motor Insurers Want Free Third-Party Premiums: What It Could Mean for Your Car Insurance Bill
Motor insurers want to set their own third-party premiums and end knock-for-knock pacts, as reported. Nothing is final yet. Here's what could change for your renewal.
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Insurance Cover May Double to 30% in Five Years, Says IRDAI Chief: What It Means for You
The IRDAI chief says insurance coverage could rise from 15% to 30% in five years, as reported. Here's what that could mean for your wallet.
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Insurance Agent Jobs Safe, Says IRDAI: How Commission Shapes Your Premium
IRDAI says its changes to how insurance is sold are not meant to cost jobs, as reported. Here's what that means for your policy, your premium and your next purchase.
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IRDAI Studies Ways to Stop Policy Lapses: What Policyholders Should Know
IRDAI is looking at ways to help people keep their insurance policies running, as reported by The Times of India. Here's what it could mean for you.
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Sebi Asks Irdai to Add Insurance to Your Consolidated Account Statement
Sebi has reportedly written to Irdai to bring insurance data into the consolidated statement. Here's what it could mean for your policies and investments.
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Ather Energy Gets IRDAI Corporate Agent Licence: What Scooter Buyers Should Know
Ather Energy has reportedly received an IRDAI corporate agent licence, which lets it sell insurance. Here's what that may mean when you buy or renew scooter cover.
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IRDAI Wants Input on Insurance Reforms, Says Agents' Livelihoods Won't Be Disrupted
IRDAI says it's open to suggestions on insurance reforms and doesn't want to hurt agents' livelihoods. Here's what that means for your policies and premiums.
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Insurers Rethink Business as New Rules Squeeze Commissions: What It Means for Policyholders
New insurance rules have cut into the commissions sellers earn, and insurers are rethinking how they make money, as reported by Livemint. Here's what it means when you buy a policy.
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Masai Mara Trip? Indian Travellers Must Buy Health Insurance Before They Fly
Indians going to the Masai Mara need travel health insurance before departure, as reported by Curly Tales. Here's what it means for your safari budget and plans.
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Surrendering Life Insurance Before 5 Years: Why Your Payout May Be Far Below Premiums Paid
Zee Business reports on how much savers actually get when they surrender a life policy early. Here's how surrender value works and what to check first.
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Digit Life Insurance Hires Venkatesh Naidu as Chief Distribution Officer: What Buyers Should Know
Digit Life Insurance has a new Chief Distribution Officer, Venkatesh Naidu. Here's what a sales-leadership hire means, and doesn't mean, for people buying life cover.
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India Tells Kenya-Bound Travellers to Carry Health Cover Proof: What It Means for You
India has warned citizens flying to Kenya to carry proof of health insurance, as reported by Tuko News. Here's what to check before you travel.
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Insurers Ask IRDAI for Phased Rollout of Expense Caps: What It Means for Your Policy
Insurers want more time to meet proposed IRDAI limits on running costs, per Livemint. Nothing changes for your policy today, but pricing could shift later.
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Canara Bank Sees Up to Rs 200 Cr Income Hit From Proposed IRDAI Norms: What It Means for You
Canara Bank says proposed IRDAI norms could cut its insurance selling income by up to Rs 200 crore. Here's what it means for your policies and what to do now.
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Indonesia Health Insurance Could Grow 12.9% a Year: What It Means for Indian Buyers
Asian Business Review reports Indonesia's health insurance could grow 12.9% a year. Here's what that signal means for Indian families and their medical cover.
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ICICI Lombard Profit Rises on Motor and Health Cover Demand: What Buyers Should Know
ICICI Lombard reported a higher quarterly profit as motor and health insurance demand grew. Here's what it means for your premiums and your next renewal.
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IRDAI Proposes Lower Insurance Commissions: Your Premium Could Fall, Renewals May Ease
IRDAI's commission proposal may affect what you pay and how you renew, as reported by Upstox. Nothing is final yet, so here's what to know.
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IRDAI Refocuses on Policyholder Protection: What It Means for Your Insurance Claims
IRDAI is going back to its core duty, as reported by The Financial Express. Here's what that could mean for your claims, complaints and policy choices.
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UAE Health Insurance Premium Lock Explained: What a 5-Year Price Freeze Means for You
Mid-Day explains a health insurance 'premium lock' for UAE residents. Here's what a five-year price freeze can and can't do, and what Indian buyers should check.
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16 Stocks in Focus Today Incl. ICICI Life, BEL: What It Means for Your Savings
BusinessLine lists 16 stocks in focus today, including ICICI Life Insurance and BEL. Here's what a watch list means for your money, and what to do.
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Health Cover Is Wider, Yet Treatment Bills Still Pinch: What Families Should Check
Insurance now covers more people, but treatment costs still weigh on Indian families, as reported by Medical Buyer. Here's what the gap means for your wallet.
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LIC to Launch Three New Insurance Plans on October 19: What Buyers Should Check First
LIC will launch three new insurance plans on 19 October, as reported. Here's how to read the details and compare before you buy.
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PNB MetLife Names New Valuation and Reinsurance Head: What It Means for Policyholders
PNB MetLife has appointed a new Associate Director for statutory valuation and reinsurance administration. Here's what the role does and why it's a small story for most policyholders.
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Demand for IRDAI, CBI Probe Into Kotak Insurance Sales: What Policyholders Should Check Now
A demand has been raised for IRDAI and the CBI to examine Kotak's insurance sales, as reported by Inventiva. These are allegations. Here's how to check your own policy.
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Free Health Insurance Gaps in India: Poorest Families Miss Out Without Verified Cards
Free health cover reaches millions on paper, but verification gaps reportedly leave the poorest behind. Here's how to check your cover and avoid a surprise hospital bill.
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IRDAI Approves Five-Year CEO Term at ICICI Life: What Policyholders Should Know
IRDAI has cleared a five-year CEO appointment at ICICI Life Insurance, as reported by TipRanks. Here's what it means, and doesn't mean, for your policy.
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Hospital Observation Stay and Health Insurance: When Your Claim Is Covered
Whether insurance pays for a hospital observation stay depends on how the hospital records it. Here's how to check your cover and protect your claim.
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IRDAI and Insurance Commissions: Can Lower Agent Pay Keep Cover Growing?
IRDAI is weighing limits on high insurance commissions. Here's what lower agent pay could mean for your premium and for how many people buy cover.
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FWD Group to Buy 25% Stake in Bolttech Insurance: What It Means for Indian Policyholders
FWD Group is set to take a 25% stake in Bolttech Insurance, as reported. Here's why your own policy, premium and claim rules stay the same.
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Malaysia Plans Subsidy for SME Workers' First-Year Health Cover: What India Can Learn
Malaysia plans to pay the first-year health premium for eligible SME employees, and insurers welcome it. Here's what it means, and what Indian workers should check.
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Start Health Insurance Portability Early: Why Your Renewal Date Is the Deadline
Switching your health insurer works only at renewal. Here's how many weeks ahead to start, what the new insurer checks, and how to avoid a gap in cover.
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Insurance Shares Fall Up to 49.4% on IRDAI Commission Caps: What It Means for You
Some insurance stocks have dropped as much as 49.4% after IRDAI commission caps, per BW Businessworld. Your existing policy cover stays the same.
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Insurance Cost Limit May Start Slowly: When Cheaper Premiums Could Reach You
A phase-in may come before an insurance fee cap applies, as reported. Here's what a slow start means for your premium and your policy.
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IRDAI May Give Insurers Short Transition Before Commission Caps: What It Means for You
IRDAI may let insurers phase in commission caps instead of applying them at once. Here's what that could mean for your premium and your next policy.
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Dubai Health Insurance: Seven Checks Indian Families Should Make Before Buying a Plan
NRI Affairs lists seven checks for families buying health insurance in Dubai. Here's what to look at, what co-pay really costs in rupees, and what to do now.
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IRDAI Could Give More Time on Insurance Distribution Reform Feedback: What It Means for You
IRDAI may extend the feedback deadline on its insurance distribution reforms, per NewsBytes. Nothing changes for your policy today, but your voice may get more time.
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Car Insurance Quotes Get Personalised in 2026: Why Your Premium May Now Differ From a Friend's
The Tribune reports car insurance quotes are moving from guesswork to personalised pricing. Here's what that means for your premium and how to compare quotes.
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Supreme Court Orders Accident, Vehicle and Insurance Data Linked in 4 Weeks: What Drivers Should Check
The Supreme Court wants accident, vehicle and insurance records linked within four weeks. Here's what it could mean for your claims, your policy and the checks to make now.
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Two Health Policies, One Hospital Bill: How to Claim the Balance From Your Second Insurer
Holding two health policies? According to The Economic Times, you can claim the unpaid part of a bill from the second insurer. Here's how it works.
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Health Insurance EMIs Gain Ground: 13% Buyers Pay Premiums in Instalments
Fortune India reports 13% of health insurance customers now pay in instalments. Here's what it costs you, who it suits, and what to check before you split your premium.
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Health Insurance Troubles Deepen: What Policyholders Should Check Before Renewal
Health insurance problems have grown into a consumer crisis, as reported by Moneycontrol.com. Here's what it means for your cover, your premium and your next claim.
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IRDAI Wants to Reset Insurance Commission Rules as Payouts Rise: What It Means for You
IRDAI wants to reset commission rules as payouts to sellers rise while insurance cover stalls. Here's what it could mean for your premium and what to do now.
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Insurance distribution reforms spark unease: what policyholders and loan borrowers should know
BusinessLine reports unease over insurance reforms aimed at how policies are sold. Here's what distribution rules mean for your premium, your choices and your existing cover.
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Four Insurance Sector Reforms Aim to Build Trust: What Policyholders Should Know
Business Standard reports four reforms to build trust in India's insurance sector. Here's what it could mean for your policy, your claims and your money.
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General Insurance Mis-Selling Not Widespread, Says IFFCO-Tokio Director: What Buyers Should Know
An insurer's director says mis-selling isn't widespread in general insurance, per Deccan Herald. Here's what it means for you and how to protect yourself.
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Canara HSBC Life Q2 FY27 Results Are Out: What Policyholders and Investors Should Know
Canara HSBC Life Insurance has reported its Q2 FY27 results, per Kalkine India. Here's what one quarter's numbers do and don't mean for policyholders and investors.
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Disabled people struggle to get bank and insurance cover: what it means for your family
The Times of India reports that inaccessible banking and insurance leave disabled people without financial cover. Here's what the gap costs and what you can do about it.
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Insurance Deals May Slow as Regulatory Hurdles Build: What Policyholders Should Know
Business Standard reports regulatory hurdles may slow insurance deals. Your existing policy stays as written; here's what it means for you.
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Insurance Commission Curbs Explained: Will Your Premium Actually Drop?
BW Businessworld asks if curbs on insurance commissions will save policyholders money. Here's how commissions work and what could change for you.
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What's Different at IRDAI, India's Insurance Regulator: What Policyholders Should Know
Livemint has reported on what has changed inside IRDAI. Here's what it means for your insurance policy, and why you needn't act today.
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Musk's Ex-Wife Alleges Insurance Cut-Off for Daughter: Lessons for Indian Families
A News18 report says Musk's ex-wife alleges he ended his daughter's insurance after she came out. Here's what it teaches Indian families about who really controls their health cover.
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Insurance Agents Could Lose 70% of Earnings Under New Rules: What Policyholders Should Know
Trak.in reports new insurance rules could cut agent earnings by about 70% and put 10 lakh jobs at risk. Here's what it could mean for your policies and who helps you.
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IRDAI Chairman: Check Actual Payouts, Not Just Claim Settlement Ratio, Before Buying Insurance
IRDAI's chairman says buyers should look beyond the claim settlement ratio to actual payouts, as reported by BusinessLine. Here's what that means when you pick a policy.
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IAS Officer Tamboli Ayyaj Fakirbhai Named IRDAI Executive Director: What It Means for Policyholders
A 2009-batch IAS officer has been appointed Executive Director at IRDAI, as reported. Here's what the move means, and doesn't mean, for your insurance policies and premiums.
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Health Insurance Co-Pay of 10% May Raise Your Bill Share to 15-19%
Business Standard reports a 10% co-pay could push patients' real share of hospital bills to 15-19%. Here's what that may cost you and what to do.
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GST Reform Lets Employers Claim Credit on Staff Health, Life Cover: What It Means for You
Employers can reportedly claim input tax credit on GST paid for staff health and life insurance. Here's how it works and what it means for your job cover.
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Insurance Market Face-Off Explained: What a Bigger Long-Term Prize Means for You
Asian Business Review asks which market holds the bigger long-term insurance prize. Here's what that race means for the cover you buy, what you pay and how to choose well.
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Insurance Brokers Flag 10 Lakh Jobs at Risk From IRDAI Reform: What Policyholders Should Know
The Insurance Brokers Association of India has reportedly warned the PM that an IRDAI reform could put 10 lakh jobs at risk. Here is what that means for people who buy or renew cover.
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Raising Your Health Insurance Cover: Top-Ups, Riders and the Limits Policyholders Must Know
Styles At Life reports on improving health insurance coverage and the limits involved. What raising cover can and cannot do for an Indian household, and the checks to run first.
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10% Health Insurance Co-Pay: Cheaper Premiums, but You Pay Part of Every Hospital Bill
As reported by LiveChennai, a 10% co-pay could lower health insurance premiums while raising out-of-pocket hospital costs. Here is the rupee maths and what to check before you buy or renew.
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IRDAI Insurance Reform Proposal Draws Sharp Debate: What Policyholders Should Know
India Today reports IRDAI's new insurance proposal has set off a heated debate. Here is how draft rules work and what policyholders should check now, without panic.
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Brokers, Auto Dealers Resist IRDAI Distribution Reforms: What Policyholders Should Expect
Insurance brokers and auto dealers are pushing back on IRDAI's distribution reforms, per Asia Insurance Post. Here is what could change for buyers, and what stays the same for now.
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IBAI Warns IRDAI Commission Caps Could Cut Insurance Jobs and Reach: What Buyers Should Know
Insurance brokers' body IBAI has warned that commission caps under IRDAI's reforms may hurt jobs, competition and reach, as reported by ET Now. Here is what it means for policy buyers.
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Insurance Brokers Oppose IRDAI Commission Cap, Write to PM and FM: What It Means for Buyers
Brokers have written to the PM and Finance Minister against IRDAI's commission cap plan, as reported. Here is how commissions work and what policyholders should do while the dispute plays out.
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Nepal's HIB Plans to Digitise Its Insurance Scheme, NID Included: What Indian Readers Should Note
Nepal's Health Insurance Board is reported to be digitising its insurance scheme, including the national ID. Here is what is known, what is not, and the lessons for Indian policyholders.
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IRDAI Presses Insurers on Mis-Selling and High Costs: What Policyholders Should Check
NDTV Profit reports on IRDAI's push to fix mis-selling, high costs and weak trust in insurance. Here is what it means for buyers and what to verify before paying a premium.
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Taiwan Revises National Health Insurance Coverage: What Indian Families Should Check in Their Cover
Taiwan's government has revised National Health Insurance coverage, per Asia Insurance Review. Here is what Indian policyholders can learn and the checks worth doing on their own health cover.
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Nearly 70% of Insurance Buyers Back Commission Caps for Agents: What It Means for Your Premium
Asia Insurance Review reports that nearly 70% of Indian insurance buyers support proposed caps on intermediary commissions. Here is what that could and could not mean for your premium and advice.
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PB Fintech CEO Says Firm Can Absorb Any IRDAI Paper Revenue Hit: What Policyholders Should Know
PB Fintech's CEO says the company can handle any revenue impact from an IRDAI paper, per NDTV Profit. For policyholders, nothing changes today, but here is what to watch.
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Lower Insurance Commissions May Curb Mis-Selling, but IRDAI Still Matters: What Buyers Should Do
The Economic Times reports that cutting commissions could ease insurance mis-selling, but IRDAI's role stays crucial. Here is what policy buyers should check before signing.
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IRDAI Resists Delay to Insurance Commission Caps: What Policyholders Should Know
IRDAI is reported to oppose postponing caps on insurance commissions. Here is how commissions work, why they matter for premiums, and what buyers should do now.
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IBAI Says Irdai Distribution Reforms Put 1 Million Jobs at Risk: What Policyholders Should Know
Insurance brokers' body IBAI warns Irdai's distribution reforms threaten about a million livelihoods, as reported. Your existing policy is unaffected, but how you buy cover may change.
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GST Council agenda: ITC on employee insurance and easier compliance, what it means for employers
Reportedly on the GST Council agenda: input tax credit on employee insurance and simpler compliance. Here is what could change for employers and staff, and what has not changed yet.
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GST Credit Relief May Come for Group Life and Health Insurance: What It Means for Employers
Group life and health insurance may get GST input credit relief, as reported. Here is who could gain, what is still unknown, and what employers and employees should do now.
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Bajaj Finserv Plans Reinsurance Venture, Eyes Ex-GIC Re Chief: What It Means for Policyholders
Bajaj Finserv is reportedly set to bring in a former GIC Re head for a reinsurance venture. For policyholders, it changes little in the short run.
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Ayurveda Expands Across Public Healthcare, Insurance, Telemedicine: What It Means for Your Cover
Organiser.org reports Ayurveda is widening its reach through public healthcare, insurance and telemedicine. Here is what that does and does not change for your health cover and medical budget.
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IRDAI to Meet Insurer CEOs on Monday on Distribution Reforms: What Policyholders Should Know
IRDAI will meet industry chiefs on Monday to discuss insurance distribution reforms, per Asia Insurance Post. Nothing has changed yet for policyholders; here is what to watch.
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IRDAI Insurance Reforms: Cheaper Policies Won't Help Unless Claims Get Paid Better
As reported by The Federal, lower insurance costs may not be enough without better claims handling. What policyholders should check before they buy or renew.
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IRDAI Distribution Reforms Could Squeeze Smaller Insurers, ACKO Chief Warns: What It Means for You
ACKO's CEO has warned that IRDAI's distribution reforms may hurt smaller insurers, per Business Standard. Here is what that could mean for premiums, choice and claims for policyholders.
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Return-of-premium insurance plans: why paying more to get premiums back rarely pays off
Return-of-premium plans promise your money back, but as reported by Bhaskar English they carry catches. Here is how the costs compare with simple term cover plus saving the difference.
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India's Insurance Penetration Stays Flat at 3.7%, McKinsey Says: Why Your Own Cover Gap Matters
BW Businessworld reports McKinsey finds India's insurance penetration stuck at 3.7%. What a flat national figure means for your term, health and loan decisions.
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One Household's Health Insurance Bill for Nov 2026–Oct 2027: What Indian Buyers Can Learn
A freefincal write-up tallies one household's health insurance spending for Nov 2026 to Oct 2027. Here is how to run the same audit on your own policies and renewals.
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Insurers Seek 10% Co-Payment on Health Claims: What It Means for Policyholders
Insurers are reportedly pushing for policyholders to bear 10% of every health claim. Here is what co-payment means in rupees, who is exposed, and what to check on your policy.
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Women Buy More Life Insurance Than Men After GST Cut: What Cheaper Premiums Mean for You
Bhaskar English reports women are buying more life policies than men as premiums fall after the GST cut. Here is what the cut changes in rupees and what to check before you buy.
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LIC Agents and Brokers Worry Over New IRDAI Rules: What Policyholders Should Know
Insurance agents and brokers have raised concerns over new IRDAI rules, as reported by Trak.in. Your existing policies stay valid, and you should check how any changes affect advice and costs.
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MRPL Outsourced Workers to Get Health Insurance Soon, Says Chowta: What Contract Staff Should Do
The Times of India reports that health cover for MRPL's outsourced workers is coming soon, per Chowta. Here is what contract workers should check and how to avoid medical-bill debt in the meantime.
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Prudent Insurance Brokers Names Tijo Joseph CFO: What Policyholders Should Know
Prudent Insurance Brokers has appointed Tijo Joseph as CFO, per hrtoday.in. Your policy and claim rights stay unchanged; here is what to check when you buy through any broker.
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IRDAI Plan to Curb Insurance Mis-Selling and Lift Returns: What Policyholders Should Know
The insurance regulator is reported to be planning steps against mis-selling and to improve policyholder returns. Here is what buyers can check now, whatever the final rules look like.
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Insurance Premiums, Property Risk and Investing: A Household Money Checklist for Savers
A Livemint money column pairs insurance costs, property risks and smarter investing. Here is what that means for an Indian household's budget, home purchase and savings plan.
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IRDAI Pushes Insurers Toward Customer-First Selling: What Policy Buyers Should Check Before Signing
Insurance regulator IRDAI wants buyers, not sellers, to drive the choice of policy, per theprint.in. Here is what that means for your next purchase and how to protect yourself now.
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Punjab's Homi Bhabha Cancer Hospital Offers Cashless Cancer Care: What Policyholders Should Check
Homi Bhabha Cancer Hospital in Punjab has introduced cashless cancer treatment via health insurance, per The Tribune. Here is what it means for policyholders and what to verify first.
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IRDAI Reform Push Needs Finer Calibration, Commentary Argues: What Policyholders Should Watch
InsuranceAsia News argues that IRDAI's reform push needs a finer touch. Here is what that means for Indian policyholders and what to check on your own policies.
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ICICI Life Insurance Gets New MD & CEO in Sidharatha Mishra: What Policyholders Should Know
ICICI Bank has announced Sidharatha Mishra as MD & CEO of ICICI Life Insurance, as reported. Existing policies and premiums are set by contract and do not change with a new chief.
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Cost Accountants' Institute Unveils Insurance Governance Framework: What Policyholders Should Know
A cost accountants' institute has unveiled a governance framework for the insurance sector, per The Tribune. Nothing changes for your policy today, but here is what to watch.
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Insurers Weigh Seeking Mutual Fund-Style Expense Limits From IRDAI: What Savers Should Know
Insurers are reportedly weighing a request to IRDAI for mutual fund-style limits on expenses. Here is what it could mean for policyholders, how costs work today, and what to do now.
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Insurance CEOs Urge Phased Rollout of IRDAI Reforms: What Policyholders Should Know
Industry CEOs say IRDAI's insurance reforms need a phased rollout, per CNBC TV18. Your current policy is unaffected today; here is what the debate means for premiums, cover and claims.
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Insurers' Costs Are Rising Faster Than Premiums, McKinsey Says: What It Means for Your Policy Price
McKinsey says insurance penetration stays low while operating costs outpace premium growth, as reported by The Economic Times. Here is what that can mean for policy prices and your cover.
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Family Health Insurance Reaches More Middle-Income Indian Households: What to Check Before Buying
Family health insurance is reportedly reaching India's underserved middle-income households. Here is what that means for your family's cover, premiums and out-of-pocket risk.
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Health Insurance Help Reaches a Jarodha Teacher: What Low-Income Families Should Check
India CSR reports health insurance support for a teacher at FTE School, Jarodha. Here is how such cover works and what households without a policy should check.
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Life Insurance Savings Policies Could Yield Up to 1% More Under IRDAI Proposal: What Savers Should Do
As reported by Moneycontrol.com, life insurance savings policies could return up to 1% more if IRDAI's proposed distribution changes go through. Here is what that means and what to do now.
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Insurance Registry Helps Trace Lost Life, Health and Motor Policies: What Policyholders Should Do
A new registry reportedly helps people find forgotten life, health and motor policies. Here is what it means for you and how to prepare, whatever the registry's final design.
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IRDAI's Proposed 2% Commission Cap May Hurt Rural Insurance Access, Coverfox MD Warns
Coverfox's Sanjib Jha warns that IRDAI's proposed 2% commission cap could reduce insurance reach in rural India, as reported by Livemint. Here is what it means for buyers.
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Punjab Health Insurance Plan To Cover 65 Lakh Families: Less Need For Medical Loans
Kuldeep Dhaliwal says Punjab's health insurance plan will eventually cover 65 lakh families, per The Tribune — here's what it could mean for medical and gold loans.
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IRDAI Appoints Two New Board Members: What It Means for Loan-Linked Insurance Buyers
IRDAI has appointed two new members to its board, as reported by Asia Insurance Review — a governance update that doesn't change existing insurance or loan-linked cover terms.
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IRDAI Commission Caps Push Insurance Brokers to Rework Models: Jobs at Risk
IRDAI's tighter commission caps are squeezing insurance brokers, per economictimes.com, with possible job losses — here's what it means for your policy.
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How IRDAI Balances Oversight and Insurer Autonomy: What It Means for Policyholders
As reported by Livemint, IRDAI is weighing how much oversight versus operational freedom insurers should have, shaping product approval, pricing and claims speed for policyholders.
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Insurance Brokers to Discuss IRDAI's Distribution Overhaul: What It Means for You
Insurance brokers plan to engage IRDAI on a proposed overhaul of how policies are distributed in India, a shift that could eventually touch loan-linked insurance costs for borrowers.
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IRDAI's Insurance Reforms: What They Mean for SBI Life, HDFC Life, ICICI Pru Investors
IRDAI's ongoing insurance-sector reforms have put SBI Life, HDFC Life and ICICI Prudential shares in focus, per Livemint. Here's what the changes could mean for policyholders and investors.
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IRDAI Norms May Reshape Insurance Distributor Business Models: What It Means for You
IRDAI-signalled norms could reshape how insurance agents, brokers and banks are paid for new policies, per Asianet Newsable; existing policyholders see no change to current cover.
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IRDAI Reforms Push Insurance Agents to Diversify Income: What It Means for Policyholders
Nomura says IRDAI's regulatory changes are prompting insurance distributors to look beyond commissions for revenue, a shift that could reshape how agents sell and advise on policies.
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IRDAI's Commission Reset Puts Motor Third-Party Insurance at Risk: What It Means for Vehicle Owners
IRDAI's reported reset of motor insurance commissions could squeeze third-party cover, insurance veteran Nilesh Sathe warns — here's what it means for vehicle owners and loan borrowers.
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IRDAI Proposal May Squeeze Policybazaar's Commission Income: What It Means for Buyers
IRDAI is reportedly weighing a proposal that could hit Policybazaar's commission-based distribution economics, per daijiworld.com — here's what it means for insurance and loan-linked insurance buyers.
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Health Insurers Want Your Fitness Tracker Data: The Privacy Trade-Off Explained
Insurers are dangling premium discounts for fitness-tracker data, but sharing step counts and heart-rate stats with your insurer carries real privacy trade-offs, per Livemint.
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Insurance Rules Wipe Rs 1.12 Lakh Cr Off Financial Stocks: What It Means for You
Financial stocks lost about Rs 1.12 lakh crore in value as new insurance-sector rules unsettled markets, according to BW Businessworld. Here's what it actually means for policyholders and borrowers.
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Oracle Layoffs 2026: Leaked India Severance Compared With US Plan's 26-Week Cap
Goodreturns reports a leaked Oracle India severance plan next to a US structure offering up to 26 weeks' pay and health cover, and what any such gap means for EMIs and insurance.
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IRDAI's Distribution Reform Puts Policyholder Outcomes First: What It Means For You
IRDAI is centering insurance distribution reforms on customer outcomes, as reported by BizzBuzz, with implications for loan-linked and bank-sold insurance buyers.
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PB Fintech: Commission Rule Shakeup Could Reshape Online Insurance Buying Costs
PB Fintech says changes to commission structures could reshape the economics of online insurance sales, affecting pricing and advice for buyers, per The New Indian Express.
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IRDAI Presses for Transparency on Motor Insurance Commissions: What It Means for Premiums
IRDAI has flagged high commissions on motor insurance and called for more transparency, a move that could reshape how car and two-wheeler premiums are priced and sold.
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8 in 10 Insurance Buyers Want Commission Disclosed: What It Means for You
A LocalCircles survey finds 8 in 10 insurance buyers want commission disclosed before buying — here's how commissions work and what borrowers should check.
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PB Fintech Responds to Share Price Volatility Amid IRDAI Consultation: What It Means for You
PB Fintech has clarified a recent share price move to exchanges, tying it to an IRDAI consultation paper — here's what it does and doesn't mean for insurance buyers and investors.
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LIC Down to Two Serving MDs as Dinesh Pant Exits to Irdai: What It Means for Policyholders
LIC now has just two serving MDs after Dinesh Pant joined Irdai as actuary member, per Business Standard — here's what changes, and what doesn't, for policyholders.
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Insurance Commission Cuts: What Lower Agent Payouts Mean for Premiums
Business Today reports a push to cut insurance commissions. Here is what it could mean for your premiums, agents, and how you should buy cover.
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Bima Sugam Likely by November, IRDAI Says: What Insurance Buyers Should Do Now
IRDAI says the Bima Sugam insurance marketplace is likely to launch by November, per Moneycontrol.com. Here is what it could mean for buyers, and what to prepare while details remain unannounced.
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IRDAI Chairman Says Proposed Reforms Will Boost Insurance Adoption: What Buyers Can Expect
IRDAI's chairman says the regulator's proposed reforms will push insurance adoption and make buying easier for consumers. Here is what that could mean for your cover and how to prepare.
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Insurance Brokers Plan IRDAI Talks on Distribution Reforms: What Policyholders Should Know
Insurance brokers are set to engage IRDAI on proposed distribution reforms, per Asia Insurance Post. Nothing changes for your policy today, but how you buy cover could shift over time.
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IRDAI Caps on Insurers: What They Mean for HDFC Life, SBI Life, PB Fintech Customers
BusinessLine reports on what IRDAI's caps mean for HDFC Life, SBI Life and PB Fintech. Here is what such limits usually change for the person buying or holding a policy.
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Insurance M&A in India: How IRDAI Approvals Shape Deals and What Policyholders Should Know
BW Legal World reports on the regulatory nuances shaping insurance M&A in India. Here is how approvals work and why your existing policy stays intact when an insurer changes hands.
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IRDAI Squeezes Insurance Distribution Economics: What It Means for Your Premium and Advice
NDTV Profit reports the insurance regulator has upended how distribution earns its money. Here is how commissions work and what buyers should check before their next policy.
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Insurance Commissions Outpaced Premium Growth: What IRDAI's Reform Push Means for Policyholders
Insurance commissions have grown far faster than premiums, per Business Today, and IRDAI wants to act. Here is how commissions reach your premium and what to check before you buy or renew.
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IRDAI Chairman Ajay Seth Pushes Cheaper, Easier Insurance Distribution: What Buyers Gain
IRDAI Chairman Ajay Seth has said insurance must become more affordable and easier to buy, ET Now reports. Here is what distribution reform could mean for policy buyers, and what it does not yet change.
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IRDAI's Insurance Rules Proposal Draws Halan's Warning on Profits: What Policyholders Should Check
Livemint reports Monika Halan saying profits built on policyholders' suffering are bad for the country, as IRDAI proposes new insurance rules. Here is what buyers should check before the rules settle.
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Halan Backs IRDAI Reforms, Seeks Deadline to End Insurance Mis-selling: What Buyers Should Do
Monika Halan has welcomed IRDAI's reforms and says the industry needs a hard deadline to stop mis-selling, per ANI News. Here is what that means for anyone buying a policy.
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Heather Matarazzo Says Work Gap Threatens Her Health Cover: Lessons for Indian Job-Linked Insurance
A US actor says she may lose health insurance because she has no work. For Indians, the story is a reminder that employer-only cover ends when the job does.
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PB Fintech Shares Fall on IRDAI Reform News: What Policyholders and Investors Should Do Now
PB Fintech's stock dropped after news of IRDAI insurance reforms, as reported by India News Network. Existing policyholders are largely unaffected; here is what to check and what to avoid.
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IRDAI Commission Claw-Backs Could Make Insurance Mis-Selling Costlier: What Policyholders Gain
A reported IRDAI proposal would make sellers return commission on mis-sold policies. Here is how claw-backs work, what could change for buyers, and what to do before any rule is final.
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IRDAI Proposes Insurance Distribution Overhaul: What Policy Buyers and Loan Borrowers Should Know
IRDAI's proposed distribution overhaul could push insurance intermediaries to rethink their business models. Nothing changes for your policy today, but here is how to prepare.
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IRDAI Plans Tougher Insurance Mis-Selling Checks: What Buyers Should Verify Before Paying
IRDAI is reported to be planning stricter checks on insurance mis-selling. Here is what that means for buyers, how mis-selling happens, and what to verify before you sign any policy.
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Dinesh Pant, Girija Subramanian named IRDAI members: what it means for policyholders
The government has named two new members to IRDAI, per ETLegalWorld.com. Your policy and claim rights stay as they are; here is why the board's makeup still matters to you.
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Dinesh Pant Leaves LIC After Three Months as MD to Join IRDAI Board: What Policyholders Should Know
Moneylife reports Dinesh Pant retired as LIC managing director after three months and was named an IRDAI whole-time member in June. Your policy and its terms do not change.
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IRDAI Adds LIC and New India Assurance Veterans as Members: What Policyholders Should Know
Veterans of LIC and New India Assurance have been appointed IRDAI members, per The Indian Express. Nothing changes in your premium today, but here is why the board matters and what to watch.
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Kotak Maps IRDAI Rule Impact on PB Fintech, SBI Life, NBFCs: What Policyholders and Borrowers Should Know
Kotak has reportedly listed how new IRDAI rules could affect PB Fintech, SBI Life and NBFCs. Here is what it may mean for policy buyers and borrowers, and what to check before acting.
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Insurance Premiums Could Fall Under Five Proposals: What Policy Buyers Should Check Now
NDTV reports five proposed moves that could make insurance cheaper. Here is how premiums are priced, what a cut would be worth in rupees, and what buyers should do before anything is confirmed.
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IRDAI Distribution Paper Favours Value Over Volume in Insurance: What Buyers Should Expect
CNBC TV18 reports PwC's Amit Roy saying IRDAI's new distribution paper moves insurance from volume to value. Here is what that could mean for how policies are sold to you.
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Insurance Shares Slump on IRDAI's Proposed Tighter Rules: What It Means for Policyholders
Insurer shares fell after IRDAI proposed tighter rules, per The Times of India. Existing policies are unaffected for now; here is what could change and what to do this week.
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IRDAI Distribution Reforms Could Slow Insurance Growth Near Term: What Buyers Should Do
Business Standard reports IRDAI's distribution reforms may disrupt insurance growth in the near term. Here is what that could mean for buyers, and why waiting to buy cover is rarely the smart move.
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IRDAI Proposes Commission Clawback for Mis-Sold Policies: What It Means for Buyers
According to economictimes.com, IRDAI has proposed clawing back commissions when insurance is mis-sold. Here is what a clawback means, who it protects, and what policyholders should do now.
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IRDAI Proposes Insurance Sector Clean-Up: What Policyholders and Loan Borrowers Should Check Now
IRDAI has proposed reforms to clean up the insurance sector, per Punjab Kesari English. Details are still emerging; here is what policyholders can verify and do today.
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Oommen Chandy Health Insurance Scheme Gets Expert Panel for Project Report: What Families Should Know
A technical committee has been set up to prepare the detailed project report for the Oommen Chandy Health Insurance Scheme, as reported by The Hindu. It is a planning step, not yet a cover you can claim.
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IRDAI Signals an Insurance Industry Reset: What Policyholders Should Watch
According to financialexpress.com, IRDAI wants to reset how the insurance industry works. Existing policies stay valid, but check your renewals, claims and how you were sold your cover.
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Nithin Kamath Flags Regulatory Risk in IRDAI Commission Proposals: What Policyholders Should Know
Livemint reports Nithin Kamath sees regulatory risk as the key issue in IRDAI's commission proposals. Here is what commissions mean for your premium and what to do while the rules are pending.
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IRDAI Proposes Lower Expenses of Management for Insurers: What It Means for Policyholders
IRDAI has proposed reforms that would lower insurers' expenses of management and distribution costs, according to DNA India. Here is what could and could not change for your premiums.
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Irdai Commission Caps Could Squeeze Bank, NBFC Insurance Fee Income: What It Means for Borrowers
Business Standard reports that Irdai commission caps may weigh on the insurance fee income of banks and NBFCs. Here is what that could change for the policies attached to your loans and savings.
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IRDAI Pushes Sweeping Insurance Overhaul: What Policyholders and Buyers Should Know
IRDAI is pushing for wide-ranging changes to India's insurance sector, according to CNBC TV18. Nothing changes for your policy today, but here is what to check and what to avoid doing.
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IRDAI Draft Guidelines Put Banking Stocks in Focus: What Bank Insurance Buyers Should Know
CNBC TV18 reports that some banking stocks are hit hardest by IRDAI's draft guidelines. A plain-English look at why banks are exposed and what it means for people who buy insurance at a branch.
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IRDAI Proposes Ban on Dark Patterns at Insurance Sites: What Online Policy Buyers Stand to Gain
The insurance regulator has proposed banning manipulative 'dark pattern' design on insurance websites, according to MillenniumPost. Here is what it could mean for anyone buying a policy online.
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PB Fintech Stock May Fall After IRDAI Draft Paper, Says Bernstein: What Policyholders Should Know
Bernstein warns of 'near-term pain' for PB Fintech after an IRDAI draft paper, per CNBC TV18. A draft is not a rule: here is what it means for policyholders and for investors holding the stock.
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Insurance Commissions Capped as Fees Outpace Premium Growth 4x: What Policyholders Gain
According to The Times of India, a regulator is capping insurance commissions after distribution fees grew about four times faster than premiums. Here is what that could mean for buyers.
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Supreme Court Seeks Life Insurance Data on Autism, Cerebral Palsy Cover
The Supreme Court has sought data on life insurance issued to people with autism and cerebral palsy; here's what it means for existing and new policy applications.
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GST Exemption on Health, Life Insurance Premiums: Why More Indians Are Buying Cover Now
Removal of 18% GST on individual health and life insurance premiums is pushing more policy purchases and higher sum-insured choices, Rediff reports.
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Property Insurance Rates Rise After Natural Calamities: What It Costs Homeowners Now
Rediff reports insurers are hiking property insurance rates and cutting discounts after a spate of natural calamities, raising renewal costs for Indian homeowners.
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Ayurvedic Hospitalisation Claims: What Health Policyholders Should Check Before Admission
Moneycontrol.com has reported on Ayurvedic hospitalisation and insurance claims. Here is what policyholders should verify in their policy before choosing inpatient AYUSH treatment.
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NPS Swasthya pairs retirement savings with health cover: what savers should weigh before signing up
A new pension scheme called NPS Swasthya reportedly joins retirement saving with health insurance. Here is how to judge any such hybrid, with worked numbers and a checklist.
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Motor Insurance for Senior Citizens: How Age Figures in Your Car or Bike Premium
Outlook Money asks whether senior citizens pay more for motor insurance. Here is how premiums are built, where age may matter, and how older drivers can keep the bill down.
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Health Insurance Portability After a Big Claim: What Policyholders Should Know Before Switching
Can you switch insurers after a large health claim? As reported by assamtribune.com, the question is live. Here is how portability works and what a claim history changes.
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Underinsured on Health Cover? How to Pick the Right Sum Insured in India
A guide to choosing health insurance in India, as reported by theweek.in, has put underinsurance in focus. Here is how to test your own cover and close any gap.
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Health Insurance Riders Worth Buying: Which Add-Ons Justify the Extra Premium and What to Check
Livemint reports experts are sorting health insurance riders into worth-it and skippable. Here is how to judge each add-on against gaps in your base policy before paying more.
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NPS Swasthya Final Guidelines Issued by PFRDA: What Savers Should Check on Withdrawals and Insurance
PFRDA has issued final guidelines for NPS Swasthya, per Zee News. Here is what to check on withdrawal limits and the insurance element, and how it fits with your health cover.
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Oriental Insurance Commits ₹500 Crore to Digital Upgrade: What Policyholders Can Expect
Oriental Insurance plans a ₹500 crore push into digital capabilities, as reported. Nothing changes in your policy today, but claims, renewals and service could improve over time.
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Gujarat Floods Push Up Property Insurance Premiums as Insurers Trim Discounts: What Owners Should Do
Insurers are reportedly trimming discounts after the Gujarat floods, so property cover may cost more. Here is what home owners and home loan borrowers should check before renewal.
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Turtlemint Expects 40% Revenue Growth in FY27: What Insurance Rules Mean for Buyers
Turtlemint's CFO expects 40% revenue growth in FY27 as insurance regulation is seen lifting penetration, per CNBC TV18. Here is what that means for people buying cover.
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Unlimited Health Insurance Plans: Five Checks on Exclusions and Waiting Periods Before You Buy
Livemint reports that 'unlimited' health covers need a close look at exclusions and waiting periods. Here is how to read the fine print before you pay a premium.
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Shareholders Back ICICI Life Insurance Name for ICICI Prudential Life: What Policyholders Should Know
Shareholders have approved a new name, ICICI Life Insurance, for ICICI Prudential Life, per scanx.trade. A name change does not by itself alter your policy, premium or claim rights.
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Health Insurance Claim Settlement Ratio Alone Won't Pick Your Insurer: What Buyers Should Check Too
Business Today reports that claim settlement ratio is not enough to choose a health insurer. Here is what else to check before you buy or renew, with a worked example of a partial payout.
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Term Insurance Buyers in India Look Beyond Low Premiums: What Smart Cover Needs
Goodreturns reports Indian term insurance buying habits are shifting beyond simply saving money. Here is how to size cover, compare insurers and avoid the usual mistakes.
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Care Health Insurance Allots Rs 100 Crore Debentures: What It Means for Policyholders
Religare subsidiary Care Health Insurance has allotted debentures worth Rs 100 crore, per Business Upturn. Here is what that means for policyholders, investors and health-cover buyers.
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NRIs Choose Higher-Cover Term Plans From India: What It Means for Families and Premiums
Financial Express reports NRIs are opting for higher-cover term plans from India. Here is what that means for cover sizing, premiums and paperwork if you live abroad or have family who does.
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Kotak Life's Protect Advantage Term Plan Launches on Policybazaar: What Buyers Should Know
Kotak Mahindra Life has launched a new term insurance plan, Kotak Protect Advantage, on Policybazaar — a reminder for loan-holding households to check if their cover still matches their debt.
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Life Insurers Go 99% Digital as IRDAI Overhauls Distribution: What It Means for You
Life insurers have shifted to near-fully digital sales as IRDAI overhauls distribution rules, per Moneycontrol.com — faster issuance and easier comparison, not necessarily lower premiums.
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Company Health Cover Isn't Enough: Why You Need Your Own Policy Too
Employer group health cover ends when your job does. Here's why Indian employees still need a personal or family floater policy, and what closing that gap actually costs.
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ICICI Pru's Bagchi Seeks Tax Breaks on Long-Term Insurance: What It Means for Policyholders
ICICI Prudential Life's Anup Bagchi has renewed calls for dedicated tax incentives on long-term insurance, per Business Standard. Here's what it could mean for your premiums and returns.
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Insurance Stocks Gain Sept 17 as Lower Commissions Loom: What It Means for Premiums
Insurance stocks rose on Sept 17 as investors bet on lower distributor commissions, according to Business Standard — here's what that could eventually mean for premiums, agents and loan-linked cover.
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Aviva Launches Return-of-Premium Term Insurance: What It Means for Buyers
Aviva Life Insurance has launched a term plan with a return-of-premium option, as reported by TheWire.in, letting buyers get premiums back if they outlive the term.
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IRDAI Likely to Propose Bank Insurance Commission Cuts: What It Means
IRDAI may soon float a consultation paper trimming bank insurance commissions, per cnbctv18.com — here's what the draft stage actually means for policyholders and borrowers.
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Mongolia's Robotic Surgery Now Under Health Insurance: What It Means for Indian Patients
Mongolia is reportedly bringing a hospital's robotic surgical system under health insurance cover, prompting a look at how Indian policies actually treat robotic surgery costs and financing gaps.
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Niva Bupa Names Karan Bhatia CIO: What It Means for Your Health Cover
Niva Bupa has named Karan Bhatia its new Chief Investment Officer, per Business Upturn — a role that shapes reserve management and claims-paying capacity for policyholders.
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Term Insurance Sales Rise 1.5X After GST Exemption; More Riders Added
Term insurance purchases have risen 1.5X since GST was removed from individual life premiums, with more buyers also adding riders, per a new report.
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63% of India's Gig Workers Have No Health Cover, 45% Lack Accident Insurance
A survey cited by Asia Insurance Review finds most of India's platform and gig workers have no health insurance, and nearly half have no accident cover either.
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Term Insurance for Housewives: Coverage Rules, Premiums and What to Check
According to reporting by theprint.in, insurers offer term insurance for housewives. Here's what coverage homemakers can get and what to check before buying.
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Why Life Insurance in India Now Blends Protection, Savings and Retirement
The Wire India reports life insurance in India is increasingly used for protection, savings and retirement planning together, not just a death benefit.
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General Insurance Premiums Rise 10% in August 2026: What It Means for Policyholders
General insurance premiums rose about 10% in August 2026, led by Acko, Niva Bupa and Star Health, as reported by NDTV Profit. Here's what it means for your premiums.
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Health Insurance Cover in Crores May Not Be Enough: What It Means for Policyholders
TOI reports that a large health insurance sum insured can still leave policyholders under-protected. Here's why the headline number can mislead, and what to check.
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Policybazaar Insurance Demand Data: What It Means for Indian Buyers
New Policybazaar data on insurance demand, reported by Insurance Edge, highlights how Indian buyers research and buy life and health cover online, and what it means for premiums.
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Cashless Health Insurance Claims Explained: Why Insurers Reject Most Claims
Cashless health cover pays only what sum insured, co-pay and room-rent rules allow, per Newstrack English - here is the maths behind the shortfall.
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Amazon Pay Enters Health Insurance: What It Means for Indian Buyers
Amazon Pay is expanding into health insurance under CEO Vikas Bansal's financial-services push, per CXO Digitalpulse — here's what it means for Indian buyers.
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Niva Bupa Health Insurance Upgrades Core Systems to Oracle Cloud: What Policyholders Should Know
Niva Bupa is modernizing its core insurance systems on Oracle Cloud Infrastructure, per SMEStreet — what this backend upgrade could mean for your claims and renewals.
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Cashless Health Insurance Isn't Fully Free: The Costs It Skips
Cashless health cover settles hospital bills directly, but co-pays, sub-limits and non-medical charges can still leave you paying, per financialexpress.com reporting.
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Festival Injuries: How Health Insurance Covers Your Hospital Bill
Festival-season falls, burns and accidents are usually covered by existing health insurance, as reported by Outlook Money -- but claim rules decide what you actually recover.
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UP Offers Advocates Rs 5 Lakh Cashless Health Cover: What It Means for Lawyers
Uttar Pradesh will give advocates Rs 5 lakh cashless health insurance and tablets to 400 law officers, per The Hans India. Here's what the cover could mean for lawyer households.
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Amazon Pay Eyes Travel Insurance Expansion in India: What It Means for Travelers
Amazon Pay is reportedly exploring a move into travel insurance in India, per itij.com - here's what embedded insurance at checkout could mean for cost and claims.
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Oman Urges Travelers to India to Buy Health Insurance: A Wake-Up Call for Indians Too
Oman has advised its citizens and students travelling to India to secure health insurance, per Gulf News. The real lesson is for Indian households, most of whom remain underinsured against hospital bills.
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Indian Bank May Enter Life Insurance and Mutual Funds: What It Means for You
Indian Bank is reportedly seeking board approval to enter life insurance and asset management, per Free Press Journal. Here's what that could mean for customers.
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Oman Consulate Urges Health Cover for Indians: Lessons for Every Household's Insurance Plan
Oman's Mumbai consulate has urged Indian citizens and students to secure health insurance, a reminder that gaps in coverage can hit NRIs and domestic households alike.
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