Gold research

Gold prices in India: history, returns, seasonality, volatility and inflation, from official RBI and MOSPI data.

Data report Gold Price History in India: Monthly Data & Analysis (Oct 2016–Jul 2026) India’s average gold price rose from ₹30,071 per 10 grams in October 2016 to ₹1,42,606 in July 2026 — 4.74× in 9.8 years, a compound annual growth rate of 17.3% — according to BankCreds analysis of 118 months of RBI’s monthly average price for standard gold in Mumbai. The monthly average peaked at ₹1,54,756 in May 2026. Read the report → Data study Gold Price Seasonality in India: Which Months Rise Most (Oct 2016–Jul 2026) In RBI’s monthly gold-price data for Oct 2016–Jul 2026, January recorded the largest average month-on-month change (+3.55%, higher in 10 of 10 years) and July the smallest (+0.04%, higher in 3 of 10), according to BankCreds analysis. Every calendar month averaged a rise because the price trended strongly upward, so these patterns describe the past rather than predict any month. Read the report → Statistical report Gold Price Volatility in India: Swings, Drawdowns & Recovery (Oct 2016–Jul 2026) India’s average gold price rose in 74 of 117 months (63%) between October 2016 and July 2026, with a typical monthly swing of 3.31% (about 11.5% a year), according to BankCreds analysis of RBI data. Its deepest fall from a previous high was 15.6%, from August 2020 to March 2021, and the price did not regain that high until December 2022. Read the report →

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