Get ₹1,000 with only your Aadhaar and an OTP

You are a daily-wage worker carrying a village Aadhaar, three days short of the Friday wage settlement. Your sister's school cycle snapped a chain on Monday, the mechanic wants ₹420 for the chain and ₹180 for two tyre tubes. The shared auto for the rest of the week is ₹350, and the bottled water she carries because the school cooler is broken adds ₹50. That is ₹1,000 you do not have until payday. KreditBee and NIRA both approve a first-time ₹1,000 against Aadhaar OTP eKYC, no rent agreement, no electricity bill, no employer letter. The Aadhaar address on file is what the NBFC reads for KYC under UIDAI, so the village card on your phone is enough even though you moved for work. The account aggregator reads your inflow in the background, you do not upload a statement. At 24% to 30% per annum over a 30-day tenure, the interest sits around ₹20 to ₹25. Repay on the salary date and the limit creeps up to ₹3,000 the next cycle. This is for the gap before payday, not a weekly habit.