Jupiter EMI Calculator
Estimate your monthly EMI for a Jupiter personal loan at 15% - 30% p.a.. Adjust the amount, rate and tenure to plan repayment before you apply.
Your Monthly EMI
₹9,026
per month
₹1,08,310
Total Payable
₹1,00,000
₹8,310
Jupiter Loan at a Glance
15% - 30% p.a.
Interest Rate
₹5,00,000
Max Loan
3 months to 36 months
Tenure
Up to 4% + GST
Processing Fee
"Credited in 2 minutes"; approved funds go to the user's Jupiter account "instantly" (Jupiter loan page). Not verified; we did not take a loan.
Disbursal
What a ₹1,00,000 Jupiter Loan Costs
Here's a worked example for a ₹1,00,000 loan over 12 months at 15% p.a. — the interest is what you pay on top of the amount you borrow.
₹9,026
Monthly EMI
₹8,312
Total Interest
₹1,08,312
Total Repayment
Note: a processing fee (Up to 4% + GST) and applicable GST are charged separately and are not included above.
Jupiter EMI Table @ 15% p.a.
| Loan Amount | 6 months | 12 months | 18 months | 24 months | 36 months |
|---|---|---|---|---|---|
| ₹10,000 | ₹1,740 | ₹903 | ₹624 | ₹485 | ₹347 |
| ₹25,000 | ₹4,351 | ₹2,256 | ₹1,560 | ₹1,212 | ₹867 |
| ₹50,000 | ₹8,702 | ₹4,513 | ₹3,119 | ₹2,424 | ₹1,733 |
| ₹1,00,000 | ₹17,403 | ₹9,026 | ₹6,238 | ₹4,849 | ₹3,467 |
| ₹2,00,000 | ₹34,807 | ₹18,052 | ₹12,477 | ₹9,697 | ₹6,933 |
| ₹5,00,000 | ₹87,017 | ₹45,129 | ₹31,192 | ₹24,243 | ₹17,333 |
* EMI calculated using the reducing-balance method at 15% p.a. (1.25% per month). Your actual EMI depends on the rate Jupiter offers you. Rate sourced from Jupiter's official disclosures, verified 4 Nov 2026.
How Jupiter EMI Is Calculated
An EMI (Equated Monthly Instalment) is the fixed amount you repay each month — part interest, part principal. Jupiter uses the standard reducing-balance formula, so the interest portion shrinks every month as your outstanding balance falls.
- P = principal (the amount you borrow)
- r = monthly interest rate = annual rate ÷ 12 ÷ 100 (here, 15% ÷ 12 = 1.25%)
- n = number of monthly instalments (the tenure)
How to Lower Your Jupiter EMI
Choose a longer tenure
Spreading the loan over more months cuts each EMI — but raises total interest, so balance affordability against cost.
Borrow only what you need
A smaller principal means a smaller EMI. Avoid topping up just because a higher limit is offered.
Improve your credit score
A higher CIBIL score can earn a lower rate than 15% - 30% p.a., directly reducing your EMI.
Prepay when you can
Part-prepaying early in the tenure lowers the outstanding balance and the interest you pay on every future EMI.
Ready to apply with Jupiter?
Check your eligibility in under two minutes — no impact on your credit score — and see the rate and EMI you actually qualify for.
Check Your Eligibility