MoneyView EMI Calculator
Estimate your monthly EMI for a MoneyView personal loan at 14% - 24% p.a.. Adjust the amount, rate and tenure to plan repayment before you apply.
Your Monthly EMI
₹8,979
per month
₹1,07,745
Total Payable
₹1,00,000
₹7,745
MoneyView Loan at a Glance
14% - 24% p.a.
Interest Rate
₹10,00,000
Max Loan
3 – 60 months
Tenure
Starts at 2% of approved loan amount; maximum not published; GST treatment not stated
Processing Fee
Within 24 hours
Disbursal
What a ₹1,00,000 MoneyView Loan Costs
Here's a worked example for a ₹1,00,000 loan over 12 months at 14% p.a. — the interest is what you pay on top of the amount you borrow.
₹8,979
Monthly EMI
₹7,748
Total Interest
₹1,07,748
Total Repayment
Note: a processing fee (Starts at 2% of approved loan amount; maximum not published; GST treatment not stated) and applicable GST are charged separately and are not included above.
MoneyView EMI Table @ 14% p.a.
| Loan Amount | 6 months | 12 months | 18 months | 24 months | 36 months |
|---|---|---|---|---|---|
| ₹10,000 | ₹1,735 | ₹898 | ₹619 | ₹480 | ₹342 |
| ₹25,000 | ₹4,338 | ₹2,245 | ₹1,548 | ₹1,200 | ₹854 |
| ₹50,000 | ₹8,677 | ₹4,489 | ₹3,096 | ₹2,401 | ₹1,709 |
| ₹1,00,000 | ₹17,354 | ₹8,979 | ₹6,192 | ₹4,801 | ₹3,418 |
| ₹2,00,000 | ₹34,708 | ₹17,957 | ₹12,383 | ₹9,603 | ₹6,836 |
| ₹5,00,000 | ₹86,769 | ₹44,894 | ₹30,958 | ₹24,006 | ₹17,089 |
| ₹10,00,000 | ₹1,73,538 | ₹89,787 | ₹61,915 | ₹48,013 | ₹34,178 |
* EMI calculated using the reducing-balance method at 14% p.a. (1.17% per month). Your actual EMI depends on the rate MoneyView offers you. Rate sourced from MoneyView's official disclosures, verified 3 Oct 2026.
How MoneyView EMI Is Calculated
An EMI (Equated Monthly Instalment) is the fixed amount you repay each month — part interest, part principal. MoneyView uses the standard reducing-balance formula, so the interest portion shrinks every month as your outstanding balance falls.
- P = principal (the amount you borrow)
- r = monthly interest rate = annual rate ÷ 12 ÷ 100 (here, 14% ÷ 12 = 1.17%)
- n = number of monthly instalments (the tenure)
How to Lower Your MoneyView EMI
Choose a longer tenure
Spreading the loan over more months cuts each EMI — but raises total interest, so balance affordability against cost.
Borrow only what you need
A smaller principal means a smaller EMI. Avoid topping up just because a higher limit is offered.
Improve your credit score
A higher CIBIL score can earn a lower rate than 14% - 24% p.a., directly reducing your EMI.
Prepay when you can
Part-prepaying early in the tenure lowers the outstanding balance and the interest you pay on every future EMI.
Ready to apply with MoneyView?
Check your eligibility in under two minutes — no impact on your credit score — and see the rate and EMI you actually qualify for.
Check Your Eligibility