MoneyView App Reviews, Customer Care Number & Details

Personal loan app with competitive rates and amounts up to Rs 10 lakh.

This MoneyView app review covers interest rates, eligibility, charges, documents and real borrower feedback, along with the verified MoneyView customer care number, WhatsApp channel and support email — plus the RBI grievance route if a complaint is not resolved in 30 days.

FINTECHSelf-Employed OK

Reviewed by BankCreds App Review Team· App Review Analysts Updated 14 June 2026

MoneyView is one of the more credible app lenders for borrowers banks turn away. It uses its own credit model to approve scores around 600 and thin files, lends up to ₹10 lakh, and routes loans through 22 RBI-regulated partners including its own NBFC — a scaled, profitable, soon-to-be-public business.

But accessible isn't the same as cheap. This review covers what a MoneyView loan really costs once risk-based pricing and the upfront fee are counted, who it approves, and the fine print on prepayment.

Quick Facts

4.5★ · 6L

Play Store

₹10L

Max Loan

14.00% – 24.00% p.a.

Interest Rate

Within 24 hours

Disbursal

3 – 60 months

Tenure

Starts at 2% of approved loan amount; maximum not published; GST treatment not stated

Processing Fee

Rs 13,500 per month

Min Income

Play Store rating sourced from Google Play, as of 3 Oct 2026. Other figures from the lender's official disclosures.

Our Ratings

Disbursal speed 4.0/5

Typically within 24 hours of approval after an in-app eligibility check.

Interest & cost 3.0/5

The 14% headline is a floor; risk pricing plus a 2–6% upfront fee pushes the effective APR well higher, and part-prepayment isn't allowed.

App experience 3.8/5

A simple flow widely rated around 4.6★ in-store, though dedicated complaint sites score it far lower.

Customer support 2.5/5

Recurring complaints about slow responses and rejection after an apparent approval.

Safety & transparency 3.5/5

Loans route through 22 RBI-regulated partners incl. its own NBFC (Whizdm Finance); the firm filed for an IPO in 2026.

Loan Details & Charges

Loan Amount Rs 5,000 – Rs 10,00,000

Interest Rate 14.00% – 24.00% p.a.

Tenure 3 – 60 months

Processing Fee Starts at 2% of approved loan amount; maximum not published; GST treatment not stated

Late Payment Penalty on overdue EMI

Prepayment As per terms

Foreclosure As per loan agreement

Bounce Charges Rs 500 per bounce

Eligibility Criteria

Age 21-57 years

Min Income Rs 13,500 per month

CIBIL Score 650+

Employment salaried, self-employed

Documents PAN Card, Aadhaar Card, Bank statement access, Income proof

What It Actually Costs

Loan amount ₹2,00,000

Tenure 36 months

Monthly EMI ₹7,422

Total interest ₹67,192

Processing fee 3% (~₹6,000) + GST, deducted upfront

Total repayment ₹2,67,192

Illustrative at a ~20% rate (above the 14% headline) for a mid-file borrower. The fee is deducted upfront, so you receive about ₹1,93,000 of the ₹2,00,000. Confirm the APR on your agreement before borrowing.

Try the MoneyView EMI calculator

Pros

Approves CIBIL ~600 and thin-file borrowers using its own credit model
Lends up to ₹10 lakh over tenures to 60 months
Loans routed through 22 RBI-regulated partners incl. its own NBFC (Whizdm Finance)
Fast — disbursal typically within 24 hours
A scaled, profitable, soon-to-be-public lender — a legitimacy signal

Cons

14% is a floor; the effective APR runs well higher once risk pricing and the 2–6% fee are counted
The processing fee plus GST is deducted upfront, so you receive less than sanctioned
Part-prepayment is not allowed; foreclosure only after 6–12 EMIs
Some users report disbursal delays and rejection after an apparent approval
Customer support draws complaints about slow responses

Our Verdict

MoneyView is one of the more credible app lenders for borrowers banks turn away: it uses its own credit model to approve scores around 600 and thin files, lends up to ₹10 lakh, and routes loans through 22 RBI-regulated partners including its own NBFC — a soon-to-be-public, profitable business. But accessible isn't cheap. The 14% headline is a floor; risk-based pricing plus a 2–6% processing fee (deducted upfront) pushes the effective APR well into the 20s or higher for weaker profiles, you receive less than sanctioned, and part-prepayment isn't allowed. A reasonable option for a thin-file borrower in a pinch — provided you read the APR on your agreement first.

Who MoneyView suits

Thin-file or ~600-CIBIL borrowers a bank would reject

Salaried applicants from ₹13,500/month needing up to ₹10 lakh

Borrowers who want a proper personal-loan structure, not a micro-advance

People who can repay on schedule (there is no part-prepayment to chip away early)

Look elsewhere if

You have a strong 750+ file — a bank will be materially cheaper

You want to prepay aggressively — part-prepayment isn't allowed here

You need the lowest possible rate — the headline 14% isn't what most pay

Things to Watch

The 14% rate is a floor; risk-based pricing and the 2–6% fee push the effective APR well higher — read the APR on your agreement, not just the headline
The processing fee plus GST is deducted upfront, so you receive less than sanctioned while paying interest on the full amount
Part-prepayment is not allowed, and some users report rejection after an apparent approval — don't count on the money until it's credited

How to Apply for MoneyView

1

Check eligibility

Download the MoneyView app, enter your mobile number and basic KYC, and let its model run an in-app eligibility check.
2

Pick your offer

Offers are shown lowest-rate first — choose your amount and tenure.
3

E-sign and set up repayment

Sign the agreement with OTP and set up an e-NACH mandate.
4

Receive funds

Disbursal is typically within 24 hours — but check the net amount that reaches your account after the upfront fee.

Documents Required

PAN card

Aadhaar (KYC)

Bank statements (income proof)

A selfie for verification

What Real Users Say

MoneyView is widely cited around 4.6★ on the Play Store with millions of ratings, though dedicated complaint sites score it far lower — verify the live figure.

A familiar split: a high app-store score against harsher dedicated-complaint-site sentiment.

What users love

Borrowers praise fast approval, a simple flow, and approval with a low or thin credit file.

Common complaints

Some users report the upfront fee, disbursal delays, rejection after approval, and slow customer support.

How MoneyView Compares

vs KreditBee — KreditBee approves faster and accepts lower income for small-ticket loans, but MoneyView offers larger amounts and a proper personal-loan structure.

vs Fibe — Fibe advertises a lower floor and suits short-tenure salaried users; MoneyView is broader for thin-file borrowers and larger tickets.

vs Navi — Navi advertises lower rates and bigger tickets but wants a stronger profile — MoneyView is the better bet if your CIBIL is ~600 and Navi declines you.

How we tested

We reviewed MoneyView's published rates and charges, confirmed its lending model routes through 22 RBI-regulated partners (including its own NBFC, Whizdm Finance), read its 2026 IPO disclosures, and surveyed recent borrower feedback across the Play Store and complaint forums. Effective-APR figures and the fee ceiling are aggregator-reported, not MoneyView-official; conduct complaints are user-reported. Always confirm the APR and net disbursal on your agreement before borrowing.

MoneyView Customer Support Details

MoneyView's support runs from Bengaluru on a chargeable landline, with email generally producing a clearer paper trail for disputes over charges or foreclosure figures. For anything involving your loan account, message through the app first — agents can see your file immediately instead of asking you to verify details over the phone.

MoneyView customer care number	080 6939 0476
MoneyView WhatsApp number	NA
MoneyView customer support email ID	care@moneyview.in

Verified from MoneyView's official contact or grievance page on 2026-09-13. Companies change helplines without notice — cross-check inside the app before calling, and never share an OTP, PIN or card details with anyone claiming to be support. All lender, bank & insurer contacts →

Frequently Asked Questions

What interest rate will I actually get on a MoneyView loan?

MoneyView advertises from 14% p.a., but risk-based pricing plus a 2%+ processing fee and GST push the effective APR well above the headline — reported as high as the mid-20s to around 40% for weaker profiles. Read the APR on your loan agreement before accepting.

Can I get a MoneyView loan with a 600 CIBIL score?

Yes — MoneyView markets to borrowers around 600 and to thin files using a model that looks beyond CIBIL. But expect a smaller amount and a higher rate than a 750+ borrower would get.

Is MoneyView RBI-approved and safe?

MoneyView is a platform; loans are issued by 22 RBI-regulated lending partners, including its own NBFC, Whizdm Finance. The company filed for an IPO with SEBI in 2026. It holds an IRDAI corporate-agent licence for insurance, but the lending licences sit with its partners.

Why did I receive less money than my approved loan amount?

The processing fee (from 2%) plus GST is deducted upfront from the disbursal, so you receive less than sanctioned — a common complaint. You still pay interest on the full sanctioned amount, so confirm the net figure before accepting.

How fast is disbursal and can I prepay?

Disbursal is typically within 24 hours of approval. Full foreclosure is allowed only after 6–12 EMIs depending on tenure, and part-prepayment is not allowed.

Is MoneyView RBI registered?

Lending in India can only be done by an RBI-regulated bank or NBFC, but many loan apps are not themselves the lender — they are digital lending platforms operating for a partner NBFC. To verify for yourself: open the app and find the lender name it is required to disclose, then search that exact name in the RBI's public list of registered NBFCs on rbi.org.in. If an app will not tell you which regulated entity is lending you the money, treat that as a reason not to borrow from it.

What is the MoneyView customer care number?

The MoneyView customer care number is 080 6939 0476. You can also email care@moneyview.in. Always cross-check this against the number shown inside the MoneyView app before calling — fake customer-care numbers are one of India's most common financial frauds, and no genuine lender will ever ask you for an OTP, PIN or card details.

How do I file a complaint against MoneyView?

Work the escalation ladder in order. First, raise the complaint with MoneyView support (care@moneyview.in) and insist on a written complaint reference number — a call with no reference number effectively did not happen. If it is unresolved, escalate to the grievance redressal officer, whose details every RBI-regulated lender must publish on its website and inside its app. The regulated entity has 30 days to resolve it. After that, you can complain free of cost to the RBI Ombudsman at cms.rbi.org.in — no lawyer is needed, and the decision is binding on the lender.

How do I stop harassment calls from MoneyView recovery agents?

RBI's rules on recovery conduct are specific: agents may not call before 8 a.m. or after 7 p.m., may not use threats, abuse or intimidation, and may not contact people from your phonebook to shame you. Blanket access to your contacts and photos is prohibited for digital lenders. If this is happening, save the evidence — call logs, screenshots, recordings — and complain to the lender's grievance officer, then to the RBI Ombudsman at cms.rbi.org.in if it continues. If the app is not a regulated entity at all, report it on the RBI Sachet portal (sachet.rbi.org.in) and to the cyber-crime helpline 1930 or cybercrime.gov.in. Harassment, morphed images and contact-list shaming are criminal offences regardless of whether you owe money.

Download MoneyView

Get instant loan in minutes

Apply Now

Play Store

Compare With

Compare Apps

MoneyView Tools

MoneyView EMI Calculator

All Loan App Reviews

See how MoneyView stacks up against every other instant loan app we've reviewed — compare ratings, max loan and rates side by side.

Rank	App	Rating	Max Loan	Rate	Review
1	Bajaj Finserv	4.6	₹55L	10.00% – 30.50% p.a.	Read Review
2	Navi	4.6	₹20L	9.90% – 29.00% p.a.	Read Review
3	Orrish Orrish Finance Private Limited	4.6	₹7L	12% – 30% p.a. on personal loans (Play); up to 1% per day on loans of up to 90 days	Read Review
4	FlexiLoans Business Loan	4.58	₹50L	12% – 28% p.a. (official: 'from 1%/month'; ceiling unpublished)	Read Review
5	KreditBee KrazyBee Services Limited (NBFC) plus partner lenders: Northern Arc Capital, MAS Financial Services, PayU Finance India, Kisetsu Saison Finance, Piramal Finance, Cholamandalam, Mirae Asset Financial S	4.5	₹10L	12.00% – 28.50% p.a.	Read Review
6	MoneyView Multiple partner NBFCs/banks: Whizdm Finance Pvt Ltd (Moneyview group NBFC), Aditya Birla Finance, DMI Finance, Clix Capital, Kisetsu Saison Finance, SMFG India Credit, Piramal Capital & Housing Finan	4.5	₹10L	14.00% – 24.00% p.a.	You're here
7	Home Credit Home Credit India Finance Pvt. Ltd. (NBFC; subsidiary of TVS Holdings Ltd.)	4.5	₹4.8L	19.20% – 44.00% p.a.	Read Review
8	Fibe NBFC partners	4.5	₹10L	18.00% – 36.00% p.a.	Read Review
9	Piramal Finance Piramal Finance Limited (formerly Piramal Capital & Housing Finance Limited)	4.5	₹25L	12.99% – 24.00% p.a.	Read Review
10	True Balance True Credits Private Limited (group NBFC) plus partner NBFCs: Grow Money Capital, InCred Financial Services, Vivriti Capital, Northern Arc, OXYZO Financial Services	4.5	₹2L	28.80% – 36.00% p.a.	Read Review
11	LendingPlate Unifinz Capital India Limited (NBFC, RBI CoR 14.00233)	4.5	₹2.5L	12% – 30% p.a.	Read Review
12	mPokket mPokket Financial Services Private Limited (NBFC; LSP/app owner: Maybright Ventures Private Limited)	4.4	₹2L	22.00% – 36.00% p.a.	Read Review
13	LazyPay NBFC partners	4.4	₹5L	18.00% – 32.00% p.a.	Read Review
14	Kissht SiCreva Capital Services Pvt. Ltd. (OnEMI/Kissht group NBFC) plus financing partners (logos: Aditya Birla, Mirae Asset Financial Services, Northern Arc, Piramal, SMFG, Suryoday, Utkarsh, Vivriti, MAS)	4.4	₹5L	14.00% – 30.00% p.a.	Read Review
15	Freo Multiple partners: Kisetsu Saison Finance (India) Pvt Ltd, SMFG India Credit, InCred Finance, RBL Bank, Apollo Finvest (India) Ltd, Cholamandalam, Lendbox, Komac Investments & Finance, Aspire Finance,	4.4	₹5L	13.00% – 36.00% p.a.	Read Review
16	Nira Multiple NBFC partners (LSP model): Northern Arc Capital, Niyogin Fintech, Avanti Finance, PayU Finance, Trillion Loans (formerly BharatPe-linked), Komac Investments and Finance (KIFPL); NIRA = Shuhar	4.4	₹1L	24.00% – 36.00% p.a.	Read Review
17	CreditSea Partner NBFCs: Chhotaria Securities Pvt Ltd (NBFC Reg B-05.04798), Meghdoot Mercantile Pvt Ltd (B-05.03357), CP Capital Ltd, TapStart Capital Pvt Ltd, Coffers Finvest Ltd (formerly GSB Finance). Credi	4.4	₹2L	14% – 36% p.a.	Read Review
18	CASHe Bhanix Finance and Investment Limited (NBFC)	4.3	₹3L	33.50% – 36.00% p.a.	Read Review
19	FlexSalary Vivifi India Finance Private Limited (RBI CoR N-09.00447)	4.3	₹3L	18.00% – 42.00% p.a.	Read Review
20	OLYV Multiple partner NBFCs (homepage logos: InCred, Northern Arc, PayU Finance, Poonawalla Fincorp, Upmove, Vivriti Capital); platform is SmartCoin Financials Pvt. Ltd.	4.3	₹5L	18.00% – 36.00% p.a.	Read Review
21	My Money Bazaar Bansal In Hold Limited (also Aasra Fincorp Private Limited)	4.3	₹5L	0.077% – 0.10% a day in Play examples (28.1% – 36.5% a year); APR up to 115.03%	Read Review
22	CashPey Naman Commodities Private Limited	4.3	₹5L	18% – 36% p.a. (Play listing); APR up to 50%	Read Review
23	RING Power Loan Si-Creva Capital Services Pvt Ltd (in-house, RBI reg N-13.02129), Northern Arc Capital, MAS Financial Services, Utkarsh Small Finance Bank	4.3	₹5L	32% – 57% p.a.	Read Review
24	Stashfin Akara Capital Advisors Private Limited (NBFC); co-lending partners Cholamandalam Investment and Finance Co Ltd, Northern Arc Capital Ltd, Oxyzo Financial Services Pvt Ltd	4.2	₹5L	11.99% – 59.99% p.a.	Read Review
25	PayRupik Sayyam Investments Pvt. Ltd. (RBI-registered NBFC)	4.2	₹2.5L	20.00% – 36.00% p.a.	Read Review
26	Hero FinCorp Hero FinCorp Limited (NBFC, lends directly)	4.2	₹7L	18% p.a. onwards (no published cap)	Read Review
27	ATM Cred Swastik Finance Limited	4.1	₹1L	18% – 36% APR (Play); up to 3% per month (lender page)	Read Review
28	Pocketly Speel Finance Company Private Limited (NBFC; owns and operates Pocketly)	4.1	₹50,000	24% – 36% p.a. (all-in APR up to ~132% with fees, per third-party listings)	Read Review
29	HDFC Bank Pre-approved Personal Loan (Insta) HDFC Bank Limited (scheduled private sector bank)	4	₹50L	9.99% – 24.00% p.a.	Read Review
30	ICICI Bank Personal Loan ICICI Bank Limited (scheduled private sector bank)	4	₹50L	9.99% – 16.50% p.a.	Read Review
31	Axis Bank Instant Loan Axis Bank Limited (scheduled private-sector bank; lends directly)	4	₹50L	9.99% – 22.00% p.a.	Read Review
32	Dhan Pocket Pawansut Holdings Limited (named by Dhan Pocket; the NBFC's own website does not list it)	4	₹1L	0.5% – 1% per day (182.5% – 365% a year); the site also prints an APR of 15% – 35%	Read Review
33	DhanCash Ind Global Securities Limited	4	₹1L	0.4% – 1.1% per day (146% – 401.5% a year)	Read Review
34	Aditya Birla Personal Loan Aditya Birla Capital Limited (NBFC-ICC, Upper Layer; Aditya Birla Finance merged into it)	4	₹50L	10% – 28% p.a.	Read Review
35	DigiCredit Khosya Finlease Private Limited (NBFC); DSG Investments Private Limited also shown as a partner	4	₹75,000	Up to 36% p.a. (stated cap; floor not disclosed)	Read Review
36	FatakPay FDPL Finance Private Limited (wholly-owned RBI-registered NBFC subsidiary, sole lender)	4	₹5L	18% – 40% p.a.	Read Review
37	InstaMoney Innofin Solutions Private Limited; Aeroflex Finance Private Limited (NBFCs). InstaMoney is operated by Roctogen Services Pvt Ltd (not an NBFC).	4	₹1L	24% – 48% p.a.	Read Review
38	Ram Fincorp R.K. Bansal Finance Private Limited (NBFC, self-declared RBI registration B-14.00700); Ram Fincorp = Kundanmal Technology Pvt Ltd, LSP only	4	₹2L	15% – 35% p.a. (listed)	Read Review
39	RapidMoney RuLoans Financial Services Pvt Ltd; Pooja Finstock International Ltd (PFIL Finance); Fintree Finance Pvt Ltd — RapidMoney (MoneyTime Technology Solutions Pvt Ltd) is an LSP	4	₹15,000	36.5% – 54.75% p.a. (quoted as 0.1% – 0.15% per day), before the 15% processing fee	Read Review
40	Unity SFB Personal Loan Unity Small Finance Bank Limited (bank, lends on own book)	4	₹5L	16% – 30% p.a.	Read Review
41	Zype Respo Financial Capital Private Limited	4	₹5L	18% – 34% p.a.	Read Review
42	True Fund	4	₹0	Not disclosed	Read Review
43	Tap4Credit	4	₹0	Not disclosed	Read Review
44	Poonawalla Fincorp	4	₹5L	16% p.a. onwards (no published cap)	Read Review
45	PayTrust	4	₹0	Not disclosed	Read Review
46	HDFC SmartEMI HDFC Bank Limited (scheduled private sector bank)	4	₹0	From 0.99% per month; rates actually charged Apr–Jun 2026: 10.80%–24.96% p.a.	Read Review
47	DMI Finance	4	₹10L	13.99% – 24.90% p.a.	Read Review
48	Cash247 Siddhi Traders Pvt Ltd, Chhotaria Securities Pvt Ltd, Meghdoot Mercantile Pvt Ltd, Swaroop Finance Pvt Ltd (none verified on RBI records)	4	₹0	10.99% p.a. advertised; 14% shown elsewhere on the same site; max not disclosed	Read Review
49	BharatPe Credit Line YES Bank (Pay Later line); personal loans via BharatPe Capital, Unity Small Finance Bank, Poonawalla Fincorp, InCred, Piramal Finance, Aditya Birla Capital, L&T Finance and other partner lenders	4	₹15L	18% – 70% p.a.	Read Review
50	ZapCash Weekline Investment & Trading Co. Limited (also BMW Fin-Invest Private Limited)	3.8	₹5L	12% – 30% p.a. advertised; lender policy prices payday loans at 0.10% – 1.00% per day	Read Review
51	Prefr Aditya Birla Capital Finance, Poonawalla Fincorp, SMFG India Credit, Zype, MAS Financial Services	3.2	₹5L	18% – 30% p.a.	Read Review
52	SMFG India Credit SMFG India Credit Company Limited	2.6	₹10L	12.50% – 30.00% p.a.	Read Review