Financial news archive
Page 2 of 2 — stories 101 to 102 of 102, newest first. For today's headlines, see the latest news.
Archive — page 2
- Digital lending rules in 2026: the borrower protections every loan-app user should actually use Instant Loan
- Gold, the rupee and rate expectations: the three numbers moving Indian household money this month Markets & Money
All times IST. Showing 101–102 of 102 stories.
News by section
The latest from each desk. Switch sections to compare coverage, or open a section for its full archive.
Gold prices, per-gram loan values, lender rates and RBI rules for gold lending.
12:11 AM · 17 Sept 2026 Gold Loans Are Fuelling India's Aspirations: What It Means for Borrowers Fortune India reports gold loans are powering everyday aspirations across India — here's how the market works, RBI's LTV rules, and what it means for borrowers today. 6:16 PM · 16 Sept 2026 Capri Global Launches 4-Day Vyapar Mahotsav Gold Loan Offer: What It Means for Borrowers Capri Global Capital has rolled out a four-day Vyapar Mahotsav gold loan promotion, according to Business Standard. Here's what festive gold loan offers usually include and how to evaluate one. 12:12 AM · 16 Sept 2026 Post-COVID Borrower Habits Are Reshaping Gold Loan Book Quality: What It Means News24online.com reports post-COVID shifts in borrower behaviour are reshaping gold loan portfolio quality - here's what it means for your repayment plan. 6:14 PM · 15 Sept 2026 Muthoot Finance Rolls Out Conversational AI, Gold-Loan Branch Visits Up 150% Muthoot Finance has deployed Blue Machines AI's conversational AI across branches, reportedly lifting gold-loan branch visits 150% -- here's what it changes, and doesn't, for borrowers. 6:16 PM · 14 Sept 2026 Karnataka Gold Rate Today, Sept 14: 22K, 24K Prices and Loan Impact Karnataka's 22-carat and 24-carat gold rates were reported today, Sept 14, 2026; here's how that print actually affects gold loan eligibility and what to check before pledging. 9:13 AM · 14 Sept 2026 Gold Rates Today, Sept 14: What 22K/24K Prices Mean for Your Gold Loan City-wise 22K/24K gold rates reported today by LatestLY set the base for gold loan eligibility under RBI's 75% LTV cap -- here's what to check this week. 12:12 AM · 14 Sept 2026 Visakhapatnam Gold Rate, Sept 13: What 22K and 24K Prices Mean for Gold Loan Borrowers Business Today reported updated 22K/24K gold rates for Visakhapatnam on September 13, 2026 - here's how daily price moves actually affect your gold loan eligibility. 6:11 PM · 13 Sept 2026 US Gold Nears $140/Gram Ahead of Fed Call: What It Means for Indian Gold Loans International 24K gold hit $139.80/gram ahead of a Fed rate decision, per The Eastern Herald — here's how that ripples into Indian gold loan eligibility and existing borrowers' LTV. 9:11 AM · 13 Sept 2026 Gold Holds at ₹15,194 a Gram on September 13: What 22K and 24K Prices Mean for Gold Loans The 24K reference held at ₹15,194 a gram for a third straight day on September 13, 2026. Here is exactly what that steady price supports as a gold loan on 22K jewellery. 12:12 AM · 13 Sept 2026 Gold at ₹15,442/g on September 12: What It Means for Your Gold Loan 24K gold hit ₹15,442/g on September 12 as CPI data steadied markets ahead of the Fed, a move that directly changes gold loan eligibility for Indian borrowers. 6:45 PM · 12 Sept 2026 Gold loan per-gram values touch a fresh high as gold extends its September climb With the 24K reference up about 2% over 30 days, the maximum advance on 22K jewellery has quietly risen too — here is what a 10-gram pledge now raises, and why lender choice matters more than timing.
Rates, festive offers, credit-score shifts and unsecured-lending news.
7:11 PM · 16 Sept 2026 Small-City India Now Drives Personal Loan Demand Growth: What It Means for You Tier-2 and Tier-3 cities are now leading India's personal loan demand growth, per The Tribune — here's what smaller-city borrowers should check before applying. 10:13 AM · 16 Sept 2026 Loan Rejected Despite Good Credit Score? 7 Reasons Lenders Say No A good credit score doesn't guarantee loan approval. Moneycontrol.com reports lenders weigh income, existing debt and repayment capacity too. 1:11 AM · 16 Sept 2026 Forbes Ranks Best Fair-Credit Personal Loans For 2026: A Reality Check For India Forbes' 2026 ranking of personal loans for fair-credit US borrowers doesn't apply directly to India — but the credit-score pricing gap it highlights very much does. 7:13 PM · 15 Sept 2026 Bajaj Finance Personal Loans Start at 10% p.a.: What Borrowers Should Know Bajaj Finance is offering personal loans starting from 10% p.a., per reporting by theprint.in — here's what the rate band means for eligibility, EMIs and comparing offers. 10:14 AM · 15 Sept 2026 Why Many NRIs Have No CIBIL Score — and How to Build One in India Many NRIs discover they have no CIBIL score despite years abroad. Here's how to check it, why the file is often empty rather than bad, and how to build credit history for Indian loans. 7:53 PM · 12 Sept 2026 A High Credit Score Doesn't Guarantee Home Loan Approval — Here's Why Reports say a borrower with a 780 credit score still had a home loan application rejected, and experts point to factors lenders weigh beyond the score alone. 5:30 PM · 12 Sept 2026 Festive-season personal loan offers are landing: the fine print that separates real savings from packaging Processing-fee waivers and "special rates" arrive every festive quarter. A Key Fact Statement read in the right order tells you in minutes whether an offer beats your existing pre-approved pricing.
Repo-linked rates, EMIs, balance transfers and housing-finance news.
1:12 AM · 17 Sept 2026 US Bond Yields Spike on Sept 17: What It Means for Indian FDs, Home Loan EMIs US Treasury yields have spiked, per financialexpress.com; here's how that could filter through to Indian home loan EMIs and FD rates — and why it won't happen overnight. 2:14 AM · 16 Sept 2026 Why Indian Home Loan EMIs Cost More Than Global Mortgages: What Borrowers Can Do Indian home loan EMIs remain well above global mortgage costs, according to Realty Plus Magazine — here's why the gap exists and what borrowers can do to lower their EMI burden. 8:12 PM · 15 Sept 2026 Hybrid vs Floating Home Loans: When Paying for EMI Stability Is Worth the Cost Livemint compares hybrid and floating home loans; paying extra for a fixed EMI window can be worth it for tight budgets, though floating stays cheaper for most borrowers long-term. 10:12 AM · 14 Sept 2026 Couple Skips Rs 1.5 Lakh EMI on Rs 3 Lakh Income: CA's Home Loan Math Explained A couple earning Rs 3 lakh a month reportedly declined a Rs 1.5 lakh EMI home loan offer, per ET. Here's the FOIR math banks use, and what it means for your eligibility. 2:11 AM · 14 Sept 2026 RBI Repo Rate: Two 25 bps Hikes Possible Soon — What It Means for Home Loan EMIs Livemint reports RBI could deliver two back-to-back 25 bps repo rate hikes, which would push up home loan EMIs. Here's what borrowers should know and do now. 1:12 AM · 14 Sept 2026 Couple Earning Rs 3 Lakh Turns Down Rs 1.5 Lakh EMI: What the CA Advised A couple earning Rs 3 lakh monthly turned down a Rs 1.5 lakh EMI home loan, per The Economic Times. Here's the affordability math and safer EMI ratios to follow. 7:11 PM · 13 Sept 2026 RBI Repo Rate Hike Buzz: What It Could Mean for Your Home & Car Loan EMIs Bhaskar English reports the RBI may raise the repo rate to fight rising inflation, which could push up home and car loan EMIs. Here's what it means and how to prepare. 10:11 AM · 13 Sept 2026 Rs 1 Lakh Salary? Here's the Home Loan EMI You Can Actually Afford Moneycontrol.com reports on how much home loan EMI a Rs 1 lakh monthly earner can safely take on. Here's the affordability math, worked examples and a borrower checklist. 2:13 AM · 13 Sept 2026 SBI Research Flags Possible 25 bps RBI Rate Hike in October: What It Means for Home Loan EMIs and FDs SBI Research reportedly expects a 25 bps RBI repo rate hike in October, per Upstox — here's how it could affect home loan EMIs and FD returns. 1:13 AM · 13 Sept 2026 RBI Repo Rate: SBI Research Sees 25 Bps October Hike — What It Means for EMIs and FDs According to reporting by PUNE PULSE, SBI Research reportedly expects a 25 bps repo rate hike in October — here's what it could mean for home loan EMIs and FD returns. 4:10 PM · 12 Sept 2026 Repo-linked home loans keep the spotlight on spreads as festive property season opens With most floating home loans now priced off external benchmarks, the negotiable number is the spread over repo — and the festive quarter is when lenders compete hardest for balance transfers.
MSME credit, government schemes, working capital and SME lending news.
9:05 PM · 12 Sept 2026 MSME Business Loan Providers in India: What a New 2026 Ranking Report Reveals Business Outreach Magazine has reportedly ranked India's leading MSME business loan providers for 2026 — here's what that means for small business owners comparing lenders. 2:55 PM · 12 Sept 2026 Collateral-free MSME credit keeps widening: what CGTMSE cover actually changes for a small business The credit-guarantee framework now covers loans up to ₹5 crore — but the working parts (who applies it, what it costs, what it does not protect) are still widely misunderstood by first-time borrowers.
Digital lending rules, loan apps, disbursal norms and borrower protection.
11:12 AM · 16 Sept 2026 Navi's App-Based Instant Loan Model: What Borrowers Should Know Navi's app-first lending business is under fresh scrutiny; here's how its instant loan model works and what it means for Indian borrowers. 11:13 AM · 15 Sept 2026 Centre, RBI Tighten Crackdown on Illegal Loan Apps: How to Verify a Lender Now The Centre and RBI have stepped up action against unauthorised digital lending apps, according to DD News; here's what it means for anyone comparing instant loan apps. 9:12 PM · 13 Sept 2026 FlexiLoans Instant Loan Approvals Vanishing After Click: What It Means for Borrowers Reports say FlexiLoans' instant loan approvals sometimes vanish before disbursal — here's what the gap between 'approved' and 'disbursed' actually means for Indian borrowers. 9:12 PM · 12 Sept 2026 RBI Tightens Accountability for Digital Lending Algorithms RBI has reportedly moved to hold banks and NBFCs directly accountable for decisions made by digital lending algorithms, per Whalesbook. Here's what it means for instant and personal loan borrowers. 12:40 PM · 12 Sept 2026 Digital lending rules in 2026: the borrower protections every loan-app user should actually use Direct-to-account disbursal, Key Fact Statements, cooling-off windows and the Sachet complaint route — the protections exist; most borrowers simply never invoke them.
Card fees, reward changes, RBI card rules and issuer news.
4:13 AM · 17 Sept 2026 UPI Merchant Fee From October 15: How It Stacks Up Against Card, Credit-Linked UPI Charges UPI merchant charges reportedly begin October 15, per Livemint; here's how the new fee likely compares with debit card, credit card and credit-linked UPI charges. 2:15 AM · 17 Sept 2026 Amazon Pay and Kotak Mahindra Bank Launch Co-Branded Credit Card Amazon Pay and Kotak Mahindra Bank have announced a co-branded credit card, as reported by metroindia.net. Here is what such tie-ups usually mean for Indian cardholders. 8:13 PM · 16 Sept 2026 RuPay UPI Credit Card Payments: MDR Cost Sits With Merchants, Not You, Says FinMin According to reporting by NDTV Profit, the Finance Ministry has clarified that any MDR charged on RuPay credit card UPI payments must be borne by the merchant, not the customer. 2:14 PM · 16 Sept 2026 RuPay Acquiring Business Set to Collapse, Warns Ketan Doshi: What It Means for You Industry veteran Ketan Doshi says RuPay's card-acquiring business is becoming unviable, per fintechbiznews.com — here's what it could mean for merchants and cardholders. 1:15 PM · 16 Sept 2026 Commercial Bank Ends Rewards Card Drive: What It Means for Indian Credit Card Holders Commercial Bank has closed its 'One Card, Two Ways to Be Rewarded' campaign, per Kuwait Times. Here's what dual-reward credit cards mean for Indian and NRI cardholders. 12:14 PM · 16 Sept 2026 Govt Clarifies 0.4% Merchant Fee on Credit Card-Linked UPI: What It Means for Shoppers The government has clarified whether credit card-linked UPI payments attract the newly reported 0.4% merchant fee, per etnownews.com. Regular UPI stays fee-free. 3:11 AM · 16 Sept 2026 No UPI, RuPay Debit Charges Below Rs 2,000: What It Means for You financialexpress.com reports that UPI and RuPay debit card transactions up to Rs 2,000 will carry no charges, keeping India's everyday digital payments free. 11:13 PM · 15 Sept 2026 Credit Card Cashback and Referral Bonuses: What's Taxable in India Business Standard reports on when card cashback, referral payouts and online rewards count as taxable income in India, and when they don't. 10:11 PM · 15 Sept 2026 Forbes 2026 Dining Credit Card Rankings: What Indian Cardholders Can Learn Forbes' 2026 dining credit card rankings cover US issuers only, but here's how Indian cardholders should judge their own dining reward rates before switching. 9:13 PM · 15 Sept 2026 PhonePe's Co-Branded Credit Cards: What They Mean for India's Underserved Borrowers PhonePe is reportedly launching co-branded credit cards aimed at India's underserved, credit-thin borrowers, according to The Economic Times. 1:13 PM · 15 Sept 2026 IDFC FIRST Bank Restores Reward Points on Zero-Forex-Markup Card Spends Abroad IDFC FIRST Bank has reinstated reward points on international card spends carrying zero forex markup, according to reporting by Moneycontrol.com. 12:13 PM · 15 Sept 2026 AU Bank Credit Cards Launch Ganesh Chaturthi Travel Offers on Flights, Hotels AU Small Finance Bank has rolled out Ganesh Chaturthi offers on flight and hotel bookings for credit cardholders, per The Tribune.
FD rate changes, special schemes, small savings and deposit news.
3:14 AM · 17 Sept 2026 ₹5 Lakh Senior Citizen FD for 555 Days: BoB, Canara, Indian Bank, Karnataka Bank or CUB Pays More? Zee Business compared 555-day senior citizen FD rates for ₹5 lakh at BoB, Canara, Indian Bank, Karnataka Bank and City Union Bank — here's what the numbers mean. 11:22 PM · 16 Sept 2026 Stable Money's FD Push Highlights India's Most-Owned, Least-Discussed Bet A new Stable Money campaign puts fixed deposits back in focus, reminding savers to check rates, insurance limits, and laddering rather than letting FDs sit on autopilot. 3:12 PM · 16 Sept 2026 Indian Bank's 300-Day FD Turns ₹10 Lakh Into ₹10.55 Lakh: What Savers Should Know Indian Bank's IND SUPREME 2.0 300-day FD can grow ₹10 lakh to about ₹10.55 lakh, Trade Brains reports — here's the math, who it suits, and what to check first. 4:11 AM · 16 Sept 2026 Fixed Deposit Rates Face October Test as Inflation Climbs: What Savers Should Do The Economic Times reports banks may reassess FD rates in October as inflation rises. Here's what a possible hike could mean for savers, senior citizens and new depositors. 9:12 AM · 15 Sept 2026 Rs 11 Lakh Crore Surplus Liquidity May Lower FD and Loan Rates: What It Means for You Banks are reportedly sitting on about Rs 11 lakh crore of surplus liquidity, which BW Businessworld says could push FD and loan interest rates lower in the coming months. 5:16 AM · 15 Sept 2026 Small Finance Banks Widen FD Rate Gap Over SBI, HDFC, ICICI: What Savers Should Do Small finance banks are pulling further ahead of SBI, HDFC Bank and ICICI Bank on FD rates, per Business Today, and here is what the wider payout means for savers' returns and safety. 10:14 PM · 14 Sept 2026 PSU Bank FD Rates Stay Below 7%: SBI, PNB, BoB, BoI Compared for Best Returns PSU banks SBI, PNB, Bank of Baroda and Bank of India are all quoting FD rates under 7%, per Business Today - here's how they compare and what to do. 3:15 PM · 14 Sept 2026 SBI vs PNB vs BoB vs Canara Bank FD Rates: Which PSU Bank Pays the Most This Month According to reporting by News9live, SBI, PNB, Bank of Baroda and Canara Bank FD rates are being compared this month; here's how to read the comparison and choose wisely. 2:12 PM · 14 Sept 2026 Stable Money's Badhte Jao FD Campaign: What It Means for Savers Stable Money's new 'Badhte Jao' campaign nudges users to keep investing in FDs, per Passionate In Marketing — here's what changes (and doesn't) for depositors. 5:15 AM · 14 Sept 2026 PSU Bank FD Rates Stay Below 7%: What SBI, PNB, BoB, BOI Savers Should Do PSU bank FD rates at SBI, PNB, BoB and Bank of India remain under 7%, per Business Today's comparison - here's what that means for savers and how to get more. 10:16 PM · 13 Sept 2026 J&K Bank And RBL Bank Revise Fixed Deposit Rates: What Senior Citizens Should Know J&K Bank and RBL Bank have revised FD interest rates, per Outlook Money, here's what it means for depositors and senior citizens, and how to check the new rates before booking. 3:12 PM · 13 Sept 2026 Senior Citizen FD Rates Rise: Banks Now Offering Up To 8.5% On 5-Year Deposits Some banks have raised 5-year FD rates for senior citizens to up to 8.5%, per newsd.in, changing the math on locking in a long-tenure deposit now.
Health and life insurance news, IRDAI rules and premium trends.
4:14 PM · 16 Sept 2026 Term Insurance Sales Rise 1.5X After GST Exemption; More Riders Added Term insurance purchases have risen 1.5X since GST was removed from individual life premiums, with more buyers also adding riders, per a new report. 6:14 AM · 16 Sept 2026 63% of India's Gig Workers Have No Health Cover, 45% Lack Accident Insurance A survey cited by Asia Insurance Review finds most of India's platform and gig workers have no health insurance, and nearly half have no accident cover either. 5:12 AM · 16 Sept 2026 Term Insurance for Housewives: Coverage Rules, Premiums and What to Check According to reporting by theprint.in, insurers offer term insurance for housewives. Here's what coverage homemakers can get and what to check before buying. 4:13 PM · 15 Sept 2026 Why Life Insurance in India Now Blends Protection, Savings and Retirement The Wire India reports life insurance in India is increasingly used for protection, savings and retirement planning together, not just a death benefit. 3:13 PM · 15 Sept 2026 General Insurance Premiums Rise 10% in August 2026: What It Means for Policyholders General insurance premiums rose about 10% in August 2026, led by Acko, Niva Bupa and Star Health, as reported by NDTV Profit. Here's what it means for your premiums. 2:12 PM · 15 Sept 2026 Health Insurance Cover in Crores May Not Be Enough: What It Means for Policyholders TOI reports that a large health insurance sum insured can still leave policyholders under-protected. Here's why the headline number can mislead, and what to check. 7:14 AM · 15 Sept 2026 Policybazaar Insurance Demand Data: What It Means for Indian Buyers New Policybazaar data on insurance demand, reported by Insurance Edge, highlights how Indian buyers research and buy life and health cover online, and what it means for premiums. 6:13 AM · 15 Sept 2026 Cashless Health Insurance Claims Explained: Why Insurers Reject Most Claims Cashless health cover pays only what sum insured, co-pay and room-rent rules allow, per Newstrack English - here is the maths behind the shortfall. 4:11 AM · 15 Sept 2026 Amazon Pay Enters Health Insurance: What It Means for Indian Buyers Amazon Pay is expanding into health insurance under CEO Vikas Bansal's financial-services push, per CXO Digitalpulse — here's what it means for Indian buyers. 3:13 AM · 15 Sept 2026 Niva Bupa Health Insurance Upgrades Core Systems to Oracle Cloud: What Policyholders Should Know Niva Bupa is modernizing its core insurance systems on Oracle Cloud Infrastructure, per SMEStreet — what this backend upgrade could mean for your claims and renewals. 2:11 AM · 15 Sept 2026 Cashless Health Insurance Isn't Fully Free: The Costs It Skips Cashless health cover settles hospital bills directly, but co-pays, sub-limits and non-medical charges can still leave you paying, per financialexpress.com reporting. 1:16 AM · 15 Sept 2026 Festival Injuries: How Health Insurance Covers Your Hospital Bill Festival-season falls, burns and accidents are usually covered by existing health insurance, as reported by Outlook Money -- but claim rules decide what you actually recover.
Gold, rates, the rupee and everything else moving household money.
5:13 PM · 16 Sept 2026 NSE IPO in Numbers: What Its Scale and Earnings Mean for Retail Investors Moneycontrol reports on NSE's scale and earnings ahead of its IPO. Here is what that means for Indian savers weighing whether or how to apply. 8:15 AM · 16 Sept 2026 Sensex, Nifty Track Asian Markets, Crude Oil on Sept 16: What It Means for Borrowers GIFT Nifty, Nikkei, Kospi and crude oil are steering Sensex, Nifty sentiment on September 16 — here's what actually reaches your loan EMI and what doesn't, per Livemint. 5:11 PM · 15 Sept 2026 Bank Panel to Decide UPI Charges on Payments Above ₹2,000: What It Means A committee of banks is set to decide whether UPI payments above ₹2,000 should attract a fee, according to Business Standard — here's what it could mean if it happens. 8:11 AM · 15 Sept 2026 RBI Draft Rules Cap Suspected Mule Account Debit Freezes at 60 Days: What It Means for You RBI's draft KYC rules would cap temporary debit holds on suspected money mule accounts at 60 days, per CNBC TV18 — giving flagged customers a firm timeline instead of an open-ended freeze. 5:12 PM · 14 Sept 2026 Retail Inflation Rises to 4.82% in August 2026: What It Means for Borrowers Retail inflation climbed to 4.82% in August as food prices rose 5.95%, per Business Standard — here's what it means for loan EMIs and FD returns. 8:16 AM · 14 Sept 2026 Gold Slips to $4,340 on Sept 14 on US Inflation Data: What It Means for Gold Loan Borrowers Gold slipped internationally as hot US inflation data revived Fed rate-hike bets, per Moneycontrol.com; here's what it means for gold loan eligibility in India. 8:11 AM · 13 Sept 2026 RBI Turns Down Tata Sons' Bid to Stay Unlisted, Pushes Group Toward a Public Listing RBI has reportedly rejected Tata Sons' plea to remain private and told it to list on stock exchanges, a shift with implications for Tata Capital borrowers and investors. 11:20 AM · 12 Sept 2026 Gold, the rupee and rate expectations: the three numbers moving Indian household money this month A firm gold tape, a watchful currency and a global rate-cut debate are pulling household decisions in different directions. A quick tour of what each number means for savers and borrowers.