Financial news archive

Gold prices, per-gram loan values, lender rates and RBI rules for gold lending.

12:11 AM · 7 Oct 2026 Gold Forecast on October 7: Fed Hike Fallout and Rupee Rates, What Gold Loan Borrowers Should Do CoinDCX's October 7 gold forecast points to Fed-hike fallout and rupee rates. Here is how that can reach gold prices and gold loans, and what borrowers should check this week. 6:10 PM · 6 Oct 2026 Tamil Nadu Raises Gold Loan Lending Limit After Newborn Ring Scheme: What Borrowers Should Know Tamil Nadu has raised its gold loan lending limit after launching a newborn ring scheme, per Zee News. Here is what it may mean for borrowers, and what the headline does not tell you. 12:10 AM · 6 Oct 2026 Capital Trust Upgrades A-Eye Gold Loan Platform: What Borrowers Should Check Before Pledging Capital Trust has upgraded its A-Eye gold loan platform, per Kalkine India. The details are thin, so here is what existing and new borrowers should verify before relying on it. 12:11 AM · 5 Oct 2026 Gold Loans Emerge as a Financial Inclusion Tool: What the Boom Means for Households New to Credit BusinessLine reports India's gold loan boom is turning into a financial inclusion story. Here is what that means for borrowers, how the rules work, and the costs to watch. 6:10 PM · 3 Oct 2026 Can 10 Grams of Gold Hit ₹1.80 Lakh by Diwali 2026? What Gold Loan Borrowers Should Know A Kanak News Odisha report asks whether 10 grams of gold can reach ₹1.80 lakh by Diwali. Here is what a price target means for gold loan borrowers and jewellery buyers. 6:13 PM · 29 Sept 2026 La India Gold Mine Loan Fully Drawn Ahead of December Start: What It Means for Gold Loans A mining project's loan facility is fully drawn ahead of December output, per discoveryalert.com - here's what new gold supply actually means for Indian gold loan borrowers. 12:12 AM · 29 Sept 2026 Gold Loan Demand Surges: Why Borrowers Must Check the Fine Print Gold loan demand is climbing, per TradingView reporting, but the terms borrowers skip past - valuation, tenure and auction clauses - decide the real cost. 12:12 AM · 28 Sept 2026 Gold Rate Forecast for Late 2026 and Early 2027: What It Means for Your Gold Loan Experts have issued fresh gold price forecasts for Q4 2026 and H1 2027, as reported by The Economic Times — here's what shifting gold rates could mean for gold loan borrowers. 6:11 PM · 26 Sept 2026 UBS Sees Gold Loan Boom Cooling as Personal Loans Take Over: What It Means for Borrowers Per NDTV Profit, UBS expects the gold loan boom to cool as personal loans take over. Here is what that means for your rates, EMIs and the choice between pledging gold and borrowing unsecured. 9:11 AM · 26 Sept 2026 Gold Slips for the Week While Silver Gains: What It Means for Gold Loan Borrowers Gold ended the week lower while silver rose, according to The Economic Times. For gold loan borrowers, a weekly dip matters far less than the loan-to-value cushion on your pledged jewellery. 9:11 AM · 25 Sept 2026 Gold Loans Grow 4.4x and Gain Share in Personal Credit: What Borrowers Should Know Gold loans have grown 4.4 times and taken a bigger slice of personal credit while unsecured lending slows, per dailyhunt.in. Here is what that means for your borrowing choices. 9:11 AM · 24 Sept 2026 Rs 1.5 Crore Gold Loan Fraud Hits a Bank: What Borrowers Should Check on Pledged Gold A bank has lost Rs 1.5 crore to a gold loan fraud, as reported by timesofindia.indiatimes.com. Here is what it means for people who have pledged gold and how to protect yourself.

Rates, festive offers, credit-score shifts and unsecured-lending news.

1:10 AM · 6 Oct 2026 Digital Personal Loans Are Expanding: How to Review an Instant Loan Before You Apply News9live reports digital personal loans are expanding and urges borrowers to review instant loans first. Here is a practical checklist on cost, lender checks and repayment before you apply. 7:10 PM · 5 Oct 2026 RBI MPC Meeting Begins October 5: What It Could Mean for Your Home and Personal Loan EMI The RBI's rate-setting panel began its meeting on October 5, per News24Online. Here is how a repo rate decision reaches home loan and personal loan EMIs, with worked examples. 7:10 PM · 4 Oct 2026 Fake Agents and Phishing Links Target Personal Loan Seekers: How Borrowers Can Stay Safe Zee News reports warnings about fake agents, phishing links and too-good-to-be-true offers for personal loan applicants. Here is how to verify a lender and avoid advance-fee traps. 10:10 AM · 3 Oct 2026 Digital NBFCs vs Banks in Personal Loans: Which Lender Suits Which Borrower BizzBuzz reports that digital NBFCs and banks serve different personal loan borrowers. Here is what that split means for your rate, approval odds and total cost. 9:10 AM · 3 Oct 2026 Personal Loan vs Credit Card Debt in 2026: Why Revolving Card Balances Usually Cost More National Herald has compared personal loans with credit card debt for 2026. For most borrowers, a fixed-rate personal loan costs far less than a revolved card balance, though fees and discipline matter. 6:10 PM · 2 Oct 2026 Personal Loan Sanctions Reach Rs 2.99 Trillion in April-June Quarter: What Borrowers Should Know Personal loan sanctions hit Rs 2.99 trillion in Q1FY27, as reported by Business Standard citing FACE. Here is what the volume means for your own borrowing, EMIs and credit score. 1:11 AM · 2 Oct 2026 Forbes Ranks Bad-Credit Personal Loans for Scores Under 580: What Indian Borrowers Can Learn Forbes has published a list of the best personal loans for borrowers with scores under 580. Here is what low-score borrowers in India should take from it, with worked EMI costs. 12:10 AM · 2 Oct 2026 Digital Lenders Outpace Banks in Personal Loans: What Younger Borrowers Should Check Livemint reports digital lenders are outpacing legacy banks in personal loans, with younger borrowers preferring fintech apps. Here is what that means for your cost, safety and choice of lender. 9:10 AM · 1 Oct 2026 10 Red Flags of Personal Loan Scams: What Indian Borrowers Should Check Before Applying Bankrate has published a list of ten warning signs of personal loan scams. Here is how Indian borrowers can apply the same caution: verify the lender, never pay upfront, read the terms. 12:10 AM · 1 Oct 2026 Personal Loan Growth Rises to 16.9% in August, RBI Data Shows: What Borrowers Should Know Personal loan growth climbed to 16.9% in August, as reported by The Economic Times citing RBI. Here is what a faster-growing loan book means for your EMI, approval odds and borrowing choices. 6:10 PM · 30 Sept 2026 Digital NBFC Personal Loan Book Grows 28%, Quality Improves: What Borrowers Should Know Digital NBFC personal loan books grew 28 per cent with better portfolio quality, per Investment Guru India. Here is what it means for your borrowing costs, approvals and choice of lender. 1:14 AM · 30 Sept 2026 Repaid Your Personal Loan in Full? Your Credit Score May Lag for Months Closing a personal loan doesn't update your credit score overnight — bureau reporting cycles mean the improvement can take weeks or longer to show, as reported by livemint.com.

Repo-linked rates, EMIs, balance transfers and housing-finance news.

1:10 AM · 7 Oct 2026 Stable Home Loan Rates Ahead of Festive 2026: How Buyers Can Get the Best Deal Business Standard reports that home loan rates are stable going into the 2026 festive season. Here is how buyers can turn that stability into lower EMIs and a smarter loan. 8:10 PM · 6 Oct 2026 Under-Construction Home Loan Tax Benefits: When You Can Claim Deductions and When You Cannot Livemint reports a tax expert explaining when under-construction home loan borrowers can claim tax benefits. Here is how pre-possession interest, Section 80C and the 5-year rule work. 10:11 AM · 6 Oct 2026 RBI Raises Repo Rate: What a Higher Policy Rate Means for Home Loan EMIs and Property Prices The RBI has raised the repo rate, according to newskarnataka.com. Floating-rate home loan EMIs or tenures will rise, and property demand may cool. Here is the rupee impact. 8:10 PM · 5 Oct 2026 Repo Rate Policy and Home Loans: What Homebuyers and Real Estate Should Expect from RBI Outlookmoney.com reports on how an RBI repo rate decision could affect homebuyers and real estate. Here is how it reaches your EMI, and what to do now. 8:11 PM · 3 Oct 2026 RBI Repo Rate Decision Due October 7: What It Means for Your Home Loan EMI and FD Returns Attention is on the RBI's October 7 repo rate decision. Here is how it flows into floating-rate home loan EMIs and fixed deposit rates, and what to do before and after. 7:11 PM · 3 Oct 2026 Rs 2 Crore Home Loan After a Layoff: What Borrowers Should Do When the Salary Stops A Rs 40 lakh-a-year techie laid off with a Rs 2 crore home loan shows how fast a big EMI turns risky. Here is what borrowers can do, and when to do it. 8:10 PM · 1 Oct 2026 Home Loan EMI Calculator Explained: How to Work Out Your Monthly Instalment Before You Borrow A home loan EMI calculator turns amount, rate and tenure into a monthly instalment. Here is how it works, with worked examples and the mistakes to avoid. 8:10 PM · 30 Sept 2026 Home Loan Cost Control in 2026: Seven Ways Indian Borrowers Can Cut Interest Outgo The Sunday Guardian has published seven tips on managing a home loan cheaply in 2026. Here is what the levers are worth in rupees for a typical borrower. 7:12 PM · 30 Sept 2026 A 1% RBI Repo Hike Could Lift Rs 50 Lakh Home Loan EMI by About Rs 3,200 a Month Reporting says RBI may raise the repo rate by 100 bps by H1 2027. On a Rs 50 lakh, 20-year loan, a full 1% pass-through adds roughly Rs 3,200 to the monthly EMI. 10:11 AM · 26 Sept 2026 Home Loan Rates May Rise Soon: Fixed vs Floating Choice for Buyers Weighing a Purchase Bhaskar English reports banks may soon raise home loan rates. Here is how a small rate rise changes your EMI and how to weigh fixed against floating before you commit. 2:11 AM · 26 Sept 2026 Bank Loses Sale Deed After Rs 1.41 Crore Home Loan Repaid: What Borrowers Should Check A Delhi couple cleared their home loan but the lender reportedly misplaced the original sale deed. Here is what RBI's document-release rules say and what borrowers should do at closure. 6:11 PM · 25 Sept 2026 Woman Alleges ₹12.27 Lakh Loss in Work-From-Home Loan-EMI Scheme: How Borrowers Can Spot the Trap A woman has alleged a ₹12.27 lakh fraud in a work-from-home loan and EMI scheme, per GujaratSamachar English. Here is how such schemes work and how to check a lender before you pay.

MSME credit, government schemes, working capital and SME lending news.

10:10 AM · 2 Oct 2026 MSME Government Schemes vs Regular Business Loans: How Small Firms Should Choose DNA India reports on MSME schemes versus normal business loans. Here is how scheme-backed credit differs from ordinary loans in cost, collateral and paperwork, and how a small owner should choose. 1:13 AM · 29 Sept 2026 MSME Amendment Bill 2026: New Loan, Registration and Payment Rules for Small Firms Business Upturn reports an MSME Amendment Bill 2026 affecting small business loans and registration; here's what current rules mean for borrowers while details await confirmation. 9:13 PM · 28 Sept 2026 RBI Keeps Repo Rate Unchanged in 2026: What It Means for Business Loan Pricing RBI's 2026 repo rate hold, reported by Telangana Today, keeps business loan benchmarks steady - here's what it means for EMIs, refinancing and new borrowing. 2:11 AM · 19 Sept 2026 Collateral-Free Business Loan Up to ₹2 Crore: How Guarantee-Free Funding Works for Small Businesses Times Bull reports on how businesses can borrow up to ₹2 crore without a guarantee. Here is how collateral-free lending works, what it costs and what lenders check first. 1:11 AM · 19 Sept 2026 MSME Loan Sanctioned in Madhya Pradesh, Yet No Funds or Machinery Arrive: What Borrowers Should Check A Madhya Pradesh borrower reportedly got an MSME loan sanction but neither money nor machinery. Here is how sanction and disbursement differ, and what to do if a loan stalls. 9:11 PM · 18 Sept 2026 Bhopal ₹10 Lakh MSME Loan Fraud Case: What Borrowers Should Check Before Signing Bhopal's Economic Offences Wing has booked bank officials and suppliers over a ₹10 lakh MSME loan fraud, per Free Press Journal. Here is what genuine borrowers should verify. 9:05 PM · 12 Sept 2026 MSME Business Loan Providers in India: What a New 2026 Ranking Report Reveals Business Outreach Magazine has reportedly ranked India's leading MSME business loan providers for 2026 — here's what that means for small business owners comparing lenders. 2:55 PM · 12 Sept 2026 Collateral-free MSME credit keeps widening: what CGTMSE cover actually changes for a small business The credit-guarantee framework now covers loans up to ₹5 crore — but the working parts (who applies it, what it costs, what it does not protect) are still widely misunderstood by first-time borrowers.

Digital lending rules, loan apps, disbursal norms and borrower protection.

10:10 AM · 7 Oct 2026 Moneyboxx Finance Enters Middle Layer NBFC After ₹1,000 Crore Assets: What Borrowers Should Know Moneyboxx Finance has reportedly crossed ₹1,000 crore in assets and moved into RBI's Middle Layer for NBFCs. Here is what that does and does not change for borrowers. 2:10 AM · 7 Oct 2026 Gold Loans Surge 69% as NBFC Retail Credit Growth Hits 22%: What Borrowers Should Know Gold loans have jumped 69% while NBFC retail credit growth has quickened to 22%, per Zee Business citing RBI. Here is what it means if you borrow against gold or compare lenders. 10:11 PM · 6 Oct 2026 Govt Urges Banks to Lend Digitally to Micro Businesses, Backs UPI Credit Lines: What It Means The government has asked banks to expand digital lending to micro businesses and push UPI credit lines. Here is what small shopkeepers and self-employed borrowers should do, and what to ignore. 1:11 PM · 1 Oct 2026 Personal loan apps: how to confirm an RBI-regulated lender before you apply Udayavani reports on checking whether a personal loan app is RBI-regulated. Here is a step-by-step way to verify the lender behind the app, what the check proves, and what it does not. 10:10 PM · 30 Sept 2026 Digital NBFCs Grow Personal Loan Book 28% to ₹1.54 Lakh Crore: What Borrowers Should Know Digital NBFC personal loans have grown 28% to ₹1.54 lakh crore, as reported. Here is what the surge means for borrowers, rates, fees and the checks to run before taking an app-based loan. 9:10 PM · 30 Sept 2026 Sachin Mittal's Fintech Profile: What India's Digital Lending Shift Means for Borrowers A profile of Sachin Mittal, reported by inventiva.co.in, traces digital lending's rise in India. Here is what that history means for anyone borrowing through an app today. 8:11 PM · 26 Sept 2026 Easy Digital Credit Has a Cost: What Instant Loan Borrowers Should Check Before Accepting Inventiva.co.in argues India's digital lending boom needs better regulatory governance. Here is what that means for anyone taking an instant loan, and how to protect yourself. 11:12 AM · 16 Sept 2026 Navi's App-Based Instant Loan Model: What Borrowers Should Know Navi's app-first lending business is under fresh scrutiny; here's how its instant loan model works and what it means for Indian borrowers. 11:13 AM · 15 Sept 2026 Centre, RBI Tighten Crackdown on Illegal Loan Apps: How to Verify a Lender Now The Centre and RBI have stepped up action against unauthorised digital lending apps, according to DD News; here's what it means for anyone comparing instant loan apps. 9:12 PM · 13 Sept 2026 FlexiLoans Instant Loan Approvals Vanishing After Click: What It Means for Borrowers Reports say FlexiLoans' instant loan approvals sometimes vanish before disbursal — here's what the gap between 'approved' and 'disbursed' actually means for Indian borrowers. 9:12 PM · 12 Sept 2026 RBI Tightens Accountability for Digital Lending Algorithms RBI has reportedly moved to hold banks and NBFCs directly accountable for decisions made by digital lending algorithms, per Whalesbook. Here's what it means for instant and personal loan borrowers. 12:40 PM · 12 Sept 2026 Digital lending rules in 2026: the borrower protections every loan-app user should actually use Direct-to-account disbursal, Key Fact Statements, cooling-off windows and the Sachet complaint route — the protections exist; most borrowers simply never invoke them.

Card fees, reward changes, RBI card rules and issuer news.

12:10 PM · 7 Oct 2026 Australian Card Rewards Keep Growing Despite RBA Curbs: What Indian Cardholders Should Learn 7NEWS reports credit card rewards are booming in Australia despite a central bank crackdown. Here is what that means for Indian cardholders, and how to judge a rewards card. 11:10 PM · 6 Oct 2026 HDFC Bank Premium Cards Offer ALL Accor+ Explorer for 10,000 Points: Is the Swap Worth It? HDFC Bank's premium cardholders can reportedly claim Accor ALL Plus Explorer membership for 10,000 reward points, for a limited time. Here is how to judge whether the swap beats your other redemptions. 9:10 PM · 6 Oct 2026 Kiwi vs Jupiter Edge+: Comparing UPI Cashback on Two Lifetime-Free Credit Cards Trade Brains compared the Kiwi and Jupiter Edge+ lifetime-free credit cards on UPI cashback. Here is how to judge which one fits your spending, and what the comparison cannot tell you. 1:10 PM · 6 Oct 2026 Credit Card Savings and Rewards Offer Reported: How Indian Cardholders Should Judge It Borneo Bulletin reports exclusive savings and rewards for credit cardholders. Here is how Indian users can test any such offer against fees, interest and their own spending. 3:10 AM · 6 Oct 2026 Discovery Bank Drops Uber From Fuel Rewards: What Indian Card Users Can Learn MyBroadband reports Discovery Bank is reworking its fuel rewards and dropping Uber. It is a South African story, but it shows how reward perks shrink and how Indian cardholders should respond. 10:10 PM · 5 Oct 2026 Gopal Credit Card Scheme: ₹1 lakh interest-free loan reported, what applicants should verify first Times Bull reports an interest-free loan of up to ₹1 lakh under the Gopal Credit Card scheme. Here is how to read the claim, what to confirm before applying, and what zero interest saves you. 9:10 PM · 5 Oct 2026 Simple Travel Credit Cards Can Earn More Holiday Rewards: What Indian Cardholders Should Check Forbes reports a simple travel card can earn more rewards on holiday travel and shopping. Here is how Indian cardholders can test that idea against forex markups, fees and interest costs. 1:10 AM · 5 Oct 2026 Diljit Dosanjh Aura India Tour 2026 Has a RuPay Pre-Sale: How Cardholders Should Prepare ET Now reports Diljit Dosanjh's Aura India Tour 2026 will include a RuPay pre-sale. Here is how to prepare your card, set a budget and avoid paying interest on concert tickets. 9:11 PM · 3 Oct 2026 Using an Axis Bank Credit Card With Apple Pay: Setup, Safety and What Cardholders Should Check Kalkine India reports on how Axis Bank credit cards work with Apple Pay. Here is what tokenised tap-to-pay means for security, rewards and your monthly bill. 11:11 PM · 2 Oct 2026 IHG One Rewards Points: Redemption Options for 2026 and What Indian Cardholders Should Know A 2026 roundup of ways to redeem IHG One Rewards points has been published. Here is how Indian travellers can judge any redemption and avoid paying more in card interest than the points are worth. 10:10 PM · 2 Oct 2026 Forbes Picks Top CIBC Credit Cards for 2026: What It Means for Indians Heading to Canada Forbes has published its list of the best CIBC credit cards in Canada for 2026. Here is what Indian students, workers and NRIs should take from it, and what they should check before applying. 9:10 PM · 2 Oct 2026 Australia's B2Bpay Launches Rent-on-Credit-Card Platform: What Indian Card Users Should Weigh CFOtech Australia reports B2Bpay has launched a platform to keep rent payable by credit card. Nothing changes in India, but the fee-versus-reward maths for tenants here is worth rechecking.

FD rate changes, special schemes, small savings and deposit news.

3:11 PM · 7 Oct 2026 Fixed Deposits Will Show in Demat Consolidated Account Statements by December 31: What Savers Should Do RBI says demat holders will be able to see fixed deposit details in their Consolidated Account Statement by December 31, as reported by Moneycontrol.com. Here is what that means for savers. 2:11 PM · 7 Oct 2026 RBI's 25 bps Repo Rate Hike Opens the Door to Higher FD Rates: What Savers Should Do With RBI raising the repo rate by 25 bps, as reported by The Economic Times, banks may lift fixed deposit rates. Here is how that works, what it is worth in rupees and what to do. 1:10 PM · 7 Oct 2026 Bajaj Finance Lifts FD Rates by Up to 40 bps After RBI Hike: What Savers Should Check First Bajaj Finance has raised fixed deposit rates by up to 40 basis points after an RBI rate hike, as reported. Here is what the increase is worth in rupees and what to check before booking. 5:10 AM · 7 Oct 2026 RBI's October Policy Cushions FD Rates and MSME Loan Costs: What It Means for Savers Alice Blue reports the RBI's October policy shields both FD rates and MSME loan costs. Here is what that means for deposit holders and small-business borrowers, with worked examples. 3:10 AM · 7 Oct 2026 Delhi High Court Bars Banks From Cutting Rates on Court-Ordered FDs: What It Means for Depositors As reported by Moneylife, the Delhi High Court held that banks cannot unilaterally lower interest on fixed deposits kept under court orders. Here is what depositors and litigants should know. 2:10 PM · 6 Oct 2026 PNB Special FD Scheme Offers Its Highest-Ever Returns: What Savers Should Check Before Booking Times Bull reports Punjab National Bank's special FD scheme carries its highest-ever returns. Here is how to test that claim against tenure, payout rules and tax before you lock in money. 12:11 PM · 6 Oct 2026 Fixed Deposit Rates: Top Offer Reaches 8.25%, and What Savers Should Check Before Booking ETV Bharat reports FD rates of up to 8.25% on offer. Here is how to judge a headline rate, what it earns on ₹5 lakh, and the safety and tax checks to make before booking. 11:10 AM · 6 Oct 2026 Axis Bank FD rates for FY 2026-27: premature withdrawal rules and tax treatment explained TaxCorp AI has published a guide to Axis Bank's domestic FD rates, early-exit rules and tax treatment for FY 2026-27. Here is what savers should check before booking or breaking an FD. 5:10 AM · 6 Oct 2026 SBI FD Returns on ₹1 Lakh: What 1, 3, 5 and 10 Years Can Earn a Saver Economic Times has run an SBI FD calculator showing ₹1 lakh over 1, 3, 5 and 10 years. We show how the maturity maths works, with illustrative figures, and what it means for savers. 4:11 AM · 6 Oct 2026 Inflation Fuels Talk of RBI Repo Rate Hike: What It Could Mean for Your Fixed Deposit Experts reportedly expect RBI to raise rates as inflation climbs. Here is how that could affect FD returns, loan EMIs and your deposit decisions, without over-reading an expectation. 11:11 PM · 5 Oct 2026 FD Rates Near 8.50% Could Head Toward 9% After RBI's 25 bps Hike: What Savers Should Do Financialexpress.com reports 8.50% FD rates on offer and says RBI's 25 bps hike could open the door to 9%. Here is what that means for savers, with worked rupee examples. 3:10 PM · 5 Oct 2026 RBI Rate Hike Likely on October 7: FD Rates Could Rise as Banks Compete for Deposits News18 reports an RBI rate hike is likely on October 7, which could push banks to pay more on deposits. Here is what it could mean for FD savers and floating-rate borrowers.

Health and life insurance news, IRDAI rules and premium trends.

4:10 PM · 7 Oct 2026 10% Health Insurance Co-Pay: Cheaper Premiums, but You Pay Part of Every Hospital Bill As reported by LiveChennai, a 10% co-pay could lower health insurance premiums while raising out-of-pocket hospital costs. Here is the rupee maths and what to check before you buy or renew. 7:10 AM · 7 Oct 2026 IRDAI Insurance Reform Proposal Draws Sharp Debate: What Policyholders Should Know India Today reports IRDAI's new insurance proposal has set off a heated debate. Here is how draft rules work and what policyholders should check now, without panic. 6:10 AM · 7 Oct 2026 Brokers, Auto Dealers Resist IRDAI Distribution Reforms: What Policyholders Should Expect Insurance brokers and auto dealers are pushing back on IRDAI's distribution reforms, per Asia Insurance Post. Here is what could change for buyers, and what stays the same for now. 4:10 PM · 6 Oct 2026 IBAI Warns IRDAI Commission Caps Could Cut Insurance Jobs and Reach: What Buyers Should Know Insurance brokers' body IBAI has warned that commission caps under IRDAI's reforms may hurt jobs, competition and reach, as reported by ET Now. Here is what it means for policy buyers. 3:10 PM · 6 Oct 2026 Insurance Brokers Oppose IRDAI Commission Cap, Write to PM and FM: What It Means for Buyers Brokers have written to the PM and Finance Minister against IRDAI's commission cap plan, as reported. Here is how commissions work and what policyholders should do while the dispute plays out. 7:10 AM · 6 Oct 2026 Nepal's HIB Plans to Digitise Its Insurance Scheme, NID Included: What Indian Readers Should Note Nepal's Health Insurance Board is reported to be digitising its insurance scheme, including the national ID. Here is what is known, what is not, and the lessons for Indian policyholders. 4:10 PM · 5 Oct 2026 IRDAI Presses Insurers on Mis-Selling and High Costs: What Policyholders Should Check NDTV Profit reports on IRDAI's push to fix mis-selling, high costs and weak trust in insurance. Here is what it means for buyers and what to verify before paying a premium. 1:10 PM · 5 Oct 2026 Taiwan Revises National Health Insurance Coverage: What Indian Families Should Check in Their Cover Taiwan's government has revised National Health Insurance coverage, per Asia Insurance Review. Here is what Indian policyholders can learn and the checks worth doing on their own health cover. 12:10 PM · 5 Oct 2026 Nearly 70% of Insurance Buyers Back Commission Caps for Agents: What It Means for Your Premium Asia Insurance Review reports that nearly 70% of Indian insurance buyers support proposed caps on intermediary commissions. Here is what that could and could not mean for your premium and advice. 11:10 AM · 5 Oct 2026 PB Fintech CEO Says Firm Can Absorb Any IRDAI Paper Revenue Hit: What Policyholders Should Know PB Fintech's CEO says the company can handle any revenue impact from an IRDAI paper, per NDTV Profit. For policyholders, nothing changes today, but here is what to watch. 7:10 AM · 5 Oct 2026 Lower Insurance Commissions May Curb Mis-Selling, but IRDAI Still Matters: What Buyers Should Do The Economic Times reports that cutting commissions could ease insurance mis-selling, but IRDAI's role stays crucial. Here is what policy buyers should check before signing. 6:10 AM · 5 Oct 2026 IRDAI Resists Delay to Insurance Commission Caps: What Policyholders Should Know IRDAI is reported to oppose postponing caps on insurance commissions. Here is how commissions work, why they matter for premiums, and what buyers should do now.

Gold, rates, the rupee and everything else moving household money.

5:11 PM · 7 Oct 2026 RBI Has No View Yet on IRDAI Insurance Commission Reforms: What Bank Customers Should Know RBI Governor Sanjay Malhotra said the central bank has formed no view yet on IRDAI's insurance commission reforms, per CNBC TV18. Nothing changes for bank customers today. 8:10 AM · 7 Oct 2026 RBI Policy Verdict Awaited on October 7: What It Means for Your Home and Car Loan EMI News9live reports the RBI MPC decision is imminent, with borrowers asking if car and home loan EMIs will rise. Here is how repo rate changes reach your EMI, with worked examples. 5:10 PM · 6 Oct 2026 Sensex and Nifty Rise for Second Straight Session on October 6: What It Means for Your Money Sensex and Nifty closed higher for a second consecutive day, according to CNBC TV18. Here is what a two-day rally does and does not change for investors, savers and borrowers. 8:11 AM · 6 Oct 2026 A 25 bps Repo Rate Hike Could Add ₹2.45 Lakh to Home Loan Interest: What Borrowers Should Do As reported by Business Today, a 25 bps repo rate rise could add about ₹2.45 lakh in interest over 25 years. Here is how it reaches your EMI and what to do. 5:10 PM · 5 Oct 2026 Sensex Rises 473 Points, Nifty Ends Above 22,500 on October 5: What It Means for Savers Indian equity benchmarks ended a four-session losing run, with the Sensex up 473 points and the Nifty above 22,500. Here is what one rebound changes for SIP investors, savers and borrowers. 8:10 AM · 5 Oct 2026 Five Factors Set the Sensex and Nifty 50 Tone on October 5: What It Means for Borrowers and Savers NDTV Profit lists five factors for Sensex and Nifty 50 on October 5, including Gift Nifty, US jobs data and oil. Here is what that means for your EMIs, SIPs and savings. 5:10 PM · 4 Oct 2026 Bank Deposit Growth Gets a Lift in Q2 From FCNR(B) Inflows: What Savers and Borrowers Should Know Banks' Q2 deposit growth was helped by FCNR(B) mobilisation, per Business Standard. Here is what that means for FD rates, loan costs and NRI deposit choices. 3:11 PM · 4 Oct 2026 Jio IPO Likely by October End at Above ₹12 Trillion Valuation: What Savers and Borrowers Should Know Business Standard reports Jio's IPO is likely by October end at an enterprise valuation above ₹12 trillion. Here is what it means for applicants, borrowers and index investors. 2:10 PM · 4 Oct 2026 New TDS reporting rules for property buyers take effect October 1, 2026: what to check before you pay CAclubindia reports new reporting rules for TDS on property purchases from 1 October 2026. Here is what buyers and sellers should check, with worked TDS arithmetic. 12:10 PM · 4 Oct 2026 UPI Transaction Value May Fall 10% After October 15 MDR Rollout: What Users Should Know A survey reported by Business Standard says UPI transaction value could drop 10% once MDR is rolled out from October 15. Here is what MDR means for shoppers, merchants and your budget. 11:11 AM · 4 Oct 2026 Panagariya Says India Weathered Global Shocks: What Stable Inflation Means for Your Loans and Savings Economist Arvind Panagariya says stable inflation and resilient growth show India handled global shocks well, as reported by Investment Guru India. Here is what that means for EMIs and deposits. 9:11 AM · 4 Oct 2026 Bank Holidays Oct 5-11, 2026: Branches Shut on Oct 10 and 11, Other Closures Vary by State Banks are shut on Saturday Oct 10 (second Saturday) and Sunday Oct 11, 2026. Reporting says more state-wise closures apply that week. Here is how to plan EMIs, cheques and cash.