Financial news archive

Gold prices, per-gram loan values, lender rates and RBI rules for gold lending.

6:11 PM · 26 Sept 2026 UBS Sees Gold Loan Boom Cooling as Personal Loans Take Over: What It Means for Borrowers Per NDTV Profit, UBS expects the gold loan boom to cool as personal loans take over. Here is what that means for your rates, EMIs and the choice between pledging gold and borrowing unsecured. 9:11 AM · 26 Sept 2026 Gold Slips for the Week While Silver Gains: What It Means for Gold Loan Borrowers Gold ended the week lower while silver rose, according to The Economic Times. For gold loan borrowers, a weekly dip matters far less than the loan-to-value cushion on your pledged jewellery. 9:11 AM · 25 Sept 2026 Gold Loans Grow 4.4x and Gain Share in Personal Credit: What Borrowers Should Know Gold loans have grown 4.4 times and taken a bigger slice of personal credit while unsecured lending slows, per dailyhunt.in. Here is what that means for your borrowing choices. 9:11 AM · 24 Sept 2026 Rs 1.5 Crore Gold Loan Fraud Hits a Bank: What Borrowers Should Check on Pledged Gold A bank has lost Rs 1.5 crore to a gold loan fraud, as reported by timesofindia.indiatimes.com. Here is what it means for people who have pledged gold and how to protect yourself. 6:13 PM · 23 Sept 2026 Violence During Gold Loan Recovery in MP-Chhattisgarh: What Borrowers in Default Should Know A bank manager was reportedly attacked while recovering an overdue gold loan, per Dainik Jagran MP-Chhattisgarh — here's how gold loan recovery and auction rules actually work. 6:11 PM · 22 Sept 2026 Gold Rates Fall on Sep 22: What It Means for Gold Loan Borrowers Gold prices for 24K, 22K and 18K fell on September 22, per HDFC Sky reporting — here's what a softer gold rate means for your gold loan eligibility and EMIs. 9:11 AM · 21 Sept 2026 Rupeek's Tech-Led Gold Loan Model Explained: What It Means for Borrowers Comparing Lenders MarkHub24 reports on Rupeek's technology platform model for gold loans. Here is how such platform models work, what to check before borrowing, and what it means for your costs. 9:12 AM · 19 Sept 2026 Gold Loan Demand Rises as Record Gold Rates Lift Loan Values: What Borrowers Should Know Gold loan demand is surging across India as record gold rates raise what jewellery can borrow, according to Asianet Newsable. Here is what it means for borrowers and how to borrow safely. 12:11 AM · 19 Sept 2026 India's Biggest Gold Loan Book Shows How Borrowers Behave: What It Means for You UdaipurTimes.com reports on what India's largest gold loan portfolio reveals about borrower behaviour. Here is what it means for your gold loan, from LTV and interest to repayment habits. 9:17 AM · 18 Sept 2026 Gold, Silver ETFs Jump 9% on Import Duty Hike: What It Means for Gold Loans Gold and silver ETFs rallied up to 9% after a reported import duty hike, per Goodreturns. Here's what it means for gold loan eligibility and interest costs. 9:12 AM · 17 Sept 2026 Instant Gold Loans for Education: How Top Indian Banks' Schemes Compare openPR.com highlights banks offering fast gold loans for education costs — here's how eligibility, LTV rules, rates and repayment structures actually compare. 12:11 AM · 17 Sept 2026 Gold Loans Are Fuelling India's Aspirations: What It Means for Borrowers Fortune India reports gold loans are powering everyday aspirations across India — here's how the market works, RBI's LTV rules, and what it means for borrowers today.

Rates, festive offers, credit-score shifts and unsecured-lending news.

7:11 PM · 26 Sept 2026 Personal loans may overtake gold loans as the fastest-growing credit segment: what borrowers should know A report says personal loans could pass gold loans as the fastest-growing lending segment. Here is what that means for your borrowing costs, your options and your next loan decision. 1:11 AM · 26 Sept 2026 Personal Loan Rates in India 2026: What Borrowers Should Compare Before Signing The Tribune has published a 2026 guide to personal loan rates, features and lender comparison. Here is what it means for borrowers and how to judge an offer on cost, not just the headline rate. 6:11 PM · 24 Sept 2026 Bajaj Finance Personal Loan Range Runs Rs 40,000 to Rs 55 Lakh, 108 Months: What to Check Bajaj Finance is reported to offer personal loans from Rs 40,000 to Rs 55 lakh with tenures up to 108 months. A longer tenure lowers the EMI but raises the total interest you pay. 1:11 AM · 24 Sept 2026 UBS Sees India's Personal Loan Growth Cycle Turning Strong: What Borrowers Should Do UBS sees India entering a strong personal loan growth cycle as unsecured credit revives, per Moneycontrol.com. Here is what a lending upswing means for your approval odds, rates and EMI. 12:11 AM · 24 Sept 2026 Personal Loans Lead India's Credit Recovery: What It Means for Borrowers and Loan Costs PGurus reports personal loans are leading India's credit comeback. Here is what that means for approvals, pricing and how to borrow without overpaying. 7:11 PM · 23 Sept 2026 UPI MDR's Hidden Cost Could Push Up Small Personal Loan Rates UPI's zero-MDR structure has hidden costs for lenders, and per reporting by Moneycontrol.com, that pressure could make small personal loans costlier. 10:14 AM · 23 Sept 2026 UBS Upgrades L&T Finance, Bajaj Finance: Personal Loan Boom Seen Ahead UBS has upgraded L&T Finance and Bajaj Finance and raised target prices, betting on a fresh personal loan growth cycle, according to reporting by NDTV Profit. 12:11 AM · 22 Sept 2026 Moneyview IPO Price Band Set at Rs 32-34 a Share: What Personal Loan Borrowers Should Know Moneyview's Rs 10.91 bn IPO carries a Rs 32-34 price band, per fintechbiznews.com. Your loan and EMI stay unchanged; here is what the listing means, and what it does not. 7:11 PM · 21 Sept 2026 Higher Credit Score Means Cheaper Personal Loans: How Your Score Sets the Rate You Pay A strong credit score is what unlocks low-interest personal loans, as reported by DNA India. Here is how lenders price risk and what a rate gap costs you in rupees. 7:12 PM · 19 Sept 2026 Personal Loan Balance Transfer: Costs to Check Before Switching Lenders Moneycontrol.com reports borrowers should check the numbers before switching personal loan lenders. Here is how to test whether a switch saves money once fees are counted. 1:11 AM · 18 Sept 2026 On-Time EMIs, Falling Credit Score: The Hidden Factors Bureaus Track Paying every EMI on time doesn't guarantee a rising credit score — utilization, inquiries and credit mix can pull it down too, per Livemint. Here's what to check and fix. 7:11 PM · 16 Sept 2026 Small-City India Now Drives Personal Loan Demand Growth: What It Means for You Tier-2 and Tier-3 cities are now leading India's personal loan demand growth, per The Tribune — here's what smaller-city borrowers should check before applying.

Repo-linked rates, EMIs, balance transfers and housing-finance news.

10:11 AM · 26 Sept 2026 Home Loan Rates May Rise Soon: Fixed vs Floating Choice for Buyers Weighing a Purchase Bhaskar English reports banks may soon raise home loan rates. Here is how a small rate rise changes your EMI and how to weigh fixed against floating before you commit. 2:11 AM · 26 Sept 2026 Bank Loses Sale Deed After Rs 1.41 Crore Home Loan Repaid: What Borrowers Should Check A Delhi couple cleared their home loan but the lender reportedly misplaced the original sale deed. Here is what RBI's document-release rules say and what borrowers should do at closure. 6:11 PM · 25 Sept 2026 Woman Alleges ₹12.27 Lakh Loss in Work-From-Home Loan-EMI Scheme: How Borrowers Can Spot the Trap A woman has alleged a ₹12.27 lakh fraud in a work-from-home loan and EMI scheme, per GujaratSamachar English. Here is how such schemes work and how to check a lender before you pay. 8:11 PM · 24 Sept 2026 Home Loan Affordability Depends On Existing EMIs, Not Eligibility: How To Set Your Limit Outlook India reports on planning a home loan around income, existing EMIs and future expenses. Here is how to size the loan, with worked EMI numbers. 7:11 PM · 24 Sept 2026 Tata Capital Issues Housing Loan Rate Guidance: What Homebuyers Should Check Before Signing Tata Capital has issued guidance to help homebuyers understand housing loan rates, as reported by Benzinga. Here is what to check in your own offer and what a rate gap costs in rupees. 11:14 AM · 23 Sept 2026 Gen Z Home Loan Borrowers Jump 86% as India's Home-Buying Age Falls Gen Z home loan borrowers rose 86% year-on-year, per business-standard.com, signalling a falling home-buying age in India - but eligibility still hinges on income and credit, not age alone. 7:14 PM · 22 Sept 2026 Lowest Home Loan Rates: How to Compare Banks Before You Sign Bhaskar English reports on which banks offer the lowest home loan rates; here's how to judge the real cost beyond the headline number. 8:11 PM · 21 Sept 2026 Under-Construction Flat Purchases: Due Diligence Checks Every Home Loan Borrower Needs Before Paying Business Standard reports that buyers of under-construction property should not skimp on due diligence. Here is the checklist and the rupee cost of getting it wrong for home loan borrowers. 1:11 AM · 21 Sept 2026 Home Loan Rate Gap of Even 0.25% Costs Lakhs: What SBI, BoI and UBI Borrowers Should Compare Livemint's comparison of SBI, BoI, UBI and other lenders shows why a small home loan rate difference matters. Here is the rupee math and what to check before you sign. 8:11 PM · 19 Sept 2026 Home Loan EMI Affordability: What ₹50,000, ₹1 Lakh and ₹2 Lakh Monthly Incomes Can Safely Borrow As reported by Livemint, borrowers are being told to test EMIs against income. BankCreds works out the loan size a ₹50,000, ₹1 lakh or ₹2 lakh monthly income can carry without strain. 7:12 PM · 18 Sept 2026 Non-Metro Home Prices Up 63% in 5 Years: What It Means for Your Home Loan 11 non-metro Indian cities saw home prices rise 63% over five years, per Business Standard, reshaping loan amounts, down payments and EMIs for buyers outside the metros. 11:15 AM · 18 Sept 2026 Rs 40 Lakh Home Loan at 30 Years: Cheaper EMI Hides a Bigger Interest Bill A CA's warning, reported by The Economic Times, on why stretching a Rs 40 lakh home loan to 30 years cuts the EMI but can add lakhs in extra interest.

MSME credit, government schemes, working capital and SME lending news.

2:11 AM · 19 Sept 2026 Collateral-Free Business Loan Up to ₹2 Crore: How Guarantee-Free Funding Works for Small Businesses Times Bull reports on how businesses can borrow up to ₹2 crore without a guarantee. Here is how collateral-free lending works, what it costs and what lenders check first. 1:11 AM · 19 Sept 2026 MSME Loan Sanctioned in Madhya Pradesh, Yet No Funds or Machinery Arrive: What Borrowers Should Check A Madhya Pradesh borrower reportedly got an MSME loan sanction but neither money nor machinery. Here is how sanction and disbursement differ, and what to do if a loan stalls. 9:11 PM · 18 Sept 2026 Bhopal ₹10 Lakh MSME Loan Fraud Case: What Borrowers Should Check Before Signing Bhopal's Economic Offences Wing has booked bank officials and suppliers over a ₹10 lakh MSME loan fraud, per Free Press Journal. Here is what genuine borrowers should verify. 9:05 PM · 12 Sept 2026 MSME Business Loan Providers in India: What a New 2026 Ranking Report Reveals Business Outreach Magazine has reportedly ranked India's leading MSME business loan providers for 2026 — here's what that means for small business owners comparing lenders. 2:55 PM · 12 Sept 2026 Collateral-free MSME credit keeps widening: what CGTMSE cover actually changes for a small business The credit-guarantee framework now covers loans up to ₹5 crore — but the working parts (who applies it, what it costs, what it does not protect) are still widely misunderstood by first-time borrowers.

Digital lending rules, loan apps, disbursal norms and borrower protection.

8:11 PM · 26 Sept 2026 Easy Digital Credit Has a Cost: What Instant Loan Borrowers Should Check Before Accepting Inventiva.co.in argues India's digital lending boom needs better regulatory governance. Here is what that means for anyone taking an instant loan, and how to protect yourself. 11:12 AM · 16 Sept 2026 Navi's App-Based Instant Loan Model: What Borrowers Should Know Navi's app-first lending business is under fresh scrutiny; here's how its instant loan model works and what it means for Indian borrowers. 11:13 AM · 15 Sept 2026 Centre, RBI Tighten Crackdown on Illegal Loan Apps: How to Verify a Lender Now The Centre and RBI have stepped up action against unauthorised digital lending apps, according to DD News; here's what it means for anyone comparing instant loan apps. 9:12 PM · 13 Sept 2026 FlexiLoans Instant Loan Approvals Vanishing After Click: What It Means for Borrowers Reports say FlexiLoans' instant loan approvals sometimes vanish before disbursal — here's what the gap between 'approved' and 'disbursed' actually means for Indian borrowers. 9:12 PM · 12 Sept 2026 RBI Tightens Accountability for Digital Lending Algorithms RBI has reportedly moved to hold banks and NBFCs directly accountable for decisions made by digital lending algorithms, per Whalesbook. Here's what it means for instant and personal loan borrowers. 12:40 PM · 12 Sept 2026 Digital lending rules in 2026: the borrower protections every loan-app user should actually use Direct-to-account disbursal, Key Fact Statements, cooling-off windows and the Sachet complaint route — the protections exist; most borrowers simply never invoke them.

Card fees, reward changes, RBI card rules and issuer news.

12:11 AM · 27 Sept 2026 U.S. Bank Rewards Card Guide by Forbes: What Indian Cardholders Should Take From It Forbes has published a complete guide to U.S. Bank rewards. It is a US product, but the way to judge any rewards card applies to Indian cardholders too: rewards versus fees versus interest. 10:11 PM · 26 Sept 2026 Credit Card Spend Growth Slows to 5.9% as Small Payments Rise: What Cardholders Should Do Credit card spending growth has slowed to 5.9% while small payments gain share, per BW Businessworld. Here is what it means for your billing cycle, interest costs and budget. 9:11 PM · 26 Sept 2026 IDFC FIRST Quantum+ Credit Card Is FD-Backed and Lifetime-Free: What Savers Should Weigh IDFC FIRST's Quantum+ is reported as an FD-backed, lifetime-free credit card with up to 6.5% interest, 2% cashback and zero forex markup. Here is who it suits and what to verify first. 5:11 AM · 26 Sept 2026 Singapore Traveller Builds AI Tool to Maximise Card Miles: What Indian Cardholders Can Learn The Straits Times reports a Singaporean built an AI tool to maximise credit card rewards with little coding. Here is what it means for Indian cardholders chasing points, miles and cashback. 1:11 PM · 25 Sept 2026 Credit Card Spending Growth Slows in August, Card Additions Up 10.3%: What It Means for Cardholders Credit card spending growth eased in August even as card additions rose 10.3% year on year, per zeenews.india.com. Here is what more cards and slower spending mean for your limits, offers and costs. 10:11 AM · 25 Sept 2026 Credit Card Trends Roundup: What Forbes' Data Means for Indian Cardholders Forbes has published a roundup of credit card statistics and trends. Here is how to read such data as an Indian cardholder, and what to check on your own card this month. 10:11 PM · 24 Sept 2026 PNB Zaggle Credit Card Offers 10 Free Lounge Visits and Uncapped Rewards: Is It Worth Having? A PNB Zaggle credit card is reported to offer 10 complimentary airport lounge visits and no cap on rewards. Here is how to judge whether it suits your spending, before you apply. 4:11 AM · 24 Sept 2026 AU SFB and CheQ Launch 'LED' Credit Card: What Applicants Should Check Before Applying AU Small Finance Bank and CheQ have reportedly launched what is billed as the first LED credit card. Here is what to verify on fees, interest and eligibility before you apply. 11:11 PM · 23 Sept 2026 UPI MDR Starts October 15: Why Switching to Cards Is Not Automatically Cheaper for You UPI merchant fees (MDR) are reported to start October 15. Here is what that means for shoppers weighing UPI against debit and credit cards, with worked numbers and a checklist. 10:11 PM · 23 Sept 2026 Why UPI Still Has Not Displaced Credit Cards in India: What It Means for Your Wallet A Finextra Research piece argues UPI has not disrupted credit cards. Here is what that means for Indian cardholders: rewards, interest-free credit, and when each payment method makes sense. 9:11 PM · 23 Sept 2026 SBI Launches FD-Backed Credit Card on YONO, Approval in About 10 Minutes: What FD Holders Get SBI has added a fixed-deposit-backed secured credit card to YONO, with approval reportedly in about 10 minutes. Here is how these cards work, what they cost you and who should apply. 8:12 PM · 23 Sept 2026 HDFC Bank's e-Rupee Push: What It Means for Cardholders and Fliers HDFC Bank is reportedly exploring digital rupee (e₹) use for credit card rewards, travel allowances and in-flight payments — here's what it means for cardholders today.

FD rate changes, special schemes, small savings and deposit news.

9:11 AM · 27 Sept 2026 Special FDs vs Regular FDs: Why the Extra Interest May Not Justify the Lock-In Business Today reports that the extra interest on special fixed deposits may not be worth the lock-in. Here is how to work out whether the premium beats a regular FD for your money. 12:11 PM · 26 Sept 2026 Senior Citizen FD Rates Reach Up to 8.3% on Three-Year Deposits: What Savers Should Check The Economic Times reports senior-citizen FD rates of up to 8.3% for three-year tenures. Here is what that means in rupees, and what to check before you book. 9:11 PM · 25 Sept 2026 Uniform Bulk Deposit Rates and Daily FD Interest Start October 1, 2026: What Savers Should Do Fixed deposit rules are set to alter from October 1, 2026, with uniform rates on bulk deposits and a daily rate, per The Economic Times. Here is what savers and treasurers should check now. 8:11 PM · 25 Sept 2026 Small finance bank FD rates compared: Suryoday, Jana, Ujjivan, Equitas, AU on key tenures Livemint compared fixed deposit rates at five small finance banks across key tenures. Here is how to read that comparison, what the extra yield costs in risk, and how to choose a tenure. 7:11 PM · 25 Sept 2026 Moga FD Fraud: Rs 32.50 Lakh Found Missing From Digital Bank Account, What Savers Must Check The Tribune reports a Moga man found Rs 32.50 lakh missing when he went to renew a fixed deposit at a digital bank. Here is what FD holders should verify now and what rights they have. 2:11 PM · 25 Sept 2026 Small Finance Banks Offer Up to 8.50% on Senior Citizen FDs: How to Compare Before Booking Small finance banks are offering senior citizens up to 8.50% on fixed deposits, according to Moneycontrol.com. Here is what the top rate means, what it costs in risk and tax, and how to compare. 3:11 PM · 24 Sept 2026 444-Day Senior Citizen FD: PNB, Central Bank of India and IOB Compared for Savers PNB, Central Bank of India and IOB are pitching 444-day senior citizen FDs, per ET Now. Here is how to compare them, what ₹10 lakh could earn, and the tax and safety checks before booking. 2:11 PM · 24 Sept 2026 UK Job Offer, a Fixed Deposit and a Vanishing Act: What Savers Should Check Before Trusting Anyone GujaratSamachar English reports a case involving a UK job, a fixed deposit and a disappearing friend. Here is how FD holders can keep their savings safe when money and trust mix. 10:11 AM · 24 Sept 2026 SBI Card Launches Advantage, a Fixed Deposit-Backed Credit Card: Who Stands to Gain SBI Card has launched Advantage SBI Card, a credit card backed by a fixed deposit, as reported by The Economic Times. Here is who it suits, what it costs and what to check first. 2:11 AM · 24 Sept 2026 SBI Card Adds FD-Backed Credit Cards on YONO: What Savers Should Know Before Applying According to Livemint, SBI Card has launched FD-backed credit cards on YONO. Here is how such cards work, who they suit, and what they really cost if you slip. 2:11 PM · 22 Sept 2026 Why One FD Isn't Enough for an Emergency Fund: A Smarter Split Spreading emergency savings across several FDs instead of one — laddering — keeps money earning FD rates while ensuring part of it matures every few months, unlike a single locked deposit. 3:11 AM · 22 Sept 2026 PNB 666-Day Fixed Deposit in 2026: What Savers Should Check on Rate and Investment Limit Punjab National Bank's 666-day FD is in the news for its interest rate and maximum investment amount. Here is how such special-tenor deposits work and what to verify before booking.

Health and life insurance news, IRDAI rules and premium trends.

10:11 AM · 27 Sept 2026 IRDAI Chairman Says Proposed Reforms Will Boost Insurance Adoption: What Buyers Can Expect IRDAI's chairman says the regulator's proposed reforms will push insurance adoption and make buying easier for consumers. Here is what that could mean for your cover and how to prepare. 7:12 AM · 27 Sept 2026 Insurance Brokers Plan IRDAI Talks on Distribution Reforms: What Policyholders Should Know Insurance brokers are set to engage IRDAI on proposed distribution reforms, per Asia Insurance Post. Nothing changes for your policy today, but how you buy cover could shift over time. 6:11 AM · 27 Sept 2026 IRDAI Caps on Insurers: What They Mean for HDFC Life, SBI Life, PB Fintech Customers BusinessLine reports on what IRDAI's caps mean for HDFC Life, SBI Life and PB Fintech. Here is what such limits usually change for the person buying or holding a policy. 5:11 AM · 27 Sept 2026 Insurance M&A in India: How IRDAI Approvals Shape Deals and What Policyholders Should Know BW Legal World reports on the regulatory nuances shaping insurance M&A in India. Here is how approvals work and why your existing policy stays intact when an insurer changes hands. 4:12 AM · 27 Sept 2026 IRDAI Squeezes Insurance Distribution Economics: What It Means for Your Premium and Advice NDTV Profit reports the insurance regulator has upended how distribution earns its money. Here is how commissions work and what buyers should check before their next policy. 3:11 AM · 27 Sept 2026 Insurance Commissions Outpaced Premium Growth: What IRDAI's Reform Push Means for Policyholders Insurance commissions have grown far faster than premiums, per Business Today, and IRDAI wants to act. Here is how commissions reach your premium and what to check before you buy or renew. 2:11 AM · 27 Sept 2026 IRDAI Chairman Ajay Seth Pushes Cheaper, Easier Insurance Distribution: What Buyers Gain IRDAI Chairman Ajay Seth has said insurance must become more affordable and easier to buy, ET Now reports. Here is what distribution reform could mean for policy buyers, and what it does not yet change. 1:11 AM · 27 Sept 2026 IRDAI's Insurance Rules Proposal Draws Halan's Warning on Profits: What Policyholders Should Check Livemint reports Monika Halan saying profits built on policyholders' suffering are bad for the country, as IRDAI proposes new insurance rules. Here is what buyers should check before the rules settle. 3:11 PM · 26 Sept 2026 Halan Backs IRDAI Reforms, Seeks Deadline to End Insurance Mis-selling: What Buyers Should Do Monika Halan has welcomed IRDAI's reforms and says the industry needs a hard deadline to stop mis-selling, per ANI News. Here is what that means for anyone buying a policy. 2:11 PM · 26 Sept 2026 Heather Matarazzo Says Work Gap Threatens Her Health Cover: Lessons for Indian Job-Linked Insurance A US actor says she may lose health insurance because she has no work. For Indians, the story is a reminder that employer-only cover ends when the job does. 1:11 PM · 26 Sept 2026 PB Fintech Shares Fall on IRDAI Reform News: What Policyholders and Investors Should Do Now PB Fintech's stock dropped after news of IRDAI insurance reforms, as reported by India News Network. Existing policyholders are largely unaffected; here is what to check and what to avoid. 11:11 AM · 26 Sept 2026 IRDAI Commission Claw-Backs Could Make Insurance Mis-Selling Costlier: What Policyholders Gain A reported IRDAI proposal would make sellers return commission on mis-sold policies. Here is how claw-backs work, what could change for buyers, and what to do before any rule is final.

Gold, rates, the rupee and everything else moving household money.

8:11 AM · 27 Sept 2026 Nifty and Sensex Jump 3.5% on US-Iran Ceasefire: What It Means for Loans Before the RBI Decision Nifty and Sensex rallied about 3.5% on a US-Iran ceasefire, per Goodreturns. Your EMI and FD rate depend on the RBI MPC outcome, not on the rally itself. 5:11 PM · 26 Sept 2026 HDFC Bank Share Price Page in Focus: What a Stock Quote Means for Your Loan and Deposits Yahoo Finance Singapore's HDFC Bank quote page tracks the share, not your loan or FD. Here is what a stock price does and does not change for account holders, with EMI and deposit examples. 8:11 AM · 26 Sept 2026 Record $127 Billion Flows Into Indian Banks Under an RBI Scheme: What Savers and Borrowers Should Know BW Businessworld reports a record $127 billion has come into Indian banks through an RBI scheme. Here is what a flood of bank funding usually means for deposit rates, loan pricing and your EMI. 5:11 PM · 25 Sept 2026 Sitharaman Says UPI MDR Call Was Made on Merit: What It Means for Users and Merchants Finance Minister Nirmala Sitharaman says the UPI MDR decision was purely professional, with no outside pressure, as reported. Here is what merchant fees mean for your daily payments and wallet. 8:11 AM · 25 Sept 2026 Nifty 50 Eyes 23,000 and Bank Nifty 55,000 Support: What Elevated Bond Yields Mean for Borrowers Moneycontrol's trading plan asks whether Nifty 50 can hold 23,000 and Bank Nifty 55,000 amid high bond yields and oil. Here is what that means for your EMIs, deposits and SIPs. 5:14 PM · 23 Sept 2026 Eapro Global Raises Rs 40 Crore Ahead of FY28 IPO: What It Means for Investors Eapro Global has raised Rs 40 crore in funding ahead of a planned FY28 IPO, per Moneycontrol — a funding milestone, not yet an investment window for retail investors. 5:20 PM · 22 Sept 2026 FII Selling vs DII Buying in Sensex: What It Means for Your Savings FIIs are pulling back from Indian equities while domestic funds keep buying, per The Times of India. Here's what the tug-of-war means for savers and borrowers, not just traders. 8:11 AM · 21 Sept 2026 UPI's Free Ride Meets New MDR Regime: What Merchant Charges Mean for Shoppers and Shopkeepers Business Standard reports UPI is moving from free play to revenue under a new MDR regime. Payers see no fee today, but merchants and prices could feel it. 7:11 AM · 21 Sept 2026 Short-Term US Treasuries Draw Investors on Fed Inflation Hopes: What Indian Savers Should Know Investors are reportedly favouring short-term US Treasuries as a bet on the Fed winning its inflation fight. Here is what that does, and does not, change for Indian savers and borrowers. 5:11 AM · 21 Sept 2026 PSBs Eye Margin Relief From Loan Repricing as Rate-Hike Bets Build: What Borrowers Should Know Public sector banks see repricing of loans as a margin cushion if the RBI raises rates, per Business Standard. Here is what it could mean for floating-rate EMIs and fixed deposits. 4:11 AM · 21 Sept 2026 Banks Plan Common Project Finance Lending Norms: What It Means for Borrowers and Savers Banks are reportedly planning to align their project finance lending norms, per economictimes.com. Here is what that means, and does not mean, for home loan borrowers and depositors. 3:11 AM · 21 Sept 2026 HSBC India Leans on FCNR Deposit Inflows for Wealth, Retail Push: What It Means for NRIs The Economic Times reports that FCNR deposits will power HSBC's India wealth and retail banking push. Here is how FCNR(B) works and what it means for NRIs and resident savers.