LazyPay Review

Buy now pay later and personal loan app with credit line up to Rs 5 lakh.

FINTECHNo CIBIL NeededCredit LineZero PrepaymentZero Foreclosure

Quick Facts

₹5L

Max Loan

18.00% – 32.00% p.a.

Interest Rate

Instant

Disbursal

3 – 24 months

Tenure

2% of loan amount

Processing Fee

Rs 30,000 per month

Min Income

Loan Details & Charges

Loan Amount Rs 3,000 – Rs 5,00,000
Interest Rate 18.00% – 32.00% p.a.
Tenure 3 – 24 months
Processing Fee 2% of loan amount
Late Payment Penalty on overdue amount
Prepayment No prepayment charges
Foreclosure No foreclosure charges

Eligibility Criteria

Age 22-55 years
Min Income Rs 30,000 per month
CIBIL Score Not required
Employment salaried
Documents PAN Card, Aadhaar Card, Bank statement access

Our Verdict

LazyPay is a solid option in the instant loan space.

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LazyPay EMI Calculator

Disclaimer: BankCreds.com is a loan comparison platform and does not directly lend, disburse, or provide any financial products. We aggregate and display loan offers from RBI-registered banks and NBFCs to help you make an informed decision. All loan applications are processed directly by the respective lender. Interest rates, charges, eligibility, and terms shown are indicative and subject to the lender's final assessment. Please read the lender's terms and conditions carefully before applying.