Kissht Review
Personal loan app with amounts up to Rs 5 lakh and flexible EMI options.
FINTECHSelf-Employed OK
Quick Facts
₹5L
Max Loan
14.00% – 30.00% p.a.
Interest Rate
Within minutes
Disbursal
3 – 60 months
Tenure
Up to 5% of loan amount
Processing Fee
Rs 15,000 per month
Min Income
Loan Details & Charges
Loan Amount Rs 30,000 – Rs 5,00,000
Interest Rate 14.00% – 30.00% p.a.
Tenure 3 – 60 months
Processing Fee Up to 5% of loan amount
Late Payment Penalty on overdue EMI
Prepayment As per terms
Foreclosure As per loan terms
Eligibility Criteria
Age 21-60 years
Min Income Rs 15,000 per month
CIBIL Score 650+
Employment salaried, self-employed
Documents PAN Card, Aadhaar Card, Income proof
Our Verdict
Kissht is a solid option in the instant loan space.