PayRupik Review
Instant small-ticket personal loan app with amounts up to Rs 2.5 lakh.
FINTECHNo CIBIL Needed
Quick Facts
₹2.5L
Max Loan
20.00% – 36.00% p.a.
Interest Rate
Within minutes
Disbursal
3 – 12 months
Tenure
4% – 25% of loan amount
Processing Fee
Rs 25,000 per month
Min Income
Loan Details & Charges
Loan Amount Rs 1,000 – Rs 2,50,000
Interest Rate 20.00% – 36.00% p.a.
Tenure 3 – 12 months
Processing Fee 4% – 25% of loan amount
Late Payment Penalty on overdue amount
Prepayment As per terms
Foreclosure As per loan agreement
Eligibility Criteria
Age 18-55 years
Min Income Rs 25,000 per month
CIBIL Score Not required
Employment salaried
Documents PAN Card, Aadhaar Card
Our Verdict
PayRupik is a solid option in the instant loan space.