Nira Review

Credit line app for salaried professionals with amounts up to Rs 1 lakh.

FINTECHCredit LineZero PrepaymentZero Foreclosure

Quick Facts

₹1L

Max Loan

24.00% – 36.00% p.a.

Interest Rate

Within minutes

Disbursal

3 – 12 months

Tenure

2% – 7% of loan amount

Processing Fee

Rs 12,000 per month

Min Income

Loan Details & Charges

Loan Amount Rs 5,000 – Rs 1,00,000
Interest Rate 24.00% – 36.00% p.a.
Tenure 3 – 12 months
Processing Fee 2% – 7% of loan amount
Late Payment Penalty on overdue amount
Prepayment No prepayment charges
Foreclosure No foreclosure charges

Eligibility Criteria

Age 21-55 years
Min Income Rs 12,000 per month
CIBIL Score 681+
Employment salaried
Documents PAN Card, Aadhaar Card, Bank statement access

Our Verdict

Nira is a solid option in the instant loan space.

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Disclaimer: BankCreds.com is a loan comparison platform and does not directly lend, disburse, or provide any financial products. We aggregate and display loan offers from RBI-registered banks and NBFCs to help you make an informed decision. All loan applications are processed directly by the respective lender. Interest rates, charges, eligibility, and terms shown are indicative and subject to the lender's final assessment. Please read the lender's terms and conditions carefully before applying.