FlexSalary Review

Credit line and personal loan platform with amounts from Rs 1,000 to Rs 3 lakh.

FINTECHNo CIBIL NeededZero PrepaymentZero Foreclosure

Quick Facts

₹3L

Max Loan

18.00% – 42.00% p.a.

Interest Rate

Within minutes

Disbursal

3 – 36 months

Tenure

Up to 4.25% of loan amount

Processing Fee

Rs 8,000 per month

Min Income

Loan Details & Charges

Loan Amount Rs 1,000 – Rs 3,00,000
Interest Rate 18.00% – 42.00% p.a.
Tenure 3 – 36 months
Processing Fee Up to 4.25% of loan amount
Late Payment Penalty on overdue amount
Prepayment No prepayment charges
Foreclosure No foreclosure charges

Eligibility Criteria

Age 21-55 years
Min Income Rs 8,000 per month
CIBIL Score Not required
Employment salaried
Documents PAN Card, Aadhaar Card, Bank statement access

Our Verdict

FlexSalary is a solid option in the instant loan space.

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Disclaimer: BankCreds.com is a loan comparison platform and does not directly lend, disburse, or provide any financial products. We aggregate and display loan offers from RBI-registered banks and NBFCs to help you make an informed decision. All loan applications are processed directly by the respective lender. Interest rates, charges, eligibility, and terms shown are indicative and subject to the lender's final assessment. Please read the lender's terms and conditions carefully before applying.