Bajaj Finserv Review
Personal loan from Bajaj Finserv with amounts up to Rs 55 lakh and flexible EMI options.
NBFCRBI RegulatedSelf-Employed OK
Quick Facts
₹55L
Max Loan
10.00% – 31.00% p.a.
Interest Rate
Within 24 hours
Disbursal
12 – 96 months
Tenure
0.5% – 3.93% of loan amount
Processing Fee
Rs 35,000 per month
Min Income
Loan Details & Charges
Loan Amount Rs 40,000 – Rs 55,00,000
Interest Rate 10.00% – 31.00% p.a.
Tenure 12 – 96 months
Processing Fee 0.5% – 3.93% of loan amount
Late Payment 2% per month on overdue amount
Prepayment Part-prepayment allowed after 12 EMIs; charges apply
Foreclosure Allowed after 12 EMIs with applicable charges
Bounce Charges Rs 800 per bounce
Eligibility Criteria
Age 21-59 years
Min Income Rs 35,000 per month
CIBIL Score 685+
Employment salaried, self-employed
Documents PAN Card, Aadhaar Card, Salary slips (3 months), Bank statements (6 months), Employment proof
Our Verdict
Bajaj Finserv is a solid option in the instant loan space.