ICICI Bank Personal Loan Review
Personal loan from ICICI Bank with instant approval and amounts up to Rs 50 lakh.
BANKRBI RegulatedSelf-Employed OK
Quick Facts
₹50L
Max Loan
9.99% – 24.00% p.a.
Interest Rate
Within 3 seconds for pre-approved
Disbursal
12 – 72 months
Tenure
Up to 2% of loan amount
Processing Fee
Rs 30,000 per month
Min Income
Loan Details & Charges
Loan Amount Rs 50,000 – Rs 50,00,000
Interest Rate 9.99% – 24.00% p.a.
Tenure 12 – 72 months
Processing Fee Up to 2% of loan amount
Late Payment 2% per month on overdue EMI
Prepayment Up to 5% on outstanding principal
Foreclosure Up to 5% after 12 months
Bounce Charges Rs 750 per bounce
Eligibility Criteria
Age 20-58 years
Min Income Rs 30,000 per month
CIBIL Score 750+
Employment salaried, self-employed
Documents PAN Card, Aadhaar Card, Salary slips (3 months), Bank statements (6 months), Form 16 / ITR
Our Verdict
ICICI Bank Personal Loan is a solid option in the instant loan space.