RapidMoney App Reviews, Customer Care Number & Details

A brand-new small-cash-loan app lending Rs 5,000 to Rs 15,000 for 40 to 60 days via RBI-registered NBFC partners, with a steep 15% processing fee.

This RapidMoney app review covers interest rates, eligibility, charges, documents and real borrower feedback, along with the verified RapidMoney customer care number and support email — plus the RBI grievance route if a complaint is not resolved in 30 days.

FINTECH (LENDING PARTNER MODEL)
Reviewed by BankCreds App Review Team· App Review Analysts Updated 28 July 2026

RapidMoney is one of the newest small-cash-loan apps in India, launched in December 2025 by the team behind SwitchMyLoan. It lends Rs 5,000 to Rs 15,000 for 40 to 60 days through named RBI-registered NBFC partners, with a fully digital Aadhaar-plus-PAN process and a claimed 24-hour disbursal.

The catch is the cost. A 15% processing fee plus taxes on a loan that lasts barely six weeks is payday-style pricing: on our maths, the all-in cost of a typical loan annualizes to roughly 200%. Add zero track record, no published late-payment terms, and an about page that wrongly calls the operator an NBFC, and caution is the only sensible starting point.

Quick Facts

₹15,000

Max Loan

36.5% – 54.75% p.a. (quoted as 0.1% – 0.15% per day), before the 15% processing fee

Interest Rate

Decision in minutes; disbursal within 24 hours (company claim)

Disbursal

1 – 1.3 months

Tenure

15.0% plus applicable taxes; additionally a non-refundable ₹199 'Loan Assessment Fee' charged by the lending partner even if the loan is rejected

Processing Fee

Rs 20,000 per month

Min Income

Our Ratings

Disbursal speed 3.0/5

A decision in minutes and 24-hour disbursal are company claims we cannot yet verify against real borrower reports.

Interest & cost 1.5/5

36.5% – 54.75% p.a. plus a 15% + taxes fee on a 40-60 day loan; all-in cost annualizes near 200%, among the most expensive structures we have reviewed.

App experience 2.5/5

A clean, fully digital Aadhaar + PAN flow on paper, but no rating history or user base to confirm how it performs.

Customer support 2.0/5

No visible grievance officer details or KFS samples, and no track record of complaint handling to assess.

Safety & transparency 2.5/5

Real RBI-registered NBFC partners lift it above anonymous apps, but the operator miscalls itself an NBFC, penalty terms are unpublished, and the app is months old.

Loan Details & Charges

Loan Amount Rs 5,000 – Rs 15,000
Interest Rate 36.5% – 54.75% p.a. (quoted as 0.1% – 0.15% per day), before the 15% processing fee
Tenure 1 – 1.3 months
Processing Fee 15.0% plus applicable taxes; additionally a non-refundable ₹199 'Loan Assessment Fee' charged by the lending partner even if the loan is rejected
Late Payment Not published anywhere on the website or product page
Prepayment Not published
Foreclosure Not published

Eligibility Criteria

Age 22-58 years
Min Income Rs 20,000 per month
Employment salaried
Documents PAN, Aadhaar, bank statement, payslip, work email

What It Actually Costs

Loan amount Rs 10,000
Tenure 40 days
Monthly EMI Rs 10,500 (single bullet repayment)
Total interest ≈ Rs 500 (at ~0.125%/day mid-band)
Processing fee Rs 1,500 (15%) + GST ≈ Rs 1,770
Total repayment ≈ Rs 12,270 total outgo including the fee

Illustrative mid-band. Roughly Rs 2,270 of cost on a Rs 10,000 loan in 40 days is about 22-23% of the amount, near 200% annualized. Fees are typically deducted or collected upfront; confirm your Key Fact Statement.

Try the RapidMoney EMI calculator

Pros

  • Named RBI-registered NBFC lending partners (Fintree Finance and Pooja Finstock verify against RBI records)
  • Tiny Rs 5,000 – Rs 15,000 tickets cap how much a single loan can hurt
  • Fully digital Aadhaar + PAN process with a bureau-based decision in minutes and claimed 24-hour disbursal
  • The product page does publish its daily rate and processing fee, which many small apps hide entirely
  • Built by the experienced SwitchMyLoan team rather than an anonymous operator

Cons

  • A 15% + taxes processing fee on a 40-60 day loan: the fee alone annualizes to well over 135%
  • All-in cost of a typical loan works out near 200% a year, payday-style economics
  • No published late-payment, prepayment or foreclosure terms anywhere
  • Launched December 2025, so there is no track record and no independent user feedback yet
  • Its own about page calls the operator a "trusted NBFC" when it is actually an LSP, a basic transparency failure
  • Salaried-only with a Rs 20,000 monthly income floor, and disclosures are inconsistent (40 vs 60 days; no rates on the homepage)

Our Verdict

RapidMoney only makes sense for a salaried borrower facing a genuine 1-2 month emergency who has no access to cheaper regulated credit and is certain of repaying in a single cycle. The real NBFC partners (Fintree and PFIL verify as RBI-registered) put it a rung above anonymous loan apps, and the tiny Rs 5,000 – Rs 15,000 tickets limit how much damage one loan can do. But the cost story is brutal. The 15% + taxes processing fee works out to roughly Rs 1,770 on a Rs 10,000 loan, before interest of 0.1% – 0.15% per day even starts. That is around 22-24% of the loan gone in 40 days, near 200% annualized. mPokket, True Balance or a salary advance from an established lender will almost always be cheaper. Two further cautions. RapidMoney's own about page calls it a "trusted NBFC" when it is actually a loan service provider, and it publishes no late-payment or foreclosure terms at all. Until it builds a track record and fixes those gaps, treat it as a last resort, and verify you are installing package com.rapid_money, not one of several confusingly named lookalikes.

Who RapidMoney suits

Salaried borrowers (Rs 20,000+ monthly income) facing a genuine one-off emergency of Rs 5,000 – Rs 15,000
People certain they can repay in a single 40-60 day cycle, with no chance of rollover
Borrowers who have already been declined by cheaper regulated lenders and want named NBFC partners rather than an anonymous app

Look elsewhere if

You qualify for almost any mainstream option: mPokket, True Balance, a salary advance or a credit-card limit will nearly always cost less
There is any chance you will pay late, since RapidMoney publishes no late-payment or foreclosure terms at all
You want a lender with a track record; this app launched in December 2025 and has no independent review history
You are self-employed: the product page lists salaried borrowers only

Things to Watch

  • The 15% + taxes processing fee on a 40-60 day loan is payday-style pricing: the all-in cost plausibly exceeds 150-200% annualized, so compute your total outgo before accepting
  • Interest is framed as 0.1% – 0.15% per day to look small; that is 36.5% – 54.75% a year before the fee
  • No late-payment, bounce or foreclosure charges are published anywhere, so you cannot know what a missed date costs until it happens
  • RapidMoney's about page calls itself a "trusted NBFC" though the operator is a loan service provider, not an RBI-registered lender
  • High name-confusion risk: it is not RapidRupee and not "RapidMoney - Fast Loan". Install only package com.rapid_money from the official Play Store link

How to Apply for RapidMoney

  1. 1

    Verify you have the right app

    Install only package com.rapid_money from the official Play Store link on rapidmoney.in. It is not RapidRupee, and several lookalike apps use similar names.

  2. 2

    Register and complete KYC

    Sign up with your mobile number, then verify Aadhaar and PAN and upload your bank statement, latest payslip and work email.

  3. 3

    Get your decision and offer

    The bureau-based engine gives a decision in minutes. Choose your amount (Rs 5,000 – Rs 15,000) and tenure (40-60 days), then read the Key Fact Statement for the all-in cost.

  4. 4

    Set up the eMandate and receive funds

    Approve the repayment eMandate; RapidMoney claims disbursal within 24 hours. Before confirming, ask in writing what late-payment charges apply, since none are published.

Documents Required

PAN card
Aadhaar (for digital KYC)
Recent bank statement
Latest payslip
Work email ID

What Real Users Say

No reliable Play Store rating or review count exists yet. We will revisit this review once real borrower feedback accumulates; until then, absence of complaints is not evidence of good conduct.

Too new to judge. RapidMoney launched in December 2025 and, as of July 2026, there is no meaningful volume of independent reviews or complaints to assess.

What users love

Nothing verifiable yet; the app has not been in the market long enough to build a genuine review base.

Common complaints

None recorded yet either, which says more about the app's age than its conduct. The unpublished penalty terms mean early borrowers are effectively the test group.

How RapidMoney Compares

vs mPokket — The most direct rival: micro-loans from around Rs 500 with years of track record and a large review base. RapidMoney has neither yet, and its 15% fee is harder to justify.

vs True Balance — True Balance lends small tickets through its own RBI-registered NBFC with longer tenures, a cleaner structure than RapidMoney's LSP model with unpublished penalty terms.

vs KreditBee — KreditBee scales from small loans up to Rs 5 lakh with monthly EMIs, a graduation path RapidMoney's fixed 40-60 day bullet loans cannot offer.

How we tested

We reviewed RapidMoney's published rates, fees and eligibility on rapidmoney.in and its Play Store listing, cross-checked its three named lending partners against RBI NBFC records, and searched the Play Store and consumer forums for user feedback (the app is too new to have any meaningful volume). Any future complaints would be user-reported allegations, not adjudicated findings. Figures are accurate as of July 2026; always read the Key Fact Statement for your actual all-in cost before signing the eMandate.

RapidMoney Customer Support Details

RapidMoney publishes no phone number at all — support is email-only, with a named individual as the grievance contact. Note the domain carefully: an unrelated overseas service operates at rapidmoneyapp.com. RapidMoney lends through three partner NBFCs, so identify which one holds your loan before escalating.

RapidMoney customer care number NA
RapidMoney WhatsApp number NA
RapidMoney customer support email ID support@rapidmoney.in
Registered lending entity MoneyTime Technology Solutions (LSP) lending via RuLoans, PFIL Finance and Fintree Finance
RapidMoney grievance officer email avinash.dhivar@rapidmoney.in

Verified from RapidMoney's official contact or grievance page on 2026-09-13. Companies change helplines without notice — cross-check inside the app before calling, and never share an OTP, PIN or card details with anyone claiming to be support. Full RapidMoney customer care page → All lender, bank & insurer contacts →

Frequently Asked Questions

Is RapidMoney RBI registered?
Lending in India can only be done by an RBI-regulated bank or NBFC, but many loan apps are not themselves the lender — they are digital lending platforms operating for a partner NBFC. For RapidMoney, the registered lending entity is MoneyTime Technology Solutions (LSP) lending via RuLoans, PFIL Finance and Fintree Finance. To verify for yourself: open the app and find the lender name it is required to disclose, then search that exact name in the RBI's public list of registered NBFCs on rbi.org.in. If an app will not tell you which regulated entity is lending you the money, treat that as a reason not to borrow from it.
What is the RapidMoney customer care number?
RapidMoney does not publish a general customer care phone number publicly. Raise queries through the in-app support or help section, where your loan account is already linked, or use the contact details shown on its official website. Never call a number found in a search snippet, social media reply or directory listing without verifying it against the app itself.
How do I file a complaint against RapidMoney?
Work the escalation ladder in order. First, raise the complaint with RapidMoney support (support@rapidmoney.in) and insist on a written complaint reference number — a call with no reference number effectively did not happen. If it is unresolved, escalate to the grievance redressal officer at avinash.dhivar@rapidmoney.in. The regulated entity has 30 days to resolve it. After that, you can complain free of cost to the RBI Ombudsman at cms.rbi.org.in — no lawyer is needed, and the decision is binding on the lender.
How do I stop harassment calls from RapidMoney recovery agents?
RBI's rules on recovery conduct are specific: agents may not call before 8 a.m. or after 7 p.m., may not use threats, abuse or intimidation, and may not contact people from your phonebook to shame you. Blanket access to your contacts and photos is prohibited for digital lenders. If this is happening, save the evidence — call logs, screenshots, recordings — and complain to the lender's grievance officer (avinash.dhivar@rapidmoney.in), then to the RBI Ombudsman at cms.rbi.org.in if it continues. If the app is not a regulated entity at all, report it on the RBI Sachet portal (sachet.rbi.org.in) and to the cyber-crime helpline 1930 or cybercrime.gov.in. Harassment, morphed images and contact-list shaming are criminal offences regardless of whether you owe money.

Download RapidMoney

Get instant loan in minutes

Apply Now

Compare With

Compare Apps

All Loan App Reviews

See how RapidMoney stacks up against every other instant loan app we've reviewed — compare ratings, max loan and rates side by side.

Rank App Rating Max Loan Rate Review
1

Viva Money

FincFriends Private Limited

4.9 ₹2L 18% to 40% a year Read Review
2

Money Bro

JMJ Fintech Limited

4.9 ₹50,000 18.25% to 73% a year Read Review
3

B4Salary

Kisga Leasing & Finance Private Limited

4.8 ₹1L 35% to 36% a year Read Review
4

Bajaj Finserv

4.6 ₹55L 10.00% – 30.50% p.a. Read Review
5

Navi

4.6 ₹20L 9.90% – 29.00% p.a. Read Review
6

RupeeRedee

Fincfriends Private Limited

4.6 ₹2.5L 28% to 58% a year Read Review
7

CredMe

Exude Vincom Private Limited

4.6 ₹1.5L Up to 35% a year Read Review
8

Branch

Branch International Financial Services Private Limited (co-lending: Northern Arc Capital Limited; Vivriti Capital / Hari and Company Investments Madras Private Limited)

4.6 ₹5L 12% to 66% a year Read Review
9

Orrish

Orrish Finance Private Limited

4.6 ₹7L 12% – 30% p.a. on personal loans (Play); up to 1% per day on loans of up to 90 days Read Review
10

FlexiLoans Business Loan

4.58 ₹50L 12% – 28% p.a. (official: 'from 1%/month'; ceiling unpublished) Read Review
11

KreditBee

KrazyBee Services Limited (NBFC) plus partner lenders: Northern Arc Capital, MAS Financial Services, PayU Finance India, Kisetsu Saison Finance, Piramal Finance, Cholamandalam, Mirae Asset Financial S

4.5 ₹10L 12.00% – 28.50% p.a. Read Review
12

MoneyView

Multiple partner NBFCs/banks: Whizdm Finance Pvt Ltd (Moneyview group NBFC), Aditya Birla Finance, DMI Finance, Clix Capital, Kisetsu Saison Finance, SMFG India Credit, Piramal Capital & Housing Finan

4.5 ₹10L 14.00% – 24.00% p.a. Read Review
13

Home Credit

Home Credit India Finance Pvt. Ltd. (NBFC; subsidiary of TVS Holdings Ltd.)

4.5 ₹4.8L 19.20% – 44.00% p.a. Read Review
14

Fibe

NBFC partners

4.5 ₹10L 18.00% – 36.00% p.a. Read Review
15

Piramal Finance

Piramal Finance Limited (formerly Piramal Capital & Housing Finance Limited)

4.5 ₹25L 12.99% – 24.00% p.a. Read Review
16

True Balance

True Credits Private Limited (group NBFC) plus partner NBFCs: Grow Money Capital, InCred Financial Services, Vivriti Capital, Northern Arc, OXYZO Financial Services

4.5 ₹2L 28.80% – 36.00% p.a. Read Review
17

SalaryOnTime

Kasar Credit & Capital Private Limited, Karn Securities Private Limited

4.5 ₹1L 35% to 36% a year Read Review
18

TezCredit

Finagle Financial Services Private Limited

4.5 ₹2.5L 12% to 36% a year Read Review
19

TapLend

Barbarik Finco Private Limited (formerly Baba Lease and Investment Private Limited)

4.5 ₹2L 24% to 36% a year Read Review
20

CashVia

Grow Money Capital Private Limited

4.5 ₹2L Not published Read Review
21

LendingPlate

Unifinz Capital India Limited (NBFC, RBI CoR 14.00233)

4.5 ₹2.5L 12% – 30% p.a. Read Review
22

mPokket

mPokket Financial Services Private Limited (NBFC; LSP/app owner: Maybright Ventures Private Limited)

4.4 ₹2L 22.00% – 36.00% p.a. Read Review
23

LazyPay

NBFC partners

4.4 ₹5L 18.00% – 32.00% p.a. Read Review
24

Kissht

SiCreva Capital Services Pvt. Ltd. (OnEMI/Kissht group NBFC) plus financing partners (logos: Aditya Birla, Mirae Asset Financial Services, Northern Arc, Piramal, SMFG, Suryoday, Utkarsh, Vivriti, MAS)

4.4 ₹5L 14.00% – 30.00% p.a. Read Review
25

Freo

Multiple partners: Kisetsu Saison Finance (India) Pvt Ltd, SMFG India Credit, InCred Finance, RBL Bank, Apollo Finvest (India) Ltd, Cholamandalam, Lendbox, Komac Investments & Finance, Aspire Finance,

4.4 ₹5L 13.00% – 36.00% p.a. Read Review
26

Nira

Multiple NBFC partners (LSP model): Northern Arc Capital, Niyogin Fintech, Avanti Finance, PayU Finance, Trillion Loans (formerly BharatPe-linked), Komac Investments and Finance (KIFPL); NIRA = Shuhar

4.4 ₹1L 24.00% – 36.00% p.a. Read Review
27

RapidRupee

Bee Pee Jay Finance Limited (group NBFC); Yuvaraj Finance Private Limited (partner)

4.4 ₹20,000 12% to 36% a year Read Review
28

PayMe

ScaleUp Financial Services Private Limited (formerly PayMe India Financial Services Private Limited); also Finkurve Financial Services Limited (Arvog) and Ruloans Financial Services Private Limited

4.4 ₹5L 18% to 36% a year Read Review
29

CreditSea

Partner NBFCs: Chhotaria Securities Pvt Ltd (NBFC Reg B-05.04798), Meghdoot Mercantile Pvt Ltd (B-05.03357), CP Capital Ltd, TapStart Capital Pvt Ltd, Coffers Finvest Ltd (formerly GSB Finance). Credi

4.4 ₹2L 14% – 36% p.a. Read Review
30

CASHe

Bhanix Finance and Investment Limited (NBFC)

4.3 ₹3L 33.50% – 36.00% p.a. Read Review
31

FlexSalary

Vivifi India Finance Private Limited (RBI CoR N-09.00447)

4.3 ₹3L 18.00% – 42.00% p.a. Read Review
32

OLYV

Multiple partner NBFCs (homepage logos: InCred, Northern Arc, PayU Finance, Poonawalla Fincorp, Upmove, Vivriti Capital); platform is SmartCoin Financials Pvt. Ltd.

4.3 ₹5L 18.00% – 36.00% p.a. Read Review
33

Rupee112

Aadhar India Finvest Limited

4.3 ₹5L Up to 35% a year Read Review
34

Chinmay Finlease

Chinmay Finlease Limited

4.3 ₹5L 28% to 36.5% a year Read Review
35

Bright Loans

Avinash Capital Markets Private Limited

4.3 ₹1.2L 35% to 487% a year Read Review
36

BharatLoan

Solomon Capital Private Limited

4.3 ₹5L 35% to 365% a year Read Review
37

My Money Bazaar

Bansal In Hold Limited (also Aasra Fincorp Private Limited)

4.3 ₹5L 0.077% – 0.10% a day in Play examples (28.1% – 36.5% a year); APR up to 115.03% Read Review
38

CashPey

Naman Commodities Private Limited

4.3 ₹5L 18% – 36% p.a. (Play listing); APR up to 50% Read Review
39

RING Power Loan

Si-Creva Capital Services Pvt Ltd (in-house, RBI reg N-13.02129), Northern Arc Capital, MAS Financial Services, Utkarsh Small Finance Bank

4.3 ₹5L 32% – 57% p.a. Read Review
40

Stashfin

Akara Capital Advisors Private Limited (NBFC); co-lending partners Cholamandalam Investment and Finance Co Ltd, Northern Arc Capital Ltd, Oxyzo Financial Services Pvt Ltd

4.2 ₹5L 11.99% – 59.99% p.a. Read Review
41

PayRupik

Sayyam Investments Pvt. Ltd. (RBI-registered NBFC)

4.2 ₹2.5L 20.00% – 36.00% p.a. Read Review
42

Oro Money

Tenmark Capital Private Limited (Orocorp's own NBFC subsidiary); also Kumbhat Financial Services Limited and Sunita Finlease Limited (personal and bridge loans); gold loans also funded by The Federal Bank Limited (a bank)

4.2 ₹25L 9.9% to 35% a year Read Review
43

Kubiz Capital

Kubiz Capital Private Limited

4.2 ₹1L 18% to 36% a year Read Review
44

Direct Credit

Meet Finance Private Limited

4.2 ₹200L From 9.99% a year Read Review
45

Hero FinCorp

Hero FinCorp Limited (NBFC, lends directly)

4.2 ₹7L 18% p.a. onwards (no published cap) Read Review
46

TrustPaisa

Thanvir Bros Private Limited and Sonu Marketing Private Limited (Brahma Finance)

4.1 ₹45,000 Up to 36% a year Read Review
47

ATM Cred

Swastik Finance Limited

4.1 ₹1L 18% – 36% APR (Play); up to 3% per month (lender page) Read Review
48

Pocketly

Speel Finance Company Private Limited (NBFC; owns and operates Pocketly)

4.1 ₹50,000 24% – 36% p.a. (all-in APR up to ~132% with fees, per third-party listings) Read Review
49

HDFC Bank Pre-approved Personal Loan (Insta)

HDFC Bank Limited (scheduled private sector bank)

4 ₹50L 9.99% – 24.00% p.a. Read Review
50

ICICI Bank Personal Loan

ICICI Bank Limited (scheduled private sector bank)

4 ₹50L 9.99% – 16.50% p.a. Read Review
51

Axis Bank Instant Loan

Axis Bank Limited (scheduled private-sector bank; lends directly)

4 ₹50L 9.99% – 22.00% p.a. Read Review
52

The Zenith Loan

Zenith Machinery Private Limited

4 ₹1L 264% to 456% a year Read Review
53

Snap Paisa

Ampire Finance Private Limited

4 ₹1L 15% to 35% a year Read Review
54

SalariedLoan

Gopi Securities Private Limited

4 ₹5L 35% a year Read Review
55

Sabka Loan

Mahashakti Financiers Limited

4 ₹1L Up to 36% a year Read Review
56

RupeeGo

Salora Capital Limited

4 ₹5L Up to 36% a year Read Review
57

Paisa Daily

Ready Leasings Private Limited

4 ₹50,000 365% a year Read Review
58

PaisaBoxx

Sawalsha Leasing & Finance Private Limited

4 ₹1L Not published Read Review
59

Ola Loan

InCred Financial Services, Tata Capital, Kisetsu Saison Finance (Credit Saison India), Poonawalla Fincorp, DMI Finance and other partners named by Ola Financial Services

4 ₹10L Not published Read Review
60

Money Finserve

Gopi Securities Private Limited

4 ₹5L 35% a year Read Review
61

KredTap

Salora Capital Limited (the website also names Capital Trade Links Limited)

4 ₹1L 12% to 32.5% a year Read Review
62

Kredito24

North East Hire Purchase Company (India) Private Limited (also GSD Trading And Financial Services Private Limited and Asomi Finance Private Limited)

4 ₹40,000 0% to 73% a year Read Review
63

Fundo Baba

U.Y. Fincorp Limited

4 ₹1L 182.5% to 365% a year Read Review
64

CashToYou

Mount Shikhar Financial Services Limited, Savantika Vanijya Private Limited

4 ₹40,000 0% to 73% a year Read Review
65

Apollo Finvest

Apollo Finvest (India) Limited

4 ₹50,000 Not published Read Review
66

Dhan Pocket

Pawansut Holdings Limited (named by Dhan Pocket; the NBFC's own website does not list it)

4 ₹1L 0.5% – 1% per day (182.5% – 365% a year); the site also prints an APR of 15% – 35% Read Review
67

DhanCash

Ind Global Securities Limited

4 ₹1L 0.4% – 1.1% per day (146% – 401.5% a year) Read Review
68

Aditya Birla Personal Loan

Aditya Birla Capital Limited (NBFC-ICC, Upper Layer; Aditya Birla Finance merged into it)

4 ₹50L 10% – 28% p.a. Read Review
69

DigiCredit

Khosya Finlease Private Limited (NBFC); DSG Investments Private Limited also shown as a partner

4 ₹75,000 Up to 36% p.a. (stated cap; floor not disclosed) Read Review
70

FatakPay

FDPL Finance Private Limited (wholly-owned RBI-registered NBFC subsidiary, sole lender)

4 ₹5L 18% – 40% p.a. Read Review
71

InstaMoney

Innofin Solutions Private Limited; Aeroflex Finance Private Limited (NBFCs). InstaMoney is operated by Roctogen Services Pvt Ltd (not an NBFC).

4 ₹1L 24% – 48% p.a. Read Review
72

Ram Fincorp

R.K. Bansal Finance Private Limited (NBFC, self-declared RBI registration B-14.00700); Ram Fincorp = Kundanmal Technology Pvt Ltd, LSP only

4 ₹2L 15% – 35% p.a. (listed) Read Review
73

RapidMoney

RuLoans Financial Services Pvt Ltd; Pooja Finstock International Ltd (PFIL Finance); Fintree Finance Pvt Ltd — RapidMoney (MoneyTime Technology Solutions Pvt Ltd) is an LSP

4 ₹15,000 36.5% – 54.75% p.a. (quoted as 0.1% – 0.15% per day), before the 15% processing fee You're here
74

Unity SFB Personal Loan

Unity Small Finance Bank Limited (bank, lends on own book)

4 ₹5L 16% – 30% p.a. Read Review
75

Zype

Respo Financial Capital Private Limited

4 ₹5L 18% – 34% p.a. Read Review
76

True Fund

4 ₹0 Not disclosed Read Review
77

Tap4Credit

4 ₹0 Not disclosed Read Review
78

Poonawalla Fincorp

4 ₹5L 16% p.a. onwards (no published cap) Read Review
79

PayTrust

4 ₹0 Not disclosed Read Review
80

HDFC SmartEMI

HDFC Bank Limited (scheduled private sector bank)

4 ₹0 From 0.99% per month; rates actually charged Apr–Jun 2026: 10.80%–24.96% p.a. Read Review
81

DMI Finance

4 ₹10L 13.99% – 24.90% p.a. Read Review
82

BharatPe Credit Line

YES Bank (Pay Later line); personal loans via BharatPe Capital, Unity Small Finance Bank, Poonawalla Fincorp, InCred, Piramal Finance, Aditya Birla Capital, L&T Finance and other partner lenders

4 ₹15L 18% – 70% p.a. Read Review
83

Chintamani Finlease

Chintamani Finlease Limited

3.8 ₹3L Up to 26% a year Read Review
84

ZapCash

Weekline Investment & Trading Co. Limited (also BMW Fin-Invest Private Limited)

3.8 ₹5L 12% – 30% p.a. advertised; lender policy prices payday loans at 0.10% – 1.00% per day Read Review
85

AbhiCash

C.N.M.P. Investments Private Limited

3.6 ₹2L 14% to 36% a year Read Review
86

Omozing

Aparampaar Finance Private Limited

3.5 ₹25L 11% to 59% a year Read Review
87

Instant Mudra

Chintamani Finlease Limited

3.5 ₹30,000 Up to 66% a year Read Review
88

Cash247

Meghdoot Mercantile Private Limited

3.5 ₹2L 12% to 32.5% a year Read Review
89

Udhaar Box

Moneyplus Financial Services Limited

3.4 ₹50,000 10.5% to 365% a year Read Review
90

Prefr

Aditya Birla Capital Finance, Poonawalla Fincorp, SMFG India Credit, Zype, MAS Financial Services

3.2 ₹5L 18% – 30% p.a. Read Review
91

SalaryMantra

Bagmane Traders Private Limited

3.1 ₹1.5L Up to 35% a year Read Review
92

SMFG India Credit

SMFG India Credit Company Limited

2.6 ₹10L 12.50% – 30.00% p.a. Read Review

Disclaimer: BankCreds.com is a loan comparison platform and does not directly lend, disburse, or provide any financial products. We aggregate and display loan offers from RBI-registered banks and NBFCs to help you make an informed decision. All loan applications are processed directly by the respective lender. Interest rates, charges, eligibility, and terms shown are indicative and subject to the lender's final assessment. Please read the lender's terms and conditions carefully before applying.