Paisa Daily App Reviews, Customer Care Number & Details

Web-only payday loans up to ₹50,000 for 7 to 30 days from Kolkata NBFC Ready Leasings

This Paisa Daily app review covers interest rates, eligibility, charges, documents and real borrower feedback, along with the verified Paisa Daily customer care number and support email — plus the RBI grievance route if a complaint is not resolved in 30 days.

NBFCRBI Regulated

Reviewed by BankCreds App Review Team· App Review Analysts Updated 30 October 2026

Paisa Daily is a website-only payday loan brand, and the lender is the company behind it: Ready Leasings Private Limited, a Kolkata NBFC listed in RBI's register. What you most need to know is the price, since loans run 7 to 30 days at 1% a day plus a 10% fee, and its own sample Key Fact Statement shows a 509% APR. There's no Google Play app as of October 2026, so everything from KYC to e-signing happens in your browser. To its credit, the rate, fee and late charges are spelled out before you apply, and the calculator follows the same pricing as the sample KFS. What we couldn't find is a track record: there are no store reviews, the partner disclosure has placeholder rows, and the pages disagree on the maximum loan.

Quick Facts

₹50,000

Max Loan

365% a year

Interest Rate

Within 2 hours by IMPS after approval and eNACH registration (company claim)

Disbursal

7 to 30 days

Tenure

10% + GST

Processing Fee

₹20,000 per month

Min Income

Our Ratings

Disbursal speed 2.5/5

The site promises approval in under 30 minutes and payout within 2 hours of the eNACH mandate, but there are no reviews and we didn't borrow.

Interest & cost 0.5/5

Interest of 1% a day plus a 10% fee and GST, which its own sample Key Fact Statement puts at a 509% APR.

App experience 2.0/5

There's no app, only a browser journey with DigiLocker KYC and a clear calculator, and its pages disagree on loan limits and minimum age.

Customer support 2.5/5

Support and grievance emails, a named grievance officer, working hours and an escalation path are published, but the only phone line is a mobile number.

Safety & transparency 2.5/5

The lender is on RBI's register and lists Paisa Daily, but the platform has no track record and its partner disclosure is still a placeholder.

Loan Details & Charges

Loan Amount ₹5,000 to ₹50,000

Interest Rate 365% a year

Tenure 7 to 30 days

Processing Fee 10% + GST

Late Payment 1.25% per day on the overdue amount

Foreclosure No prepayment penalty; interest is charged only for the days used; 3-day cooling-off exit

Bounce Charges ₹500 + 18% GST (₹590) per failed auto-debit

Eligibility Criteria

Age 21-58 years

Min Income ₹20,000 per month

Employment Salaried only

Documents Aadhaar, PAN, last 3 months' salary slips, last 3 months' bank statement, live selfie, and an employment letter if under 6 months in the job

What It Actually Costs

Loan amount ₹25,000

Tenure 30 days (about 1 month), one repayment

Monthly EMI ₹32,500 in one payment on day 30 (no EMIs)

Total interest ₹7,500 (1% a day for 30 days)

Processing fee ₹2,950 (10% = ₹2,500 + 18% GST of ₹450), deducted upfront

Total repayment ₹32,500

Built from Paisa Daily's own sample Key Fact Statement: 1% a day flat, which is 365% a year before fees, so the monthly EMI formula does not apply to this one-payment loan. You'd receive ₹22,050 and repay ₹32,500, so ₹10,450 is the price of ₹22,050 for 30 days.

Try the Paisa Daily EMI calculator

Pros

The lender, Ready Leasings, is on RBI's NBFC register and lists Paisa Daily on its own company website
Rate, fee, GST and late charges are stated upfront, and the calculator uses the same pricing as the KFS
No prepayment penalty, and interest runs only for the days you keep the money
A 3-day cooling-off period lets you exit early without a penalty
The privacy policy says it never reads your contacts, call logs, SMS or stored files

Cons

Interest of 1% a day plus a 10% fee and GST, with a 509% APR in its own sample
Loans last only 7 to 30 days and are repaid in one lump sum, not EMIs
Late payment costs 1.25% a day on the overdue amount, plus ₹590 for each failed auto-debit
Only salaried people earning at least ₹20,000 a month can apply
No app-store listing and no independent user reviews, so its service record can't be checked

Our Verdict

Paisa Daily is a regulated lender with an unusually plain price tag, and the price is the problem. Ready Leasings appears in RBI's NBFC register at the same Kolkata address the site prints, and its company website lists Paisa Daily among its partners. The home page, FAQ and sample KFS all agree on the terms: 1% a day on the full amount, a 10% fee plus GST taken off before payout, and 1.25% a day on anything overdue. Its own example shows what that means. Borrow ₹25,000 for 30 days and ₹22,050 reaches your bank, but you owe ₹32,500 a month later. That's ₹10,450 for the use of ₹22,050 for one month. With a single lump-sum repayment due that soon, it's easy to end up borrowing again just to clear the first loan. We'd also want more history before handing over Aadhaar and bank data. The platform looks new, has no public reviews and still carries placeholder text in a regulatory disclosure. If you need ₹5,000 to ₹50,000, get quotes from Play-listed, regulated apps such as mPokket or Pocketly first, and borrow here only if you're sure you can repay on payday.

Who Paisa Daily suits

Salaried borrowers earning ₹20,000 or more a month who need a small sum for a few days and are certain of repaying on payday

People who'd rather apply on a website than install a loan app

Borrowers who want the full rupee cost shown before they apply

Look elsewhere if

You need more than a few weeks to repay, or want monthly EMIs instead of one lump sum

You're self-employed, since Paisa Daily lends only to salaried people

You want a lender with a public track record and an app-store listing you can check first

Not sure the app is genuine? Is Paisa Daily real or fake? How to check it yourself

Things to Watch

Very high cost: its own representative Key Fact Statement shows a 509% APR on a 30-day loan.
Every loan is due in full within 30 days, the kind of short-term loan Google Play doesn't let apps promote, and there's no Play app.
Its pages disagree: up to ₹50,000 on the home page but ₹5,000 to ₹1,00,000 on the About and Press pages, and age 21 to 58 on the home page but 18 or above in the terms.
The lending partner disclosure still shows placeholder rows instead of naming any service providers, though the footer credits eFuture Tech Pvt Ltd.
Testimonials on the lender's website can't be verified, and one praises a self-employed approval even though Paisa Daily says it lends only to salaried people.

How to Apply for Paisa Daily

1

Type the website address yourself

Open the Paisa Daily website in your browser and ignore loan links sent on WhatsApp or SMS. There's no app to install.
2

Verify your mobile and fill the form

The form runs in five steps: mobile OTP, personal details, employment, the loan amount, then your documents.
3

Complete KYC and income checks

PAN and Aadhaar are checked through DigiLocker, income through the Account Aggregator route, and you'll take a live selfie.
4

Read the KFS before you e-sign

Check the amount you'll receive, the total repayable, the APR and the due date, and make sure it names Ready Leasings as the lender.
5

Set up auto-debit and plan the repayment

Money goes out by IMPS once your eNACH mandate is registered. Keep the full amount ready for the due date, since each failed debit costs ₹590.

Documents Required

PAN card

Aadhaar card, verified through DigiLocker

Salary slips for the last 3 months

Bank statement for the last 3 months

A live selfie, plus an employment letter if you've been in your job under 6 months

What Real Users Say

There's no Play Store rating for Paisa Daily. Treat the lender's testimonials as marketing: one describes a self-employed borrower, a group Paisa Daily says it doesn't lend to.

Paisa Daily has no Google Play listing, so there are no dated store reviews or ratings to read as of October 2026. We also found no news reports, RBI cautions or police action naming Paisa Daily or Ready Leasings.

What users love

Nothing independent. The only praise we found is a set of first-name testimonials on Ready Leasings' own website, which talk about late-night payouts and clear pricing.

Common complaints

None we could verify. That silence isn't reassurance here, because the platform looks new and has no public review trail yet.

How Paisa Daily Compares

vs mPokket — mPokket also serves small, short-notice needs, but through a Google Play app whose listing and reviews you can check before you apply.

vs Pocketly — Pocketly covers a similar loan size through a Play-listed app, so compare the APR in its Key Fact Statement with Paisa Daily's.

vs FlexSalary — FlexSalary targets the same salaried borrowers, so put its Key Fact Statement next to Paisa Daily's and compare the rupee cost.

How we tested

On 30 October 2026 we read every public page of the Paisa Daily website, including its Key Fact Statement, terms, privacy policy, fair practice code, grievance and lending partner pages, plus Ready Leasings' own company website. We matched the lender's CIN and address in RBI's NBFC list as on 30 September 2026. We searched Google Play and found no app. RBI's Digital Lending Apps directory and cancelled-registration list wouldn't load for us, and we didn't take a loan, so payout speed and real KFS figures are unverified.

Paisa Daily Customer Support Details

Paisa Daily is a website run by Ready Leasings, the RBI-registered NBFC that lends. There is no Paisa Daily app on Google Play, so ignore APK links. Its published hours are Monday to Saturday, 10 am to 6 pm. Complaints should get a reply in 7 working days. If not, write to Grievance Redressal Officer Amit Kumar Bansal on the same number. He has 15 working days. The lender's own site gives 033-48126923 and a Gmail address, and its contact page shows a dummy number, so use the contacts here.

Paisa Daily customer care number	+91 9147245765
Paisa Daily WhatsApp number	NA
Paisa Daily customer support email ID	support@paisadaily.money
Registered lending entity	Ready Leasings Private Limited (RBI-registered NBFC), which runs the website itself
Paisa Daily grievance officer email	grievance@paisadaily.money

Verified from Paisa Daily's official contact or grievance page on 2026-09-13. Companies change helplines without notice — cross-check inside the app before calling, and never share an OTP, PIN or card details with anyone claiming to be support. Full Paisa Daily customer care page → All lender, bank & insurer contacts →

Frequently Asked Questions

Is Paisa Daily safe and RBI registered?

Paisa Daily's lender is regulated. It's the lending website of Ready Leasings Private Limited, an NBFC in RBI's register under the Kolkata regional office, and Ready Leasings lists Paisa Daily on its own company site. We couldn't open RBI's Digital Lending Apps directory to confirm a listing there, and the platform has no public review history yet, so check that your loan papers name Ready Leasings before you sign.

How much does a Paisa Daily loan really cost?

A lot. Interest is 1% a day on the full amount, and a 10% processing fee plus 18% GST comes off before the money reaches you. In its own sample of ₹25,000 for 30 days, you receive ₹22,050 and repay ₹32,500, which it states as a 509% APR. Paying late adds 1.25% a day on the overdue amount, and a failed auto-debit costs ₹590.

How much can I borrow from Paisa Daily, and for how long?

The home page and calculator offer ₹5,000 to ₹50,000, and first-time borrowers usually get up to ₹25,000, with bigger limits after they repay. The About page mentions loans of up to ₹1,00,000, so go by the figure in your KFS. You choose 7, 15 or 30 days and repay in one go. There are no monthly EMIs.

Who can get a Paisa Daily loan, and what documents are needed?

You need to be salaried, earn at least ₹20,000 a month and have an active Indian bank account. The home page asks for an age of 21 to 58, though the terms say 18 or above. Self-employed people can't apply for now. Keep your PAN, Aadhaar, salary slips and bank statements for the last 3 months ready, and expect a live selfie check.

How do I contact Paisa Daily customer care or file a complaint?

Start with support@paisadaily.money or +91 9147245765. If that doesn't fix it, write to the grievance officer, Amit Kumar Bansal, at grievance@paisadaily.money; he works Monday to Saturday, 10:00 to 18:00, and should reply within 15 working days. If it's still unresolved after 30 days, complain to the RBI Ombudsman through RBI's Complaint Management System or call 14448.

Is there a Paisa Daily app on Google Play?

No. As of October 2026 Paisa Daily works only through its website, and its own FAQ says there's nothing to install. Be wary of any Play Store app or APK file using the Paisa Daily name, because neither Paisa Daily nor Ready Leasings mentions one. Its loans, all due within 30 days, are also the kind Google Play doesn't allow apps to promote.

How do I stop harassment calls from Paisa Daily recovery agents?

RBI's rules on recovery conduct are specific: agents may not call before 8 a.m. or after 7 p.m., may not use threats, abuse or intimidation, and may not contact people from your phonebook to shame you. Blanket access to your contacts and photos is prohibited for digital lenders. If this is happening, save the evidence — call logs, screenshots, recordings — and complain to the lender's grievance officer (grievance@paisadaily.money), then to the RBI Ombudsman at cms.rbi.org.in if it continues. If the app is not a regulated entity at all, report it on the RBI Sachet portal (sachet.rbi.org.in) and to the cyber-crime helpline 1930 or cybercrime.gov.in. Harassment, morphed images and contact-list shaming are criminal offences regardless of whether you owe money.

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86	Omozing Aparampaar Finance Private Limited	3.5	₹25L	11% to 59% a year	Read Review
87	Instant Mudra Chintamani Finlease Limited	3.5	₹30,000	Up to 66% a year	Read Review
88	Cash247 Meghdoot Mercantile Private Limited	3.5	₹2L	12% to 32.5% a year	Read Review
89	Udhaar Box Moneyplus Financial Services Limited	3.4	₹50,000	10.5% to 365% a year	Read Review
90	Prefr Aditya Birla Capital Finance, Poonawalla Fincorp, SMFG India Credit, Zype, MAS Financial Services	3.2	₹5L	18% – 30% p.a.	Read Review
91	SalaryMantra Bagmane Traders Private Limited	3.1	₹1.5L	Up to 35% a year	Read Review
92	SMFG India Credit SMFG India Credit Company Limited	2.6	₹10L	12.50% – 30.00% p.a.	Read Review